{"id":128748,"date":"2021-04-26T09:33:34","date_gmt":"2021-04-26T07:33:34","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\/cofidis"},"modified":"2021-04-26T09:33:34","modified_gmt":"2021-04-26T07:33:34","slug":"cofidis","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/rachat-credit\/cofidis","title":{"rendered":"Rachat de cr\u00e9dit Cofidis"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le rachat de cr\u00e9dit Cofidis<\/h1>\n\n\n\n<p><strong>Vous souhaitez faire un rachat de cr\u00e9dits avec Cofidis et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Cofidis, le d\u00e9tail des conditions, les taux pratiqu\u00e9s et notre avis sur cet organisme.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le regroupement de cr\u00e9dit propos\u00e9 par Cofidis<\/h2>\n\n\n\n<p><strong>Le rachat de cr\u00e9dit peut concerner vos cr\u00e9dits immobiliers et \/ ou vos cr\u00e9dits \u00e0 la consommation selon les \u00e9tablissements. <\/strong>Voici l&rsquo;offre de rachat de cr\u00e9dit propos\u00e9e par Cofidis : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Rachat de cr\u00e9dit Cofidis<\/th><\/tr><\/thead><tbody><tr><td><strong>Type de taux<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">taux fixe<\/td><\/tr><tr><td><strong>Montant minimum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">3 000 \u20ac<\/td><\/tr><tr><td><strong>Montant maximum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">80 000 \u20ac<\/td><\/tr><tr><td><strong>Dur\u00e9e du remboursement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">12 \u00e0 144 mois<\/td><\/tr><tr><td><strong>1\u00e8re \u00e9ch\u00e9ance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 mois<\/td><\/tr><tr><td><strong>Frais de dossier<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Gratuit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux du rachat de cr\u00e9dit Cofidis ?<\/h2>\n\n\n\n<p><strong>M\u00eame si le taux de rachat de cr\u00e9dit de Cofidis est diff\u00e9rent pour chacun<\/strong>, voici l&rsquo;historique des taux moyens pratiqu\u00e9s les ann\u00e9es pr\u00e9c\u00e9dentes par Cofidis : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">2019<\/th><th class=\"has-text-align-center\" data-align=\"center\">2020<\/th><\/tr><\/thead><tbody><tr><td><strong>Taux moyen du rachat de cr\u00e9dit Cofidis<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">5,52% \u00e0 19,26%<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,66% \u00e0 21,05%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<h2>Notre avis sur le rachat de cr\u00e9dit Cofidis<\/h2>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><p>Cofidis est un acteur incontournable dans les cr\u00e9dits et rachat de cr\u00e9dit. Les diff\u00e9rentes offres propos\u00e9es sont vari\u00e9es et modulables ce qui permet de s&rsquo;adapter aux besoins de chacun. <\/p>\n<p>Cofidis ne prend pas de frais de dossier ce qui est un argument appr\u00e9ciable. Concernant le rachat de cr\u00e9dit, cet organisme promet de faire baisser vos mensualit\u00e9s, entre 30 et 50 % selon la dur\u00e9e de votre cr\u00e9dit. Sur son site internet, il est possible de faire une simulation pr\u00e9cise des \u00e9conomies r\u00e9alis\u00e9es. <\/p>\n<p>Ainsi, notre avis sur le rachat de cr\u00e9dit Cofidis est positif. L&rsquo;offre s&rsquo;adresse aux rachats de cr\u00e9dit compris entre 3 000 et 80 000 euros, ce qui est large tandis que la dur\u00e9e de remboursement peut aller jusqu&rsquo;\u00e0 12 ans. Enfin, on note une r\u00e9ponse rapide et un suivi personnalis\u00e9 de votre dossier.   <\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Cofidis, le meilleur pour un rachat de cr\u00e9dit ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le rachat de cr\u00e9dit Cofidis avec les diff\u00e9rentes offres du march\u00e9 gr\u00e2ce \u00e0 notre outil de simulation de rachat de cr\u00e9dit. <\/strong>Vous aurez acc\u00e8s aux taux appliqu\u00e9s par Cofidis et pourrez d\u00e9finir si cette solution est adapt\u00e9e \u00e0 vos besoins.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Rachat de cr\u00e9dit\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les rachats de cr\u00e9dit\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n<!-- \/wp:rm\/advertizing-block --\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2>Comment contacter l&rsquo;acteur en rachat de cr\u00e9dit Cofidis ?<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Pour contacter Cofidis pour un regroupement de cr\u00e9dit, vous pouvez : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<p><strong>Les contacter par t\u00e9l\u00e9phone au :<\/strong> 0 800 035 035 (du lundi au vendredi de 9h \u00e0 18h)<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Leur \u00e9crire \u00e0 l&rsquo;adresse suivante :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>COFIDIS<br \/>\n59686 LILLE Cedex 9<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p><strong>Les contacter par mail <\/strong>: via le site internet Cofidis <\/p>\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>Le rachat de cr\u00e9dit Cofidis Vous souhaitez faire un rachat de cr\u00e9dits avec Cofidis et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Cofidis, le d\u00e9tail [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":118829,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[785],"class_list":["post-128748","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le rachat de cr\u00e9dit Cofidis | Conditions, taux, contact<\/title>\n<meta name=\"description\" content=\"Le rachat de cr\u00e9dit Cofidis en d\u00e9tails : taux pratiqu\u00e9s, conditions de rachat et frais \u00e0 r\u00e9gler. 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