{"id":128750,"date":"2021-04-26T09:33:37","date_gmt":"2021-04-26T07:33:37","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\/cic"},"modified":"2021-04-26T09:33:37","modified_gmt":"2021-04-26T07:33:37","slug":"cic","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/rachat-credit\/cic","title":{"rendered":"Rachat de cr\u00e9dit Cic"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le rachat de cr\u00e9dit Cic<\/h1>\n\n\n\n<p><strong>Vous souhaitez faire un rachat de cr\u00e9dits avec Cic et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Cic, le d\u00e9tail des conditions, les taux pratiqu\u00e9s et notre avis sur cet organisme.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le regroupement de cr\u00e9dit propos\u00e9 par Cic<\/h2>\n\n\n\n<p><strong>Le rachat de cr\u00e9dit peut concerner vos cr\u00e9dits immobiliers et \/ ou vos cr\u00e9dits \u00e0 la consommation selon les \u00e9tablissements. <\/strong>Voici l&rsquo;offre de rachat de cr\u00e9dit propos\u00e9e par Cic : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Rachat de cr\u00e9dit Cic<\/th><\/tr><\/thead><tbody><tr><td><strong>Type de taux<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">taux fixe<\/td><\/tr><tr><td><strong>Montant minimum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 500 \u20ac<\/td><\/tr><tr><td><strong>Montant maximum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">250 000 \u20ac<\/td><\/tr><tr><td><strong>Dur\u00e9e du remboursement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 6 et 180 mois<\/td><\/tr><tr><td><strong>1\u00e8re \u00e9ch\u00e9ance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 mois<\/td><\/tr><tr><td><strong>Frais de dossier<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">N\u00e9gociable<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux du rachat de cr\u00e9dit Cic ?<\/h2>\n\n\n\n<p><strong>M\u00eame si le taux de rachat de cr\u00e9dit de Cic est diff\u00e9rent pour chacun<\/strong>, voici l&rsquo;historique des taux moyens pratiqu\u00e9s les ann\u00e9es pr\u00e9c\u00e9dentes par Cic : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">2019<\/th><th class=\"has-text-align-center\" data-align=\"center\">2020<\/th><\/tr><\/thead><tbody><tr><td><strong>Taux moyen du rachat de cr\u00e9dit Cic<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 5,50 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 5,50 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<h2>Notre avis sur le rachat de cr\u00e9dit Cic<\/h2>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><p>Le rachat de cr\u00e9dit CIC permet de vous aider financi\u00e8rement en r\u00e9duisant les mensualit\u00e9s de vos diff\u00e9rents emprunts. Le CIC accepte le regroupement de tous les pr\u00eats, aussi bien \u00e0 la consommation (auto, mariage) que vos pr\u00eats immobiliers. <\/p>\n<p>Les conditions pour pr\u00e9tendre au rachat de cr\u00e9dit CIC sont peu restrictives puisque vos emprunts peuvent aller jusqu&rsquo;\u00e0 250 000 \u20ac. La dur\u00e9e de remboursement est elle aussi int\u00e9ressante, s&rsquo;\u00e9tendant de 6 mois \u00e0 15 ans. <\/p>\n<p>Enfin, on appr\u00e9cie que le TAEG pratiqu\u00e9 par le CIC soit fixe, ce qui \u00e9vite des mauvaise surprises. <\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Cic, le meilleur pour un rachat de cr\u00e9dit ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le rachat de cr\u00e9dit Cic avec les diff\u00e9rentes offres du march\u00e9 gr\u00e2ce \u00e0 notre outil de simulation de rachat de cr\u00e9dit. <\/strong>Vous aurez acc\u00e8s aux taux appliqu\u00e9s par Cic et pourrez d\u00e9finir si cette solution est adapt\u00e9e \u00e0 vos besoins.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Rachat de cr\u00e9dit\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les rachats de cr\u00e9dit\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n<!-- \/wp:rm\/advertizing-block --\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2>Comment contacter l&rsquo;acteur en rachat de cr\u00e9dit Cic ?<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Pour contacter Cic pour un regroupement de cr\u00e9dit, vous pouvez : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<p><strong>Les contacter par t\u00e9l\u00e9phone au :<\/strong> 0 800 00 60 60 (du lundi au samedi, de 8h \u00e0 20h)<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Leur \u00e9crire \u00e0 l&rsquo;adresse suivante :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>CIC<br \/>\nService Relation Client\u00e8le<br \/>\n6 avenue de Provence<br \/>\n75452 Paris Cedex 09<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p><strong>Les contacter par mail <\/strong>: via le site internet Cic <\/p>\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>Le rachat de cr\u00e9dit Cic Vous souhaitez faire un rachat de cr\u00e9dits avec Cic et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Cic, le d\u00e9tail [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":118829,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[785],"class_list":["post-128750","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le rachat de cr\u00e9dit Cic | Conditions, taux, contact<\/title>\n<meta name=\"description\" content=\"Le rachat de cr\u00e9dit Cic en d\u00e9tails : taux pratiqu\u00e9s, conditions de rachat et frais \u00e0 r\u00e9gler. 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