{"id":135033,"date":"2022-10-19T15:14:11","date_gmt":"2022-10-19T13:14:11","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/novelia"},"modified":"2022-10-19T15:14:11","modified_gmt":"2022-10-19T13:14:11","slug":"novelia","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-auto\/novelia","title":{"rendered":"Assurance auto Nov\u00e9lia"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"assurance-auto-nom-acteur\">Assurance auto Nov\u00e9lia<\/h1>\n\n\n\n<p><strong>Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de l\u2019assurance auto Nov\u00e9lia ? Prix, \u00e9tendue de la couverture, franchises, avis et comparatif : R\u00e9assurez-moi d\u00e9crypte pour vous les contrats d\u2019assurance auto Nov\u00e9lia.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-le-prix-de-l-assurance-auto-nom-acteur\"><strong>Quel est le prix de l&rsquo;assurance auto Nov\u00e9lia ? <\/strong><\/h2>\n\n\n\n<p><strong>Pour vous permettre de mieux \u00e9valuer le&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/prix\">co\u00fbt de l\u2019assurance auto<\/a> Nov\u00e9lia<\/strong>, nous avons r\u00e9alis\u00e9 le tableau de prix suivant :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Homme mari\u00e9 avec enfants assur\u00e9 depuis 20 ans avec 1 sinistre, trajets priv\u00e9s \/ travail, v\u00e9hicule familial<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">283 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">412 \u20ac\/an<\/td><\/tr><tr><td>Jeune femme active assur\u00e9e depuis 10 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2012<\/td><td class=\"has-text-align-center\" data-align=\"center\">211 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">284 \u20ac\/an<\/td><\/tr><tr><td>Homme mari\u00e9 jeune retrait\u00e9 assur\u00e9 depuis 40 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2015<\/td><td class=\"has-text-align-center\" data-align=\"center\">197 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">283 \u20ac\/an<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quelles-sont-les-garanties-de-l-assurance-auto-nom-acteur\"><strong>Quelles sont les garanties de l\u2019assurance auto Nov\u00e9lia ?<\/strong><\/h2>\n\n\n\n<p><strong>La garantie Responsabilit\u00e9 Civile (RC) est la seule protection l\u00e9galement obligatoire en mati\u00e8re d\u2019assurance auto.<\/strong>&nbsp;Focus sur les garanties de l\u2019assurance auto Nov\u00e9lia.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Socle commun de garanties de l\u2019assurance auto Nov\u00e9lia :<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Niveau de couverture<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><\/tr><tr><td><strong>Bris de glace<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Incendie<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>\u00c9v\u00e9nements climatiques<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Dommages tous accidents<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"has-medium-font-size\"><strong>D\u00e9fense et protection du conducteur de l\u2019assurance auto Nov\u00e9lia<\/strong>&nbsp;:<\/p>\n<!-- \/wp:post-content -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Inclus ou option<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Inclus <\/td><td class=\"has-text-align-center\" data-align=\"center\">Inclus <\/td><\/tr><tr><td><strong>Plafond maximum si d\u00e9c\u00e8s<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><\/tr><tr><td><strong>Seuil d\u2019invalidit\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">11 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">11 %<\/td><\/tr><tr><td><strong>Plafond maximum en AIPP<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 000 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Dommages au v\u00e9hicule de l\u2019assurance auto Nov\u00e9lia<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>R\u00e9troviseurs ext\u00e9rieurs<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Clignotants avants<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol avec menace de violence<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol si cl\u00e9s dans le v\u00e9hicule<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Garanties de confort de l\u2019assurance auto Nov\u00e9lia<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Contenu priv\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>V\u00e9hicule de remplacement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">option<\/td><\/tr><tr><td><strong>Garantie m\u00e9canique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Protection juridique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Assistance de l\u2019assurance auto Nov\u00e9lia :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Envoi d\u2019un proche au chevet<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Mise \u00e0 disposition d\u2019un chauffeur<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Retour au domicile<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Envoi de pi\u00e8ces d\u00e9tach\u00e9es<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Assistance en cas de crevaison<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Les franchises de l&rsquo;assurance auto Nov\u00e9lia : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tiers Etendu<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Tous Risques<\/th><\/tr><\/thead><tbody><tr><td><strong>Franchise vol (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 378 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 378 \u20ac<\/td><\/tr><tr><td><strong>Franchise dommages (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 378 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 378 \u20ac<\/td><\/tr><tr><td><strong>Franchise vol (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 km<\/td><\/tr><tr><td><strong>Franchise panne (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">30 km (0 km en option)<\/td><td class=\"has-text-align-center\" data-align=\"center\">30 km (0 km en option)<\/td><\/tr><tr><td><strong>Assistance aux personnes (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">30 km<\/td><td class=\"has-text-align-center\" data-align=\"center\">30 km<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/04\/conditions-generales-assurance-auto-novelia.pdf\">T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l&rsquo;assurance auto Nov\u00e9lia :<\/a><\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:image {\"align\":\"center\",\"id\":131404,\"width\":120,\"height\":120,\"sizeSlug\":\"large\"} -->\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/04\/conditions-generales-assurance-auto-novelia.pdf\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2020\/07\/conditions-generales.jpg\" alt=\"conditions generales\" class=\"wp-image-131404\" width=\"120\" height=\"120\"\/><\/a><\/figure><\/div>\n<!-- \/wp:image -->\n<!-- wp:heading -->\n<h2 id=\"notre-avis-sur-l-assurance-auto-nom-acteur\"><strong>Notre avis sur l\u2019assurance auto Nov\u00e9lia<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>L\u2019assurance auto propos\u00e9e par Novelia est un contrat d\u2019entr\u00e9e de gamme, avec une couverture simplifi\u00e9e et tr\u00e8s personnalisable. Les 3 formules (Tiers, Tiers Etendu et Tous Risques) sont classiques et permettent une compr\u00e9hension simple des garanties incluses.<\/p>\n<p>La protection du conducteur est similaire \u00e0 celle que vous pouvez trouver sur le march\u00e9, avec un plafond d\u2019indemnisation \u00e0 1 000 000 \u20ac et un seuil d\u2019invalidit\u00e9 fix\u00e9 \u00e0 10 % (indemnisation \u00e0 partir de 11 %). Les dommages au v\u00e9hicule sont globalement mal couverts, avec l\u2019absence de protection des r\u00e9troviseurs ext\u00e9rieurs ou des clignotants avants par le biais de la garantie bris de glace.<\/p>\n<p>En termes de garanties suppl\u00e9mentaires dites de \u00ab confort \u00bb, la plupart sont exclues, \u00e0 l\u2019image de la garantie m\u00e9canique ou de la protection juridique. La couverture contenu priv\u00e9 est propos\u00e9 en option pour la formule Tous Risques uniquement et le v\u00e9hicule de remplacement en option pour toutes les formules.<\/p>\n<p>Toutes les garanties d\u2019assistance sont accessibles en option, ce qui ne permet pas de b\u00e9n\u00e9ficier d\u2019un contrat performant en la mati\u00e8re. Les franchises d\u2019assistance (distance de prise en charge selon le type de sinistre) sont acceptables, avec 0 km pour un vol et 30 km pour une assistance aux personnes. L\u2019assistance en cas de panne est fix\u00e9e \u00e0 30 km d\u2019office, mais peut \u00eatre am\u00e9lior\u00e9e \u00e0 0 km par le biais d\u2019une option.<\/p>\n<p>La relative faiblesse de l\u2019assurance auto Novelia est pourtant r\u00e9percut\u00e9e sur le prix du contrat. Les tarifs propos\u00e9s sont en moyenne inf\u00e9rieurs de  40 % \u00e0 la moyenne du march\u00e9, une disposition id\u00e9ale pour les conducteurs regardants sur le prix avant toute chose. Les conducteurs maluss\u00e9s et \/ ou r\u00e9sili\u00e9s pourront r\u00e9galement b\u00e9n\u00e9ficier de conditions pr\u00e9f\u00e9rentielles gr\u00e2ce \u00e0 la Solution 2 propos\u00e9e par Novelia, contrat annexe sp\u00e9cifiquement destin\u00e9 \u00e0 ces automobilistes.<\/p>\n<p>En parall\u00e8le, le site internet de  l\u2019assureur est tr\u00e8s pauvre en informations et ne permet de trouver aucun renseignement sur les garanties et les d\u00e9tails. R\u00e9assurez-moi s\u2019est procur\u00e9 toutes les informations n\u00e9cessaires par ses propres moyens. Vous ne pourrez trouver ce que vous cherchez sur le site de Novelia, si ce n\u2019est le contact direct de l\u2019assureur.<\/p>\n<p>Une assurance auto efficace et minimaliste en termes de couverture, avec un prix tr\u00e8s attractif. Les automobilistes privil\u00e9giant le tarif \u00e0 la performance devraient \u00eatre int\u00e9ress\u00e9s par Novelia.<\/p><\/p>\n<!-- \/wp:paragraph -->\n\n\n<!-- wp:heading -->\n<h2 id=\"nom-acteur-la-meilleure-des-assurances-auto-18-devis-comparatifs-en-ligne\"><strong>Nov\u00e9lia, la meilleure des assurances auto ?<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez l&rsquo;assurance auto Nov\u00e9lia aux autres contrats en simulant un devis imm\u00e9diat<\/strong>, vous obtiendrez un comparatif de tous les assureurs avec un acc\u00e8s aux tarifs et aux garanties qui vous conviennent.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Assurance auto\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les assurances auto\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2 id=\"l-indemnisation-par-votre-assurance-auto-nom-acteur\"><strong>L\u2019indemnisation par votre assurance auto Nov\u00e9lia<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Voici ce que l\u2019on retrouve comme&nbsp;inclusion par d\u00e9faut dans le contrat :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list {\"className\":\"is-style-default\"} -->\n<ul class=\"is-style-default\"><li><strong>Pour la formule Tiers Etendu <\/strong>:&nbsp;indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de 1\u00e8re mise en circulation du v\u00e9hicule pendant 6 mois puis valeur \u00e0 dire d\u2019expert (v\u00e9tust\u00e9 prise en consid\u00e9ration) avec une valeur minimale garantie..<\/li><\/ul>\n<!-- \/wp:list -->\n\n<ul><li><strong>Pour la formule Tous Risques<\/strong> :&nbsp;Indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de 1\u00e8re mise en circulation du v\u00e9hicule pendant 6 mois puis valeur \u00e0 dire d\u2019expert (v\u00e9tust\u00e9 prise en consid\u00e9ration) avec une valeur minimale garantie.&lt;br&gt;&lt;br&gt;En option : indemnisation \u00e0 valeur d\u2019achat d\u00e8s la date de 1\u00e8re mise en circulation du v\u00e9hicule pendant 12 ou 48 mois puis valeur \u00e0 dire d\u2019expert major\u00e9e..<\/li><\/ul>\n<!-- \/wp:list -->\n<!-- wp:heading -->\n<h2 id=\"contacts-de-l-assurance-auto-nom-acteur\"><strong>Contact de l\u2019assurance auto Nov\u00e9lia<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 id=\"comment-joindre-nom-acteur\">Comment joindre Nov\u00e9lia ?<\/h3>\n<!-- \/wp:heading -->\n\n<p><strong>Vous pouvez contacter l&rsquo;assureur Nov\u00e9lia au :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>02 90 01 15 70<\/strong>&nbsp;du lundi au vendredi de 8h30 \u00e0 12h30 et de 13h30 \u00e0 18h.<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Voici leur adresse :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"left\"} -->\n<p class=\"has-text-align-left\"><p>Novelia<br \/>\nService r\u00e9clamation<br \/>\n30, boulevard de la Tour d\u2019Auvergne<br \/>\nCS 86523<br \/>\n35065 RENNES CEDEX<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->","protected":false},"excerpt":{"rendered":"<p>Assurance auto Nov\u00e9lia Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":15725,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[733],"class_list":["post-135033","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur l&#039;assurance auto Nov\u00e9lia | Garanties, comparatif et tarifs <\/title>\n<meta name=\"description\" content=\"Toutes les garanties et franchises Nov\u00e9lia expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-auto\/novelia\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur l&#039;assurance auto Nov\u00e9lia | Garanties, comparatif et tarifs\" \/>\n<meta property=\"og:description\" content=\"Toutes les garanties et franchises Nov\u00e9lia expliqu\u00e9es - 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