{"id":135062,"date":"2022-10-19T15:15:03","date_gmt":"2022-10-19T13:15:03","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/areas"},"modified":"2022-10-19T15:15:03","modified_gmt":"2022-10-19T13:15:03","slug":"areas","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-auto\/areas","title":{"rendered":"Assurance auto Areas"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"assurance-auto-nom-acteur\">Assurance auto Areas<\/h1>\n\n\n\n<p><strong>Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de l\u2019assurance auto Areas ? Prix, \u00e9tendue de la couverture, franchises, avis et comparatif : R\u00e9assurez-moi d\u00e9crypte pour vous les contrats d\u2019assurance auto Areas.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-le-prix-de-l-assurance-auto-nom-acteur\"><strong>Quel est le prix de l&rsquo;assurance auto Areas ? <\/strong><\/h2>\n\n\n\n<p><strong>Pour vous permettre de mieux \u00e9valuer le&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/prix\">co\u00fbt de l\u2019assurance auto<\/a> Areas<\/strong>, nous avons r\u00e9alis\u00e9 le tableau de prix suivant :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>Homme mari\u00e9 avec enfants assur\u00e9 depuis 20 ans avec 1 sinistre, trajets priv\u00e9s \/ travail, v\u00e9hicule familial<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">237 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">695 \u20ac\/an<\/td><\/tr><tr><td>Jeune femme active assur\u00e9e depuis 10 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2012<\/td><td class=\"has-text-align-center\" data-align=\"center\">408 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 049 \u20ac\/an<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quelles-sont-les-garanties-de-l-assurance-auto-nom-acteur\"><strong>Quelles sont les garanties de l\u2019assurance auto Areas ?<\/strong><\/h2>\n\n\n\n<p><strong>La garantie Responsabilit\u00e9 Civile (RC) est la seule protection l\u00e9galement obligatoire en mati\u00e8re d\u2019assurance auto.<\/strong>&nbsp;Focus sur les garanties de l\u2019assurance auto Areas.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Socle commun de garanties de l\u2019assurance auto Areas :<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>Niveau de couverture<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Priorit\u00e9 Essentielle<\/td><td class=\"has-text-align-center\" data-align=\"center\">Priorit\u00e9 Optimum<\/td><\/tr><tr><td><strong>Bris de glace<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Incendie<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>\u00c9v\u00e9nements climatiques<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Dommages tous accidents<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"has-medium-font-size\"><strong>D\u00e9fense et protection du conducteur de l\u2019assurance auto Areas<\/strong>&nbsp;:<\/p>\n<!-- \/wp:post-content -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>Inclus ou option<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Plafond maximum si d\u00e9c\u00e8s<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">400 000 \u20ac (niveau 1) ou 1 000 000 \u20ac (niveau 2)<\/td><td class=\"has-text-align-center\" data-align=\"center\">400 000 \u20ac (niveau 1) ou 1 000 000 \u20ac (niveau 2)<\/td><\/tr><tr><td><strong>Seuil d\u2019invalidit\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">10 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 %<\/td><\/tr><tr><td><strong>Plafond maximum en AIPP<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">400 000 \u20ac (niveau 1) ou 1 000 000 \u20ac (niveau 2)<\/td><td class=\"has-text-align-center\" data-align=\"center\">400 000 \u20ac (niveau 1) ou 1 000 000 \u20ac (niveau 2)<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Dommages au v\u00e9hicule de l\u2019assurance auto Areas<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>R\u00e9troviseurs ext\u00e9rieurs<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option &quot;le+ indemnit\u00e9s&quot; niveau 1 ou 2 uniquement<\/td><\/tr><tr><td><strong>Clignotants avants<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option &quot;le+ indemnit\u00e9s&quot; niveau 1 ou 2 uniquement<\/td><\/tr><tr><td><strong>Vol avec menace de violence<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Garanties de confort de l\u2019assurance auto Areas<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>Contenu priv\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>V\u00e9hicule de remplacement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option &quot;le+ mobilit\u00e9&quot; niveau 2 uniquement<\/td><\/tr><tr><td><strong>Garantie m\u00e9canique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Protection juridique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Assistance de l\u2019assurance auto Areas :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>Envoi d\u2019un proche au chevet<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Mise \u00e0 disposition d\u2019un chauffeur<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Retour au domicile<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Envoi de pi\u00e8ces d\u00e9tach\u00e9es<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option, vers l&#039;\u00e9tranger uniquement<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option, vers l&#039;\u00e9tranger uniquement<\/td><\/tr><tr><td><strong>Assistance en cas de crevaison<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option assistance Elite<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option assistance Elite<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Les franchises de l&rsquo;assurance auto Areas : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1 &#8211; Priorit\u00e9 Essentielle<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/th><\/tr><\/thead><tbody><tr><td><strong>Franchise vol (\u20ac)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 % dommages + franchise \u00e9ventuelle (conditions particuli\u00e8res)<\/td><\/tr><tr><td><strong>Franchise panne (kms)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option 25 km (panne) et 0 Km (accident)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option 25 km (panne) et 0 Km (accident)<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/01\/conditions-generales-assurance-auto-areas.pdf\">T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l&rsquo;assurance auto Areas :<\/a><\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:image {\"align\":\"center\",\"id\":131404,\"width\":120,\"height\":120,\"sizeSlug\":\"large\"} -->\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/01\/conditions-generales-assurance-auto-areas.pdf\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2020\/07\/conditions-generales.jpg\" alt=\"conditions generales\" class=\"wp-image-131404\" width=\"120\" height=\"120\"\/><\/a><\/figure><\/div>\n<!-- \/wp:image -->\n<!-- wp:heading -->\n<h2 id=\"notre-avis-sur-l-assurance-auto-nom-acteur\"><strong>Notre avis sur l\u2019assurance auto Areas<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>L\u2019assurance auto Ar\u00e9as propose des contrats relativement simples. Le d\u00e9coupage entre trois formules classiques (tiers, interm\u00e9diaire et tous risques) permet une compr\u00e9hension facile des garanties et de l\u2019\u00e9tendue de chacune. Les diff\u00e9rentes options sont clairement identifiables et permettent de renforcer la couverture d\u2019origine de mani\u00e8re efficace.<\/p>\n<p>Le principal b\u00e9mol r\u00e9side dans la pr\u00e9sence de bon nombre de garanties, qui sont disponibles uniquement en tant qu\u2019options annexes. La protection de base est alors relativement limit\u00e9e et les renforts font grimper significativement les prix des formules d\u2019origine.<\/p>\n<p>Les franchises sont par ailleurs assez \u00e9lev\u00e9es pour les dommages aux v\u00e9hicules et aux personnes, ce qui r\u00e9duit amplement l\u2019indemnisation pr\u00e9vue dans les conditions particuli\u00e8res (en plus de l\u2019application des plafonds).<\/p>\n<p>L\u2019ensemble des prestations d\u2019assistance est aussi accessible par le biais d\u2019une option payante. Il est quelque peu regrettable de voir qu\u2019aucun service n\u2019est inclus en premier lieu et que chacun d\u2019entre eux doit faire l\u2019objet d\u2019une souscription \u00e0 une assistance annexe g\u00e9n\u00e9ralis\u00e9e. <\/p>\n<p>L\u2019un des probl\u00e8mes majeurs du contrat d\u2019assurance auto Ar\u00e9as est l\u2019absence de prix pr\u00e9sent\u00e9s sur le site internet. L\u2019assureur ne propose pas de simulateur de devis en ligne, mais uniquement le remplissage d\u2019un formulaire qui est transmis \u00e0 l\u2019agence territoriale comp\u00e9tente selon votre lieu de r\u00e9sidence. Ce manque de transparence est tr\u00e8s pr\u00e9judiciable, puisque le prix d\u2019une assurance auto repr\u00e9sente bien souvent le premier crit\u00e8re de choix de la couverture.<\/p><\/p>\n<!-- \/wp:paragraph -->\n\n\n<!-- wp:heading -->\n<h2 id=\"nom-acteur-la-meilleure-des-assurances-auto-18-devis-comparatifs-en-ligne\"><strong>Areas, la meilleure des assurances auto ?<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez l&rsquo;assurance auto Areas aux autres contrats en simulant un devis imm\u00e9diat<\/strong>, vous obtiendrez un comparatif de tous les assureurs avec un acc\u00e8s aux tarifs et aux garanties qui vous conviennent.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Assurance auto\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les assurances auto\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2 id=\"l-indemnisation-par-votre-assurance-auto-nom-acteur\"><strong>L\u2019indemnisation par votre assurance auto Areas<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Voici ce que l\u2019on retrouve comme&nbsp;inclusion par d\u00e9faut dans le contrat :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list {\"className\":\"is-style-default\"} -->\n<ul class=\"is-style-default\"><li><strong>Pour la formule Formule 1 &#8211; Priorit\u00e9 Essentielle <\/strong>:&nbsp;indemnisation en valeur \u00e0 dire d\u2019expert (prise en compte de la d\u00e9pr\u00e9ciation du v\u00e9hicule via l\u2019application d\u2019un taux de v\u00e9tust\u00e9)..<\/li><\/ul>\n<!-- \/wp:list -->\n\n<ul><li><strong>Pour la formule Formule 3 &#8211; Priorit\u00e9 Optimum<\/strong> :&nbsp;indemnisation en valeur \u00e0 dire d\u2019expert (prise en compte de la d\u00e9pr\u00e9ciation du v\u00e9hicule via l\u2019application d\u2019un taux de v\u00e9tust\u00e9).&lt;br&gt;&lt;br&gt;En option :&lt;br&gt;Option individuelle : indemnisation en valeur d\u2019achat pendant 12 mois suivant l\u2019acquisition, puis indemnisation en valeur \u00e0 dire d\u2019expert &lt;br&gt;Option \u00ab le + indemnit\u00e9s \u00bb de niveau 1 : indemnisation en valeur d\u2019achat pendant 24 mois suivant l\u2019acquisition, puis indemnisation en valeur \u00e0 dire d\u2019expert (pour les formule Priorit\u00e9 \u00e9tendue et Priorit\u00e9 optimum uniquement).&lt;br&gt;Option \u00ab le + indemnit\u00e9s \u00bb de niveau 2 : indemnisation en valeur d\u2019achat pendant 36 mois suivant l\u2019acquisition, puis indemnisation en valeur \u00e0 dire d\u2019expert. L\u2019indemnisation est par ailleurs major\u00e9e au-del\u00e0 du 36\u00e8me mois.<\/li><\/ul>\n<!-- \/wp:list -->\n<!-- wp:heading -->\n<h2 id=\"contacts-de-l-assurance-auto-nom-acteur\"><strong>Contact de l\u2019assurance auto Areas<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 id=\"comment-joindre-nom-acteur\">Comment joindre Areas ?<\/h3>\n<!-- \/wp:heading -->\n\n<p><strong>Vous pouvez contacter l&rsquo;assureur Areas au :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>01 40 20 40 42<\/strong>&nbsp;du lundi au vendredi de 10h \u00e0 12h et de 14h30 \u00e0 19h.<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Voici leur adresse :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"left\"} -->\n<p class=\"has-text-align-left\"><p>AREAS ASSURANCES<br \/>\n47 \u2013 49, rue de Mirosmesnil<br \/>\n75380 PARIS CEDEX 8<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->","protected":false},"excerpt":{"rendered":"<p>Assurance auto Areas Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":15725,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[733],"class_list":["post-135062","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur l&#039;assurance auto Areas | Garanties, comparatif et tarifs <\/title>\n<meta name=\"description\" content=\"Toutes les garanties et franchises Areas expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-auto\/areas\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur l&#039;assurance auto Areas | Garanties, comparatif et tarifs\" \/>\n<meta property=\"og:description\" content=\"Toutes les garanties et franchises Areas expliqu\u00e9es - 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