{"id":135092,"date":"2022-10-19T15:15:48","date_gmt":"2022-10-19T13:15:48","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/assureo"},"modified":"2022-10-19T15:15:48","modified_gmt":"2022-10-19T13:15:48","slug":"assureo","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-auto\/assureo","title":{"rendered":"Assurance auto Assur\u00e9o"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"assurance-auto-nom-acteur\">Assurance auto Assur\u00e9o<\/h1>\n\n\n\n<p><strong>Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de l\u2019assurance auto Assur\u00e9o ? Prix, \u00e9tendue de la couverture, franchises, avis et comparatif : R\u00e9assurez-moi d\u00e9crypte pour vous les contrats d\u2019assurance auto Assur\u00e9o.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-le-prix-de-l-assurance-auto-nom-acteur\"><strong>Quel est le prix de l&rsquo;assurance auto Assur\u00e9o ? <\/strong><\/h2>\n\n\n\n<p><strong>Pour vous permettre de mieux \u00e9valuer le&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\/prix\">co\u00fbt de l\u2019assurance auto<\/a> Assur\u00e9o<\/strong>, nous avons r\u00e9alis\u00e9 le tableau de prix suivant :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 4 <\/th><\/tr><\/thead><tbody><tr><td><strong>Homme mari\u00e9 avec enfants assur\u00e9 depuis 20 ans avec 1 sinistre, trajets priv\u00e9s \/ travail, v\u00e9hicule familial<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i> communiqu\u00e9 <\/td><td class=\"has-text-align-center\" data-align=\"center\">402,72 \u20ac\/an<\/td><\/tr><tr><td>Jeune femme active assur\u00e9e depuis 10 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2012<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i> communiqu\u00e9 <\/td><td class=\"has-text-align-center\" data-align=\"center\">546,24 \u20ac\/an<\/td><\/tr><tr><td>Homme mari\u00e9 jeune retrait\u00e9 assur\u00e9 depuis 40 ans sans sinistre depuis 3 ans, trajets priv\u00e9s, citadine 2015<\/td><td class=\"has-text-align-center\" data-align=\"center\">496,68 \u20ac\/an<\/td><td class=\"has-text-align-center\" data-align=\"center\">787,32 \u20ac\/an<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quelles-sont-les-garanties-de-l-assurance-auto-nom-acteur\"><strong>Quelles sont les garanties de l\u2019assurance auto Assur\u00e9o ?<\/strong><\/h2>\n\n\n\n<p><strong>La garantie Responsabilit\u00e9 Civile (RC) est la seule protection l\u00e9galement obligatoire en mati\u00e8re d\u2019assurance auto.<\/strong>&nbsp;Focus sur les garanties de l\u2019assurance auto Assur\u00e9o.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Socle commun de garanties de l\u2019assurance auto Assur\u00e9o :<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 4 <\/th><\/tr><\/thead><tbody><tr><td><strong>Niveau de couverture<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Tiers \u00e9co <\/td><td class=\"has-text-align-center\" data-align=\"center\">Tous risques<\/td><\/tr><tr><td><strong>Bris de glace<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Sans franchise <\/td><\/tr><tr><td><strong>Vol<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Incendie<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>\u00c9v\u00e9nements climatiques<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td><strong>Dommages tous accidents<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"has-medium-font-size\"><strong>D\u00e9fense et protection du conducteur de l\u2019assurance auto Assur\u00e9o<\/strong>&nbsp;:<\/p>\n<!-- \/wp:post-content -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 4 <\/th><\/tr><\/thead><tbody><tr><td><strong>Inclus ou option<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Plafond maximum si d\u00e9c\u00e8s<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Dans les conditions particuli\u00e8res du contrat<\/td><td class=\"has-text-align-center\" data-align=\"center\">Dans les conditions particuli\u00e8res du contrat<\/td><\/tr><tr><td><strong>Seuil d\u2019invalidit\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">10 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 %<\/td><\/tr><tr><td><strong>Plafond maximum en AIPP<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Dans les conditions particuli\u00e8res du contrat<\/td><td class=\"has-text-align-center\" data-align=\"center\">Dans les conditions particuli\u00e8res du contrat<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Dommages au v\u00e9hicule de l\u2019assurance auto Assur\u00e9o<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 4 <\/th><\/tr><\/thead><tbody><tr><td><strong>R\u00e9troviseurs ext\u00e9rieurs<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Clignotants avants<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>Vol avec menace de violence<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Garanties de confort de l\u2019assurance auto Assur\u00e9o<\/strong>&nbsp;:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 4 <\/th><\/tr><\/thead><tbody><tr><td><strong>Contenu priv\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\">Garantie vol uniquement<\/td><\/tr><tr><td><strong>V\u00e9hicule de remplacement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Garantie m\u00e9canique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Protection juridique<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n<p class=\"has-medium-font-size\"><strong>Assistance de l\u2019assurance auto Assur\u00e9o :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-double\"} -->\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 1<\/th><th class=\"has-text-align-center\" data-align=\"center\">Formule Formule 4 <\/th><\/tr><\/thead><tbody><tr><td><strong>Envoi d\u2019un proche au chevet<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Mise \u00e0 disposition d\u2019un chauffeur<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Retour au domicile<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Envoi de pi\u00e8ces d\u00e9tach\u00e9es<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><td class=\"has-text-align-center\" data-align=\"center\">Option<\/td><\/tr><tr><td><strong>Assistance en cas de crevaison<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><strong><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/01\/conditions-generales-assurance-auto-assureo.pdf\">T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l&rsquo;assurance auto Assur\u00e9o :<\/a><\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:image {\"align\":\"center\",\"id\":131404,\"width\":120,\"height\":120,\"sizeSlug\":\"large\"} -->\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2019\/01\/conditions-generales-assurance-auto-assureo.pdf\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2020\/07\/conditions-generales.jpg\" alt=\"conditions generales\" class=\"wp-image-131404\" width=\"120\" height=\"120\"\/><\/a><\/figure><\/div>\n<!-- \/wp:image -->\n<!-- wp:heading -->\n<h2 id=\"notre-avis-sur-l-assurance-auto-nom-acteur\"><strong>Notre avis sur l\u2019assurance auto Assur\u00e9o<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>L\u2019assurance auto Assur\u00e9o est relativement classique, avec  formules principales (Tiers \u00e9co, Tiers \u00e9tendu et Tous risques), plus une formule interm\u00e9diaire (Tiers bris de glace). La simplicit\u00e9 th\u00e9orique de ces 4 formules est pourtant vite \u00e9clips\u00e9e par une complexit\u00e9 interne dans les documents, qui perd facilement son lecteur.<\/p>\n<p>Le nombre \u00e9lev\u00e9 d\u2019options ne permet donc pas de s\u2019y retrouver clairement, avec des conditions g\u00e9n\u00e9rales floues et peu \u00e9videntes \u00e0 comprendre. Les franchises notamment, sont presque enti\u00e8rement absentes des conditions g\u00e9n\u00e9rales et il est \u00e0 peine fait mention de leur fonctionnement global.<\/p>\n<p>Les modalit\u00e9s d\u2019indemnisation sont multiples et tout aussi compliqu\u00e9es, le remboursement \u00e9tant \u00e9videmment bas\u00e9 sur l\u2019\u00e2ge du v\u00e9hicule, mais \u00e9galement sur le type de sinistre subi. Cette disposition ne permet pas de b\u00e9n\u00e9ficier d\u2019une indemnisation g\u00e9n\u00e9ralis\u00e9e mais bien index\u00e9e sur votre degr\u00e9 d\u2019implication dans un sinistre subi.<\/p>\n<p>Le plus gros manquement d\u2019Assur\u00e9o r\u00e9side dans la simulation de devis en ligne. En effet, le service est similaire \u00e0 celui d\u2019EuroAssurance, qui s\u2019av\u00e8re \u00eatre l\u2019un des pires du march\u00e9. Les r\u00e9sultats tendent toujours \u00e0 vous proposer la formule la plus ch\u00e8re malgr\u00e9 les informations communiqu\u00e9es, et il est m\u00eame parfois impossible d\u2019afficher les r\u00e9sultats pour les formules au tiers.<br \/>\nLes formules d\u2019Assur\u00e9o ne sont d\u2019ailleurs pas n\u00e9cessairement celles reprises par le simulateur et pr\u00e9sent\u00e9es en tant que r\u00e9sultats. Cette discrimination assimilable \u00e0 de la vente forc\u00e9e est extr\u00eamement pr\u00e9judiciable et t\u00e9moigne d\u2019une volont\u00e9 de l\u2019assureur de vendre sans penser \u00e0 l\u2019int\u00e9r\u00eat de ses clients.<br \/>\nLe contrat Assur\u00e9o est donc \u00e0 fuir, d\u2019autant plus que les prix sont plus \u00e9lev\u00e9s que la moyenne du march\u00e9.<\/p><\/p>\n<!-- \/wp:paragraph -->\n\n\n<!-- wp:heading -->\n<h2 id=\"nom-acteur-la-meilleure-des-assurances-auto-18-devis-comparatifs-en-ligne\"><strong>Assur\u00e9o, la meilleure des assurances auto ?<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez l&rsquo;assurance auto Assur\u00e9o aux autres contrats en simulant un devis imm\u00e9diat<\/strong>, vous obtiendrez un comparatif de tous les assureurs avec un acc\u00e8s aux tarifs et aux garanties qui vous conviennent.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Assurance auto\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-auto\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les assurances auto\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2 id=\"l-indemnisation-par-votre-assurance-auto-nom-acteur\"><strong>L\u2019indemnisation par votre assurance auto Assur\u00e9o<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Voici ce que l\u2019on retrouve comme&nbsp;inclusion par d\u00e9faut dans le contrat :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list {\"className\":\"is-style-default\"} -->\n<ul class=\"is-style-default\"><li><strong>Pour la formule Formule 1 <\/strong>:&nbsp;Si le v\u00e9hicule est r\u00e9parable :&lt;br&gt;- Indemnisation \u00e9gale \u00e0 la valeur r\u00e9elle des r\u00e9parations si le v\u00e9hicule est r\u00e9par\u00e9.&lt;br&gt;- Indemnisation \u00e9gale \u00e0 la valeur r\u00e9elle des r\u00e9parations, sans d\u00e9passer la diff\u00e9rence entre la valeur avant sinistre et celle apr\u00e8s sinistre si le v\u00e9hicule n\u2019est pas r\u00e9par\u00e9.&lt;br&gt;&lt;br&gt;Si le v\u00e9hicule n\u2019est pas r\u00e9parable : indemnisation \u00e9gale \u00e0 la valeur \u00e0 dire d\u2019expert avant sinistre (d\u00e9duction faite de la d\u00e9pr\u00e9ciation depuis la date d\u2019acquisition via l\u2019application d\u2019un taux de v\u00e9tust\u00e9).&lt;br&gt;&lt;br&gt;En option dans le contrat :&lt;br&gt;- Compl\u00e9ment d\u2019indemnisation maximum \u00e9gal \u00e0 la diff\u00e9rence entre la valeur d\u2019acquisition et la valeur \u00e0 dire d\u2019expert si le v\u00e9hicule a plus de 12 mois d\u2019anciennet\u00e9 et jusqu\u2019\u00e0 24 mois.&lt;br&gt;- Compl\u00e9ment d\u2019indemnisation maximum \u00e9gal \u00e0 20 % de la valeur  dire d\u2019expert si le v\u00e9hicule a plus de 24 mois d\u2019anciennet\u00e9..<\/li><\/ul>\n<!-- \/wp:list -->\n\n<ul><li><strong>Pour la formule Formule 4 <\/strong> :&nbsp;Si le v\u00e9hicule est r\u00e9parable :&lt;br&gt;- Indemnisation \u00e9gale \u00e0 la valeur r\u00e9elle des r\u00e9parations si le v\u00e9hicule est r\u00e9par\u00e9.&lt;br&gt;- Indemnisation \u00e9gale \u00e0 la valeur r\u00e9elle des r\u00e9parations, sans d\u00e9passer la diff\u00e9rence entre la valeur avant sinistre et celle apr\u00e8s sinistre si le v\u00e9hicule n\u2019est pas r\u00e9par\u00e9.&lt;br&gt;&lt;br&gt;Si le v\u00e9hicule n\u2019est pas r\u00e9parable : indemnisation \u00e9gale \u00e0 la valeur \u00e0 dire d\u2019expert avant sinistre (d\u00e9duction faite de la d\u00e9pr\u00e9ciation depuis la date d\u2019acquisition via l\u2019application d\u2019un taux de v\u00e9tust\u00e9).&lt;br&gt;&lt;br&gt;En option dans le contrat :&lt;br&gt;- Compl\u00e9ment d\u2019indemnisation maximum \u00e9gal \u00e0 la diff\u00e9rence entre la valeur d\u2019acquisition et la valeur \u00e0 dire d\u2019expert si le v\u00e9hicule a plus de 12 mois d\u2019anciennet\u00e9 et jusqu\u2019\u00e0 24 mois.&lt;br&gt;- Compl\u00e9ment d\u2019indemnisation maximum \u00e9gal \u00e0 20 % de la valeur  dire d\u2019expert si le v\u00e9hicule a plus de 24 mois d\u2019anciennet\u00e9..<\/li><\/ul>\n<!-- \/wp:list -->\n<!-- wp:heading -->\n<h2 id=\"contacts-de-l-assurance-auto-nom-acteur\"><strong>Contact de l\u2019assurance auto Assur\u00e9o<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 id=\"comment-joindre-nom-acteur\">Comment joindre Assur\u00e9o ?<\/h3>\n<!-- \/wp:heading -->\n\n<p><strong>Vous pouvez contacter l&rsquo;assureur Assur\u00e9o au :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>01 49 15 60 01<\/strong>&nbsp;du lundi au samedi de 8h30 \u00e0 19h30.<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Voici leur adresse :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"left\"} -->\n<p class=\"has-text-align-left\"><p>ASSUREO<br \/>\n40, avenue de Bobigny<br \/>\n93130 NOISY-LE-SEC<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->","protected":false},"excerpt":{"rendered":"<p>Assurance auto Assur\u00e9o Conducteur occasionnel ou averti, jeune conducteur ou automobiliste confirm\u00e9 : l&rsquo;assurance auto est obligatoire pour tous en France. Vous avez le devoir d\u2019assurer votre voiture, par le minimum l\u00e9gal de la Responsabilit\u00e9 Civile. Vous \u00eates \u00e0 la recherche du contrat le plus couvrant au meilleur prix et ne savez que penser de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":15725,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[733],"class_list":["post-135092","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur l&#039;assurance auto Assur\u00e9o | Garanties, comparatif et tarifs <\/title>\n<meta name=\"description\" content=\"Toutes les garanties et franchises Assur\u00e9o expliqu\u00e9es - Trouvez la formule la plus adapt\u00e9e \u00e0 votre v\u00e9hicule - Comparatif avec 18 assurances\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-auto\/assureo\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur l&#039;assurance auto Assur\u00e9o | Garanties, comparatif et tarifs\" \/>\n<meta property=\"og:description\" content=\"Toutes les garanties et franchises Assur\u00e9o expliqu\u00e9es - 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