{"id":136140,"date":"2022-02-21T21:46:55","date_gmt":"2022-02-21T20:46:55","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-scolaire\/smacl"},"modified":"2022-02-21T21:46:55","modified_gmt":"2022-02-21T20:46:55","slug":"smacl","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-scolaire\/smacl","title":{"rendered":"Assurance scolaire SMACL"},"content":{"rendered":"\n

L’assurance scolaire SMACL<\/h1>\n\n\n\n

L’assurance scolaire couvre les enfants de la maternelle aux \u00e9tudes sup\u00e9rieures. Si elle n\u2019est pas exig\u00e9e pour les activit\u00e9s \u00e0 l\u2019\u00e9cole, l\u2019assurance scolaire est obligatoire pour toutes les activit\u00e9s facultatives propos\u00e9es par la vie scolaire. D\u00e9couvrez notre avis sur l\u2019assurance scolaire et extrascolaire SMACL !<\/strong><\/p>\n\n\n\n

Quelles sont les garanties de l’assurance scolaire et extrascolaire SMACL ?<\/h2>\n\n\n\n

Voici les garanties<\/strong> de l’assurance scolaire : <\/p>\n\n\n\n

Garanties<\/th>Prise en charge<\/th><\/tr><\/thead>
Responsabilit\u00e9 Civile (RC)<\/strong><\/td>\n<\/i><\/td><\/tr>
Recours – D\u00e9fense p\u00e9nale<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Lunettes cass\u00e9es ou perdues<\/strong><\/td>

200\u20ac<\/p><\/td><\/tr>

Lentilles perdues<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Appareil dentaire cass\u00e9 ou perdu<\/strong><\/td>200 \u20ac par dent avec un maximum de 1 000 \u20ac<\/td><\/tr>
Dommages aux v\u00eatements<\/strong><\/td>\n<\/i><\/td><\/tr>
Instruments de musique vol\u00e9s ou endommag\u00e9s<\/strong><\/td>\n<\/i><\/td><\/tr>
Invalidit\u00e9<\/strong><\/td>De 10 000 \u20ac \u00e0 40 000 \u20ac selon taux d\u2019invalidit\u00e9<\/td><\/tr>
D\u00e9c\u00e8s<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Honoraires m\u00e9dicaux suite \u00e0 un accident<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Frais de recherche et secours<\/strong><\/td>600\u20ac<\/td><\/tr>
Interruption de scolarit\u00e9<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Assistance<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n

Les garanties d’assistance scolaire et extrascolaire SMACL<\/strong><\/h2>\n\n\n\n
Garanties d’assistance<\/th>Prise en charge<\/th><\/tr><\/thead>
Rapatriement ou transport sanitaire<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Accompagnement lors du rapatriement ou transport sanitaire<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Soins m\u00e9dicaux \u00e0 l’\u00e9tranger<\/strong><\/td>\n<\/i><\/td><\/tr>
Pr\u00e9sence aupr\u00e8s de l\u2019\u00e9l\u00e8ve hospitalis\u00e9<\/strong><\/td>Pas communiqu\u00e9<\/td><\/tr>
Soutien psychologique en cas de harc\u00e8lement \/ racket<\/strong><\/td>\n<\/i><\/td><\/tr>
Garde \u00e0 domicile<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n
<\/div>\n\n\n\n

T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l’assurance SMACL :<\/a><\/strong><\/p>\n\n\n\n

\"conditions<\/a><\/figure><\/div>\n\n\n

Notre avis sur l\u2019assurance scolaire et extrascolaire SMACL<\/h2>\n\n\n\n

Notre avis sur cette assurance scolaire SMACL est assez partag\u00e9. Cette couverture comprend des garanties plut\u00f4t classiques. Les prises en charge sont satisfaisantes sur les postes suivants : frais de remplacement de lunettes \u00e0 hauteur de 200 \u20ac, d\u2019un appareil auditif jusqu\u2019\u00e0 400 \u20ac, et d\u2019une proth\u00e8se dentaire jusqu\u2019\u00e0 1 000 \u20ac. Le tarif annuel est abordable. Le point fort de ce contrat SMACL r\u00e9side en la qualit\u00e9 du volet assistance qui est particuli\u00e8rement complet.<\/p>\n

Nous regrettons l\u2019absence des garanties Responsabilit\u00e9 Civile et vol, pas m\u00eame accessibles en option. Des frais d\u2019obs\u00e8ques sont pr\u00e9vus mais il n\u2019y aucun capital d\u00e9c\u00e8s. De m\u00eame, protection juridique ou d\u00e9fense et recours ne sont pas couverts. Le plafond de l\u2019indemnisation invalidit\u00e9 est faible (40 000 \u20ac) compar\u00e9 \u00e0 ce qu\u2019offre la concurrence. Enfin, les garanties de ce contrat ne s\u2019exercent qu\u2019en France et en territoires d\u2019Outre-Mer.<\/p><\/p>\n\n\n\n

SMACL, meilleur assureur scolaire du march\u00e9 ?<\/h2>\n\n\n\n

Vous pouvez comparer SMACL aux autres offres d\u2019assurances scolaire du march\u00e9. Pour cela utilisez notre comparateur de mutuelles scolaires en ligne afin de voir les offres disponibles sur le march\u00e9, et comparez avec la proposition tarifaire de SMACL<\/strong> :<\/strong><\/p>\n\n\n\n

<\/div>\n\n\n\n\n
\"reassurez-moi<\/div>

Assurance scolaire : les meilleures offres 2026<\/p>Je compare 18 assurances scolaires<\/span><\/a><\/div><\/div>\n\n\n\n\n

<\/div>\n\n\n\n

En tant que courtier d’assurance, notre mission est de vous informer et de vous conseiller sur les offres d’assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos assureurs partenaires<\/a> comme ceux avec lesquels nous n’entretenons pas de liens. Ces fiches vous donnent notre analyse objective sur les contrats d’assurance mais aussi des informations sur les formalit\u00e9s d’adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n\n\n\n

Quelle prise en charge par l\u2019assurance scolaire SMACL ?<\/h2>\n\n\n\n
<\/th>Plafond d’indemnisation<\/th><\/tr><\/thead>
Responsabilit\u00e9 civile<\/td>

Pas communiqu\u00e9<\/p><\/td><\/tr>

Recours \u2013 D\u00e9fense p\u00e9nale<\/td>Pas communiqu\u00e9<\/td><\/tr>
Frais m\u00e9dicaux suite \u00e0 un accident<\/td>Pas communiqu\u00e9<\/td><\/tr>
Frais de recherche et de secours<\/td>Pas communiqu\u00e9<\/td><\/tr>
Interruption de scolarit\u00e9<\/td>Pas communiqu\u00e9<\/td><\/tr>
Indemnit\u00e9s contractuelles invalidit\u00e9 permanente<\/td>

Pas communiqu\u00e9<\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Quel est le tarif de l\u2019assurance scolaire et extrascolaire SMACL ?<\/h2>\n\n\n\n

Entre 8,50 et 14,90 \u20ac par an selon le contrat souscrit. <\/p><\/p>\n\n\n\n

Contact de l\u2019assurance scolaire SMACL<\/h2>\n\n\n\n

Vous trouverez votre num\u00e9ro de police d\u2019assurance SMACL sur votre contrat.<\/strong>Pour toutes question sur votre contrat ou demande d\u2019attestation d\u2019assurance scolaire et extrascolaire<\/a>, les conseillers SMACL sont disponibles :<\/p>\n\n\n

\n

Par t\u00e9l\u00e9phone, au :<\/strong><\/p>\n\n\n\n

05 49 32 20 96<\/p>\n<\/div>\n\n

\n

Ou par courrier, \u00e0 l’adresse suivante :<\/strong><\/p>\n\n\n\n

SMACL
\n141, avenue Salvador-Allende
\nCS 20000
\n79031 Niort Cedex 9<\/p><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

L’assurance scolaire SMACL L’assurance scolaire couvre les enfants de la maternelle aux \u00e9tudes sup\u00e9rieures. Si elle n\u2019est pas exig\u00e9e pour les activit\u00e9s \u00e0 l\u2019\u00e9cole, l\u2019assurance scolaire est obligatoire pour toutes les activit\u00e9s facultatives propos\u00e9es par la vie scolaire. D\u00e9couvrez notre avis sur l\u2019assurance scolaire et extrascolaire SMACL ! Quelles sont les garanties de l’assurance scolaire et extrascolaire SMACL […]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":38598,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[584],"class_list":["post-136140","page","type-page","status-publish","hentry"],"yoast_head":"\nNotre avis sur l'assurance scolaire SMACL | Garanties & tarifs<\/title>\n<meta name=\"description\" content=\"Notre avis d'expert sur l'assurance scolaire SMACL - Comparatif avec 12 offres\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-scolaire\/smacl\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur l'assurance scolaire SMACL | Garanties & tarifs\" \/>\n<meta property=\"og:description\" content=\"Notre avis d'expert sur l'assurance scolaire SMACL - 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