{"id":138524,"date":"2021-04-26T09:34:51","date_gmt":"2021-04-26T07:34:51","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\/caisse-epargne"},"modified":"2021-04-26T09:34:51","modified_gmt":"2021-04-26T07:34:51","slug":"caisse-epargne","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/rachat-credit\/caisse-epargne","title":{"rendered":"Rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne<\/h1>\n\n\n\n<p><strong>Vous souhaitez faire un rachat de cr\u00e9dits avec Caisse d&#039;\u00c9pargne et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Caisse d&#039;\u00c9pargne, le d\u00e9tail des conditions, les taux pratiqu\u00e9s et notre avis sur cet organisme.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le regroupement de cr\u00e9dit propos\u00e9 par Caisse d&#039;\u00c9pargne<\/h2>\n\n\n\n<p><strong>Le rachat de cr\u00e9dit peut concerner vos cr\u00e9dits immobiliers et \/ ou vos cr\u00e9dits \u00e0 la consommation selon les \u00e9tablissements. <\/strong>Voici l&rsquo;offre de rachat de cr\u00e9dit propos\u00e9e par Caisse d&#039;\u00c9pargne : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne<\/th><\/tr><\/thead><tbody><tr><td><strong>Type de taux<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">taux fixe<\/td><\/tr><tr><td><strong>Montant minimum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">0\u20ac<\/td><\/tr><tr><td><strong>Montant maximum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">50 000 \u20ac<\/td><\/tr><tr><td><strong>Dur\u00e9e du remboursement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4 \u00e0 120 mois<\/td><\/tr><tr><td><strong>1\u00e8re \u00e9ch\u00e9ance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">3 mois<\/td><\/tr><tr><td><strong>Frais de dossier<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Moins de 100 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux du rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne ?<\/h2>\n\n\n\n<p><strong>M\u00eame si le taux de rachat de cr\u00e9dit de Caisse d&#039;\u00c9pargne est diff\u00e9rent pour chacun<\/strong>, voici l&rsquo;historique des taux moyens pratiqu\u00e9s les ann\u00e9es pr\u00e9c\u00e9dentes par Caisse d&#039;\u00c9pargne : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">2019<\/th><th class=\"has-text-align-center\" data-align=\"center\">2020<\/th><\/tr><\/thead><tbody><tr><td><strong>Taux moyen du rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">2 % \u00e0 8 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">2 % \u00e0 8 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<h2>Notre avis sur le rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne<\/h2>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><p>L&rsquo;offre de rachat de cr\u00e9dit de la Caisse d&rsquo;\u00c9pargne vous propose d&rsquo;\u00eatre en contact avec un interlocuteur unique, ce qui facilite les \u00e9changes et la gestion de votre dossier. La Caisse d&rsquo;\u00c9pargne ne vous permettra pas de regrouper en une seule mensualit\u00e9s vos cr\u00e9dits \u00e0 la consommation et vos pr\u00eats immobiliers malheureuseemnt. Seuls vos cr\u00e9dits \u00e0 la consommation pourront b\u00e9n\u00e9ficier d&rsquo;un rachat commun. <\/p>\n<p>On appr\u00e9cie cependant que la Caisse d&rsquo;\u00c9pargne offre la possibilit\u00e9 de faire une pause dans le remboursement du cr\u00e9dit, permettant de s&rsquo;adapter aux \u00e9ventuels al\u00e9as de la vie (dans la limite de 2 mensualit\u00e9s par an). Enfin, les taux propos\u00e9s sont dans la fourchette basse du march\u00e9. <\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Caisse d&#039;\u00c9pargne, le meilleur pour un rachat de cr\u00e9dit ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne avec les diff\u00e9rentes offres du march\u00e9 gr\u00e2ce \u00e0 notre outil de simulation de rachat de cr\u00e9dit. <\/strong>Vous aurez acc\u00e8s aux taux appliqu\u00e9s par Caisse d&#039;\u00c9pargne et pourrez d\u00e9finir si cette solution est adapt\u00e9e \u00e0 vos besoins.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Rachat de cr\u00e9dit\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les rachats de cr\u00e9dit\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n<!-- \/wp:rm\/advertizing-block --\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2>Comment contacter l&rsquo;acteur en rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne ?<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Pour contacter Caisse d&#039;\u00c9pargne pour un regroupement de cr\u00e9dit, vous pouvez : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<p><strong>Les contacter par t\u00e9l\u00e9phone au :<\/strong> 3241 (du lundi au vendredi de 9h \u00e0 19h et le samedi de 9h \u00e0 14h)<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Leur \u00e9crire \u00e0 l&rsquo;adresse suivante :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>Caisse d&rsquo;\u00c9pargne<br \/>\n26\/28 rue Neuve Tolbiac &#8211; CS 91344<br \/>\n75633 PARIS CEDEX 13<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p><strong>Les contacter par mail <\/strong>: via le site internet Caisse d&#039;\u00c9pargne <\/p>\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>Le rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne Vous souhaitez faire un rachat de cr\u00e9dits avec Caisse d&#039;\u00c9pargne et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Caisse [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":118829,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[785],"class_list":["post-138524","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne | Conditions, taux, contact<\/title>\n<meta name=\"description\" content=\"Le rachat de cr\u00e9dit Caisse d&#039;\u00c9pargne en d\u00e9tails : taux pratiqu\u00e9s, conditions de rachat et frais \u00e0 r\u00e9gler. 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