{"id":138534,"date":"2021-04-26T09:35:10","date_gmt":"2021-04-26T07:35:10","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\/banque-postale"},"modified":"2021-04-26T09:35:10","modified_gmt":"2021-04-26T07:35:10","slug":"banque-postale","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/rachat-credit\/banque-postale","title":{"rendered":"Rachat de cr\u00e9dit Banque Postale"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le rachat de cr\u00e9dit Banque Postale<\/h1>\n\n\n\n<p><strong>Vous souhaitez faire un rachat de cr\u00e9dits avec Banque Postale et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Banque Postale, le d\u00e9tail des conditions, les taux pratiqu\u00e9s et notre avis sur cet organisme.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le regroupement de cr\u00e9dit propos\u00e9 par Banque Postale<\/h2>\n\n\n\n<p><strong>Le rachat de cr\u00e9dit peut concerner vos cr\u00e9dits immobiliers et \/ ou vos cr\u00e9dits \u00e0 la consommation selon les \u00e9tablissements. <\/strong>Voici l&rsquo;offre de rachat de cr\u00e9dit propos\u00e9e par Banque Postale : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Rachat de cr\u00e9dit Banque Postale<\/th><\/tr><\/thead><tbody><tr><td><strong>Type de taux<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">taux fixe<\/td><\/tr><tr><td><strong>Montant minimum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 500 \u20ac<\/td><\/tr><tr><td><strong>Montant maximum des cr\u00e9dits<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">75 000 \u20ac<\/td><\/tr><tr><td><strong>Dur\u00e9e du remboursement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">12 \u00e0 144 mois<\/td><\/tr><tr><td><strong>1\u00e8re \u00e9ch\u00e9ance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 mois<\/td><\/tr><tr><td><strong>Frais de dossier<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 60 \u20ac et 180 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux du rachat de cr\u00e9dit Banque Postale ?<\/h2>\n\n\n\n<p><strong>M\u00eame si le taux de rachat de cr\u00e9dit de Banque Postale est diff\u00e9rent pour chacun<\/strong>, voici l&rsquo;historique des taux moyens pratiqu\u00e9s les ann\u00e9es pr\u00e9c\u00e9dentes par Banque Postale : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">2019<\/th><th class=\"has-text-align-center\" data-align=\"center\">2020<\/th><\/tr><\/thead><tbody><tr><td><strong>Taux moyen du rachat de cr\u00e9dit Banque Postale<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 1,92 et 7 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 1,98 et 7 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<h2>Notre avis sur le rachat de cr\u00e9dit Banque Postale<\/h2>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><p>L&rsquo;offre de rachat de cr\u00e9dit de la Banque Postale permet de regrouper dans une seule mensualit\u00e9, \u00e0 la fois vos cr\u00e9dits \u00e0 la consommation ou vos pr\u00eats immobiliers. Le remboursement des \u00e9ch\u00e9ances pr\u00e9sente l&rsquo;avantage d&rsquo;\u00eatre mensuelle et constante, ce qui vous \u00e9vite de mauvaises surprises. Enfin, le taux propos\u00e9 est dans la moyenne basse des TAEG pratiqu\u00e9s par les autres \u00e9tablissements financiers.<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Banque Postale, le meilleur pour un rachat de cr\u00e9dit ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le rachat de cr\u00e9dit Banque Postale avec les diff\u00e9rentes offres du march\u00e9 gr\u00e2ce \u00e0 notre outil de simulation de rachat de cr\u00e9dit. <\/strong>Vous aurez acc\u00e8s aux taux appliqu\u00e9s par Banque Postale et pourrez d\u00e9finir si cette solution est adapt\u00e9e \u00e0 vos besoins.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:shortcode -->\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Rachat de cr\u00e9dit\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/rachat-credit\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                les rachats de cr\u00e9dit\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n<!-- \/wp:rm\/advertizing-block --\n<!-- \/wp:shortcode -->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d&rsquo;assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:heading -->\n<h2>Comment contacter l&rsquo;acteur en rachat de cr\u00e9dit Banque Postale ?<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Pour contacter Banque Postale pour un regroupement de cr\u00e9dit, vous pouvez : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<p><strong>Les contacter par t\u00e9l\u00e9phone au :<\/strong> 3639 (du lundi au vendredi de 9h00 \u00e0 18h00 et le samedi de 8h45 \u00e0 16h30 )<\/p>\n<!-- \/wp:paragraph -->\n<p><strong>Leur \u00e9crire \u00e0 l&rsquo;adresse suivante :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>LA BANQUE POSTALE FINANCEMENT<br \/>\n1 avenue Fran\u00e7ois Mitterrand<br \/>\n93212 La Plaine Saint-Denis CEDEX<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p><strong>Les contacter par mail <\/strong>: via le site internet Banque Postale <\/p>\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>Le rachat de cr\u00e9dit Banque Postale Vous souhaitez faire un rachat de cr\u00e9dits avec Banque Postale et profiter d&rsquo;un taux plus avantageux ? C&rsquo;est possible ! Avant de vous engager avec un organisme de rachat de cr\u00e9dits, il convient de comparer les diff\u00e9rentes offres du march\u00e9. Voici un r\u00e9capitulatif complet du rachat de cr\u00e9dits Banque [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":118829,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[785],"class_list":["post-138534","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le rachat de cr\u00e9dit Banque Postale | Conditions, taux, contact<\/title>\n<meta name=\"description\" content=\"Le rachat de cr\u00e9dit Banque Postale en d\u00e9tails : taux pratiqu\u00e9s, conditions de rachat et frais \u00e0 r\u00e9gler. 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