{"id":138919,"date":"2020-12-02T11:03:46","date_gmt":"2020-12-02T10:03:46","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/pno-mma"},"modified":"2020-12-02T11:03:46","modified_gmt":"2020-12-02T10:03:46","slug":"pno-mma","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/pno-mma","title":{"rendered":"Assurance Propri\u00e9taire Non Occupant (PNO) MMA"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Assurance propri\u00e9taire non occupant MMA<\/h1>\n\n\n\n<p><strong>L\u2019assurance PNO <strong>MMA<\/strong> prot\u00e8ge les propri\u00e9taires non occupants contre les sinistres et d\u00e9gradations de leur bien immobilier, qu&rsquo;il soit occup\u00e9 ou vacant. Quelles sont les <strong>garanties<\/strong> et les <strong>conditions propos\u00e9es<\/strong> pour l&rsquo;assurance PNO MMA ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">MMA, la meilleure assurance propri\u00e9taire non occupant ?<\/h2>\n\n\n\n<p><strong>Comparez les tarifs et garanties de l&rsquo;offre d&rsquo;assurance PNO MMA <\/strong>avec d&rsquo;autres assureurs. Simulez gratuitement un devis en 3 minutes.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Les meilleures assurances propri\u00e9taire non occupant (PNO) en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/comparateur-assurance-pno\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Je compare 12 assurances PNO<\/span><\/a><\/div><\/div>\n\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote has-small-font-size is-layout-flow wp-block-quote-is-layout-flow\"><p><em>En tant que courtier d&rsquo;assurance ind\u00e9pendant, nous offrons des conseils objectifs. Nos comparateurs analysent non seulement <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">les offres de nos partenaires<\/a>, mais aussi celles d&rsquo;autres assureurs sur le march\u00e9, garantissant une vue d&rsquo;ensemble compl\u00e8te.<\/em><\/p><\/blockquote>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le tarif de l&rsquo;assurance PNO MMA ?<\/h2>\n\n\n\n<p><strong>Les assureurs annoncent en g\u00e9n\u00e9ral leurs&nbsp;tarifs d&rsquo;assurance habitation PNO&nbsp;en toute transparence,&nbsp;<\/strong>de fa\u00e7on \u00e0 permettre aux int\u00e9ress\u00e9s d\u2019\u00e9valuer les prix&nbsp;propos\u00e9s. Ce n\u2019est pas le cas de MMA.&nbsp;Une situation tr\u00e8s pr\u00e9judiciable pour tout particulier puisqu&rsquo;il ne pourra pas comparer ce contrat avec les autres offres du march\u00e9 !<\/p>\n<!-- \/wp:post-content -->\n<!-- wp:heading -->\n<h2>Les garanties de l&rsquo;assurance propri\u00e9taire bailleur MMA<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Les dommages li\u00e9s aux biens<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Voici le d\u00e9tail des garanties prises en charge \u2013 ou non \u2013 par l&rsquo;assurance PNO MMA :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:table {\"className\":\"is-style-header-simple\"} -->\n<figure class=\"wp-block-table is-style-header-simple\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Sinistre<\/th><th class=\"has-text-align-center\" data-align=\"center\">Prise en charge<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/incendie\">Incendie<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Vol \/ Vandalisme<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Vandalisme pris en charge \/ Vol en option<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>D\u00e9g\u00e2t des eaux<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/bris-glace\">Bris de glace<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Vice de construction<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>D\u00e9faut d&rsquo;entretien<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Les dommages li\u00e9s aux personnes<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:table {\"className\":\"is-style-header-simple\"} -->\n<figure class=\"wp-block-table is-style-header-simple\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Sinistre<\/th><th class=\"has-text-align-center\" data-align=\"center\">Prise en charge<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Litige avec un voisin<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Perte de loyer<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>D\u00e9g\u00e2ts caus\u00e9s \u00e0 autrui<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n<!-- \/wp:table -->\n\n\n<!-- wp:heading -->\n<h2>Notre avis sur l&rsquo;assurance bailleur MMA<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>Le contrat d\u2019assurance pour propri\u00e9taire non occupant de la MMA propose deux formules diff\u00e9rentes. La formule n\u00b01 comporte les garanties essentielles li\u00e9es aux personnes (Responsabilit\u00e9 Civile et d\u00e9fense p\u00e9nale et recours), aux biens et \u00e0 l\u2019immobilier (d\u00e9g\u00e2t des eaux, incendie, explosion, catastrophes naturelles, technologiques, etc.), ainsi qu\u2019un volet assistance en cas de sinistre (gardiennage, retour au domicile\u2026). Plusieurs garanties optionnelles sont propos\u00e9es. Il est \u00e9galement possible de choisir une franchise \u00e0 0 \u20ac. Attention, la protection juridique n\u2019est pas incluse, elle fait l\u2019objet d\u2019un contrat compl\u00e9mentaire \u00e0 cette assurance habitation pour PNO.<\/p>\n<p>Nous regrettons de ne pas avoir acc\u00e8s \u00e0 plus d\u2019informations sur les modalit\u00e9s d\u2019indemnisation, les tarifs ainsi que sur les limites des garanties.Nous ne pouvons ainsi pas statuer sur le rapport qualit\u00e9 prix de cette assurance avec justesse. Nous vous invitons \u00e0 prendre contact avec MMA pour obtenir ces informations indispensables avant de souscrire un tel contrat. <\/p><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>Comment contacter l&rsquo;assurance propri\u00e9taire non occupant MMA ?<\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Pour une demande de devis d&rsquo;assurance PNO<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Gr\u00e2ce \u00e0 notre partenariat avec nom_acteur<\/strong>, vous pouvez demander votre devis d&rsquo;assurance habitation PNO directement en ligne, via notre&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/comparateur-assurance-pno\">comparateur d\u2019assurances propri\u00e9taire non occupant<\/a>. C\u2019est 100 % gratuit et surtout, vous serez aid\u00e9 par nos experts si vous avez la moindre question.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Pour toute autre demande ou question sur votre contrat MMA<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><p>MMA<br \/>\n14 boulevard Marie et Alexandre Oyon<br \/>\n72 030 Le Mans<\/p><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<h3>En cas de sinistre<\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>En cas d\u2019urgence ou d\u2019un besoin d\u2019assistance, vous pouvez joindre les experts MMA&nbsp;au num\u00e9ro suivant :<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>09 809 809 11 (24h\/24 7j\/7).<\/p>\n<!-- \/wp:paragraph -->","protected":false},"excerpt":{"rendered":"<p>Assurance propri\u00e9taire non occupant MMA L\u2019assurance PNO MMA prot\u00e8ge les propri\u00e9taires non occupants contre les sinistres et d\u00e9gradations de leur bien immobilier, qu&rsquo;il soit occup\u00e9 ou vacant. Quelles sont les garanties et les conditions propos\u00e9es pour l&rsquo;assurance PNO MMA ? MMA, la meilleure assurance propri\u00e9taire non occupant ? Comparez les tarifs et garanties de l&rsquo;offre [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":13793,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[739],"class_list":["post-138919","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurance propri\u00e9taire non occupant MMA : comparatif &amp; tarifs<\/title>\n<meta name=\"description\" content=\"Notre avis d&#039;expert sur l&#039;assurance PNO MMA - Tableau comparatif des garanties &amp; conseils pour faciliter votre choix - Devis 100 % en ligne &amp; gratuits !\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/pno-mma\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance propri\u00e9taire non occupant MMA : comparatif &amp; tarifs\" \/>\n<meta property=\"og:description\" content=\"Notre avis d&#039;expert sur l&#039;assurance PNO MMA - 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