{"id":138927,"date":"2020-12-02T11:04:00","date_gmt":"2020-12-02T10:04:00","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/pno-gmf"},"modified":"2020-12-02T11:04:00","modified_gmt":"2020-12-02T10:04:00","slug":"pno-gmf","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/pno-gmf","title":{"rendered":"Assurance Propri\u00e9taire Non Occupant (PNO) GMF"},"content":{"rendered":"\n

Assurance propri\u00e9taire non occupant GMF<\/h1>\n\n\n\n

L\u2019assurance PNO GMF<\/strong> prot\u00e8ge les propri\u00e9taires non occupants contre les sinistres et d\u00e9gradations de leur bien immobilier, qu’il soit occup\u00e9 ou vacant. Quelles sont les garanties<\/strong> et les conditions propos\u00e9es<\/strong> pour l’assurance PNO GMF ?<\/p>\n\n\n\n

GMF, la meilleure assurance propri\u00e9taire non occupant ?<\/h2>\n\n\n\n

Comparez les tarifs et garanties de l’offre d’assurance PNO GMF <\/strong>avec d’autres assureurs. Simulez gratuitement un devis en 3 minutes.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"reassurez-moi<\/div>

Les meilleures assurances propri\u00e9taire non occupant (PNO) en 2026<\/p>Je compare 12 assurances PNO<\/span><\/a><\/div><\/div>\n\n\n\n\n

<\/div>\n\n\n\n

En tant que courtier d’assurance ind\u00e9pendant, nous offrons des conseils objectifs. Nos comparateurs analysent non seulement les offres de nos partenaires<\/a>, mais aussi celles d’autres assureurs sur le march\u00e9, garantissant une vue d’ensemble compl\u00e8te.<\/em><\/p><\/blockquote>\n\n\n\n

<\/p>\n\n\n\n

Quel est le tarif de l’assurance PNO GMF ?<\/h2>\n\n\n

Plus pr\u00e9cis\u00e9ment, voici les tarifs de l\u2019assurance PNO appliqu\u00e9s par GMF sur 3 profils distincts :<\/strong><\/p>\n\n\n\n

ligne<\/td>ligne<\/td>
<\/th>Appartement 2 pi\u00e8ces, Paris 12e<\/th>Appartement, 3 pi\u00e8ces, Lille<\/th>Maison, 5 pi\u00e8ces, Vannes<\/th><\/tr><\/thead>
Prix annuel<\/td>233\u20ac<\/td>148\u20ac<\/td>182\u20ac<\/td><\/tr>
3 270 \u20ac<\/td>3 270 \u20ac<\/td>Valeur des biens mobiliers
5 449 \u20ac<\/td><\/tr>
Pas communiqu\u00e9<\/td>Pas communiqu\u00e9<\/td>Franchise
Pas communiqu\u00e9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Les garanties de l’assurance propri\u00e9taire bailleur GMF<\/h2>\n\n\n\n

Les dommages li\u00e9s aux biens<\/h3>\n\n\n\n

Voici le d\u00e9tail des garanties prises en charge \u2013 ou non \u2013 par l’assurance PNO GMF :<\/strong><\/p>\n\n\n\n

Sinistre<\/th>Prise en charge<\/th><\/tr><\/thead>
Incendie<\/a><\/strong><\/td>\n<\/i><\/td><\/tr>
Vol \/ Vandalisme<\/strong><\/td>En option ou formule sup\u00e9rieure \u00e0 l'Eco<\/td><\/tr>
D\u00e9g\u00e2t des eaux<\/strong><\/td>\n<\/i><\/td><\/tr>
Bris de glace<\/a><\/strong><\/td>\n<\/i><\/td><\/tr>
Vice de construction<\/strong><\/td>\n<\/i><\/td><\/tr>
D\u00e9faut d’entretien<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

Les dommages li\u00e9s aux personnes<\/h3>\n\n\n\n
Sinistre<\/th>Prise en charge<\/th><\/tr><\/thead>
Litige avec un voisin<\/strong><\/td>D\u00e9fense p\u00e9nale et recours suite \u00e0 accident seulement<\/td><\/tr>
Perte de loyer<\/strong><\/td>Suite \u00e0 \u00e9v\u00e8nements garantis – frais justifi\u00e9s \u00e0 concurrence d'un an<\/td><\/tr>
D\u00e9g\u00e2ts caus\u00e9s \u00e0 autrui<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
<\/div>\n\n\n\n

Les conditions g\u00e9n\u00e9rales de l’assurance propri\u00e9taire non occupant GMF<\/h3>\n\n\n\n

Vous pouvez les t\u00e9l\u00e9charger ci-dessous :<\/p>\n\n\n\n

T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l’assurance PNO GMF :<\/a><\/strong><\/p>\n\n\n\n

\"conditions<\/a><\/figure><\/div>\n\n\n

Notre avis sur l’assurance bailleur GMF<\/h2>\n\n\n\n

Avant toute chose, il faut savoir que la protection propos\u00e9e par GMF pour le propri\u00e9taire non occupant ne fait pas l\u2019objet d\u2019un contrat sp\u00e9cifique. Il s\u2019agit en effet du contrat d\u2019assurance habitation classique, auquel sont rajout\u00e9es certaines garanties d\u00e9di\u00e9es aux bailleurs, comme la garantie perte de loyer par exemple. Notre simulation de tarifs pour diff\u00e9rents types de biens immobiliers nous montrent des prix assez \u00e9lev\u00e9s mais justifi\u00e9s par la pr\u00e9sence de nombreuses garanties compar\u00e9es aux contrats sp\u00e9cifiques PNO des concurrents. Cela, d\u2019autant plus si vous souscrivez les formules confort ou confort +.<\/p>\n

Les garanties optionnelles sont \u00e9galement plus \u00e9tendues que chez les concurrents : vous pouvez, en tant que PNO, souscrire les garanties dommages \u00e0 la piscine, tous risques immobiliers ou r\u00e9\u00e9quipement \u00e0 neuf par exemple. Si vous louez un logement meubl\u00e9, vos biens mobiliers peuvent aussi \u00eatre assur\u00e9s. Attention, la protection juridique n\u2019est jamais comprise dans ce contrat. <\/p>\n

Bon \u00e0 savoir : si vous assurez votre r\u00e9sidence principale chez la GMF, vous b\u00e9n\u00e9ficiez d\u2019une r\u00e9duction tarifaire pour votre bien donn\u00e9 en location. Ils seront tous les deux sur le m\u00eame contrat habitation. Nous sommes assez favorable \u00e0 l\u2019offre de la GMF. <\/p><\/p>\n\n\n\n

Comment contacter l’assurance propri\u00e9taire non occupant GMF ?<\/h2>\n\n\n\n

Pour une demande de devis d’assurance PNO<\/h3>\n\n\n\n

Gr\u00e2ce \u00e0 notre partenariat avec nom_acteur<\/strong>, vous pouvez demander votre devis d’assurance habitation PNO directement en ligne, via notre comparateur d\u2019assurances propri\u00e9taire non occupant<\/a>. C\u2019est 100 % gratuit et surtout, vous serez aid\u00e9 par nos experts si vous avez la moindre question.<\/p>\n\n\n\n

<\/div>\n\n\n\n

Pour toute autre demande ou question sur votre contrat GMF<\/h3>\n\n\n\n

GMF
\n148 rue Anatole France,
\n92300 Levallois-Perret<\/p><\/p>\n\n\n\n

<\/div>\n\n\n

En cas de sinistre<\/h3>\n\n\n\n

En cas d\u2019urgence ou d\u2019un besoin d\u2019assistance, vous pouvez joindre les experts GMF au num\u00e9ro suivant :<\/strong><\/p>\n\n\n\n

01 47 11 12 13 (7j\/7 24h\/24).<\/p>\n","protected":false},"excerpt":{"rendered":"

Assurance propri\u00e9taire non occupant GMF L\u2019assurance PNO GMF prot\u00e8ge les propri\u00e9taires non occupants contre les sinistres et d\u00e9gradations de leur bien immobilier, qu’il soit occup\u00e9 ou vacant. Quelles sont les garanties et les conditions propos\u00e9es pour l’assurance PNO GMF ? GMF, la meilleure assurance propri\u00e9taire non occupant ? Comparez les tarifs et garanties de l’offre […]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":13793,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[739],"class_list":["post-138927","page","type-page","status-publish","hentry"],"yoast_head":"\nAssurance propri\u00e9taire non occupant GMF : comparatif & tarifs<\/title>\n<meta name=\"description\" content=\"Notre avis d'expert sur l'assurance PNO GMF - Tableau comparatif des garanties & conseils pour faciliter votre choix - Devis 100 % en ligne & gratuits !\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/pno-gmf\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance propri\u00e9taire non occupant GMF : comparatif & tarifs\" \/>\n<meta property=\"og:description\" content=\"Notre avis d'expert sur l'assurance PNO GMF - 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