{"id":138929,"date":"2020-12-02T11:04:03","date_gmt":"2020-12-02T10:04:03","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/pno-groupama"},"modified":"2020-12-02T11:04:03","modified_gmt":"2020-12-02T10:04:03","slug":"pno-groupama","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/pno-groupama","title":{"rendered":"Assurance Propri\u00e9taire Non Occupant (PNO) Groupama"},"content":{"rendered":"\n

Assurance propri\u00e9taire non occupant Groupama<\/h1>\n\n\n\n

L\u2019assurance PNO Groupama<\/strong> prot\u00e8ge les propri\u00e9taires non occupants contre les sinistres et d\u00e9gradations de leur bien immobilier, qu’il soit occup\u00e9 ou vacant. Quelles sont les garanties<\/strong> et les conditions propos\u00e9es<\/strong> pour l’assurance PNO Groupama ?<\/p>\n\n\n\n

Groupama, la meilleure assurance propri\u00e9taire non occupant ?<\/h2>\n\n\n\n

Comparez les tarifs et garanties de l’offre d’assurance PNO Groupama <\/strong>avec d’autres assureurs. Simulez gratuitement un devis en 3 minutes.<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"reassurez-moi<\/div>

Les meilleures assurances propri\u00e9taire non occupant (PNO) en 2026<\/p>Je compare 12 assurances PNO<\/span><\/a><\/div><\/div>\n\n\n\n\n

<\/div>\n\n\n\n

En tant que courtier d’assurance ind\u00e9pendant, nous offrons des conseils objectifs. Nos comparateurs analysent non seulement les offres de nos partenaires<\/a>, mais aussi celles d’autres assureurs sur le march\u00e9, garantissant une vue d’ensemble compl\u00e8te.<\/em><\/p><\/blockquote>\n\n\n\n

<\/p>\n\n\n\n

Quel est le tarif de l’assurance PNO Groupama ?<\/h2>\n\n\n

Plus pr\u00e9cis\u00e9ment, voici les tarifs de l\u2019assurance PNO appliqu\u00e9s par Groupama sur 3 profils distincts :<\/strong><\/p>\n\n\n\n

ligne<\/td>ligne<\/td>
<\/th>Appartement,1 pi\u00e8ce, Paris<\/th>Appartement, 2 pi\u00e8ces, Lille<\/th>Maison, 5 pi\u00e8ces, Vannes<\/th><\/tr><\/thead>
Prix annuel<\/td>179\u20ac<\/td>144\u20ac<\/td>192\u20ac<\/td><\/tr>
Pas communiqu\u00e9<\/td>Pas communiqu\u00e9<\/td>Valeur des biens mobiliers
Pas communiqu\u00e9<\/td><\/tr>
Au choix : 0 \u20ac, 143 \u20ac ou 287 \u20ac<\/td>Au choix : 0 \u20ac, 143 \u20ac ou 287 \u20ac<\/td>Franchise
Au choix : 0 \u20ac, 143 \u20ac ou 287 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Les garanties de l’assurance propri\u00e9taire bailleur Groupama<\/h2>\n\n\n\n

Les dommages li\u00e9s aux biens<\/h3>\n\n\n\n

Voici le d\u00e9tail des garanties prises en charge \u2013 ou non \u2013 par l’assurance PNO Groupama :<\/strong><\/p>\n\n\n\n

Sinistre<\/th>Prise en charge<\/th><\/tr><\/thead>
Incendie<\/a><\/strong><\/td>1 sinistre par an<\/td><\/tr>
Vol \/ Vandalisme<\/strong><\/td>Vol en option \/ Vandalisme non pris en charge<\/td><\/tr>
D\u00e9g\u00e2t des eaux<\/strong><\/td>\n<\/i><\/td><\/tr>
Bris de glace<\/a><\/strong><\/td>\n<\/i><\/td><\/tr>
Vice de construction<\/strong><\/td>\n<\/i><\/td><\/tr>
D\u00e9faut d’entretien<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

Les dommages li\u00e9s aux personnes<\/h3>\n\n\n\n
Sinistre<\/th>Prise en charge<\/th><\/tr><\/thead>
Litige avec un voisin<\/strong><\/td>\n<\/i><\/td><\/tr>
Perte de loyer<\/strong><\/td>\n<\/i><\/td><\/tr>
D\u00e9g\u00e2ts caus\u00e9s \u00e0 autrui<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
<\/div>\n\n\n\n

Les conditions g\u00e9n\u00e9rales de l’assurance propri\u00e9taire non occupant Groupama<\/h3>\n\n\n\n

Vous pouvez les t\u00e9l\u00e9charger ci-dessous :<\/p>\n\n\n\n

T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l’assurance PNO Groupama :<\/a><\/strong><\/p>\n\n\n\n

\"conditions<\/a><\/figure><\/div>\n\n\n

Notre avis sur l’assurance bailleur Groupama<\/h2>\n\n\n\n

L\u2019assurance habitation de Groupama pr\u00e9sente diff\u00e9rentes formules : essentiel et confort, permettant \u00e0 l\u2019assur\u00e9 d\u2019adapter au mieux sa couverture \u00e0 son budget et \u00e0 ses besoins. La formule essentielle pour propri\u00e9taire non occupant, que nous avons choisi d\u2019\u00e9tudier ici, est une bonne protection, tr\u00e8s simple mais couvrant des risques majeurs. Les plafonds d\u2019indemnisation sont assez \u00e9lev\u00e9s ce qui est positif pour une assurance intervenant sur plusieurs domaines : personnes, biens, immobiliers\u2026 Les garanties compl\u00e9mentaires sont vari\u00e9es et nombreuses : le choix est donc tr\u00e8s int\u00e9ressant. La possibilit\u00e9 de choisir votre niveau de franchise est attractif et permet encore une fois de personnaliser votre police d\u2019assurance. C\u2019est assez peu courant de pouvoir le faire en garantie habitation.<\/p>\n

Nous notons tout de m\u00eame quelques points n\u00e9gatifs. Groupama se situe plut\u00f4t dans la fourchette tarifaire haute avec ce contrat basique, prenez donc le temps de bien en \u00e9valuer les conditions g\u00e9n\u00e9rales, et de comparer avec d\u2019autres contrats du march\u00e9. La formule de base compte tout de m\u00eame assez peu de garanties compar\u00e9 \u00e0 d\u2019autres formules de m\u00eame niveau chez les concurrents. <\/p><\/p>\n\n\n\n

Comment contacter l’assurance propri\u00e9taire non occupant Groupama ?<\/h2>\n\n\n\n

Pour une demande de devis d’assurance PNO<\/h3>\n\n\n\n

Gr\u00e2ce \u00e0 notre partenariat avec nom_acteur<\/strong>, vous pouvez demander votre devis d’assurance habitation PNO directement en ligne, via notre comparateur d\u2019assurances propri\u00e9taire non occupant<\/a>. C\u2019est 100 % gratuit et surtout, vous serez aid\u00e9 par nos experts si vous avez la moindre question.<\/p>\n\n\n\n

<\/div>\n\n\n\n

Pour toute autre demande ou question sur votre contrat Groupama<\/h3>\n\n\n\n

Groupama
\n8-10, rue d\u2019Astorg
\n75 383 Paris Cedex 08<\/p><\/p>\n\n\n\n

<\/div>\n\n\n

En cas de sinistre<\/h3>\n\n\n\n

En cas d\u2019urgence ou d\u2019un besoin d\u2019assistance, vous pouvez joindre les experts Groupama au num\u00e9ro suivant :<\/strong><\/p>\n\n\n\n

01 45 16 66 66<\/p>\n","protected":false},"excerpt":{"rendered":"

Assurance propri\u00e9taire non occupant Groupama L\u2019assurance PNO Groupama prot\u00e8ge les propri\u00e9taires non occupants contre les sinistres et d\u00e9gradations de leur bien immobilier, qu’il soit occup\u00e9 ou vacant. Quelles sont les garanties et les conditions propos\u00e9es pour l’assurance PNO Groupama ? Groupama, la meilleure assurance propri\u00e9taire non occupant ? Comparez les tarifs et garanties de l’offre […]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":13793,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[739],"class_list":["post-138929","page","type-page","status-publish","hentry"],"yoast_head":"\nAssurance propri\u00e9taire non occupant Groupama : comparatif & tarifs<\/title>\n<meta name=\"description\" content=\"Notre avis d'expert sur l'assurance PNO Groupama - Tableau comparatif des garanties & conseils pour faciliter votre choix - Devis 100 % en ligne & gratuits !\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/pno-groupama\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance propri\u00e9taire non occupant Groupama : comparatif & tarifs\" \/>\n<meta property=\"og:description\" content=\"Notre avis d'expert sur l'assurance PNO Groupama - 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