{"id":14392,"date":"2016-04-18T09:45:16","date_gmt":"2016-04-18T08:45:16","guid":{"rendered":"http:\/\/reassurez-moi.fr\/guide\/?page_id=14392"},"modified":"2026-02-02T15:42:20","modified_gmt":"2026-02-02T14:42:20","slug":"banques","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/banques","title":{"rendered":"Assurance habitation &#8211; Banques"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Les banques et l&rsquo;assurance habitation<\/h1>\n\n\n\n<p><strong>Nous avons r\u00e9dig\u00e9 des fiches conseils afin de vous donner notre avis sur les contrats d&rsquo;assurance habitation des banques&nbsp;et&nbsp;sur les services qu&rsquo;elles proposent.&nbsp;Vous retrouverez aussi des conseils si vous souhaitez effectuer un changement d&rsquo;assurance. Nous avons aussi r\u00e9alis\u00e9 une fiche produit sur les assurances habitation bancaires afin de vous donner notre avis sur les garanties propos\u00e9es et les exclusions. Enfin, ne manquez pas de consulter&nbsp;notre guide assurance habitation&nbsp;afin d&rsquo;obtenir des conseils et de vous aider \u00e0 s\u00e9lectionner le contrat adapt\u00e9 \u00e0 vos besoins.<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"is-style-arrow-right wp-block-list\"><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/banque-populaire\">Banque Populaire<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/banque-postale\">Banque Postale<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/bnp-paribas\">BNP Paribas<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/societe-generale\">Boursorama<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/caisse-epargne\">Caisse d&rsquo;\u00c9pargne<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/credit-agricole\">Cr\u00e9dit Agricole<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/lcl\">Cr\u00e9dit Lyonnais LCL<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/credit-mutuel-cic\">Cr\u00e9dit Mutuel &#8211; CIC<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/amaguiz\">Groupama Banque<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/floabank\">Floa Bank<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/hello-bank\">Hello Bank<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/hsbc-assurances\">HSBC<\/a><\/li><li><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/societe-generale\">Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/a><\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Faut-il prendre l\u2019assurance habitation de sa banque ?<\/h2>\n\n\n\n<p><strong>Que vous soyez locataire, propri\u00e9taire occupant, \u00e9tudiant ou bien propri\u00e9taire d\u2019un bien que vous mettez en location<\/strong>, que vous occupiez une maison ou un appartement, vous devez \u00eatre couvert des risques impr\u00e9vus. Emm\u00e9nager dans un nouveau logement requiert de la part du locataire de souscrire une assurance habitation. Les banques proposent de plus en plus souvent des contrats assurances mais faut-il prendre l\u2019assurance habitation de sa banque ou non ?<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><b>Les garanties&nbsp;de l\u2019assurance habitation<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\"><strong>L\u2019assurance habitation est obligatoire.<\/strong> Il s\u2019agit d\u2019une assurance pour votre r\u00e9sidence principale qui couvre les risques classiques : garantie vol, garantie vandalisme, <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/bris-glace\">garantie bris de verre,<\/a> <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/incendie\">garantie feu<\/a>, garantie d\u00e9g\u00e2t des eaux, <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/garantie-catastrophes-naturelles\">garantie catastrophe naturelle<\/a>, garantie catastrophe technologique, garantie al\u00e9as climatiques, garantis terrorisme et <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/responsabilite-civile\">assurance responsabilit\u00e9 civile<\/a>. Si vous \u00eates d\u00e9tenteur d&rsquo;un contrat Auto et Habitation, vous pourrez aussi souvent b\u00e9n\u00e9ficier d\u2019une protection contre le vol d\u2019identit\u00e9.<\/span><br><br><span style=\"font-weight: 400;\"><strong>Une assurance habitation, c\u2019est aussi b\u00e9n\u00e9ficier d\u2019une protection juridique (si vous avez pris l&rsquo;option).<\/strong> En effet, l\u2019assurance multirisque habitation permet de couvrir partiellement les frais induits par les d\u00e9marches juridiques et tous les effets s\u2019y rapportant.<\/span><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><b>L\u2019assurance habitation de la banque<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\"><strong>Les banques essayent de plus en plus de se d\u00e9velopper sur les assurances.<\/strong> Alors faut-il choisir l&rsquo;assurance de son banquier ? Il y a plusieurs avantages, la facilit\u00e9, le prix (souvent vous aurez une offre attractive) et l&rsquo;\u00e9tendue des garanties. En effet, les assureurs des banques (Cardif pour la BNP Paribas, Predica pour le Cr\u00e9dit Agricole) proposent des produits qui peuvent \u00eatre int\u00e9ressants. Cependant, nous vous conseillons de comparer et de demander aussi un devis \u00e0 votre assureur traditionnel afin d&rsquo;avoir la meilleure proposition car les diff\u00e9rences de prix et de garanties peuvent \u00eatre importantes d&rsquo;un contrat \u00e0 l&rsquo;autre. <\/span><br><br><strong><span style=\"font-weight: 400;\"><\/span>Voici notre outil pour comparer&nbsp;les assurance habitation disponible sur le march\u00e9 :<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Les meilleures assurances multirisque habitation en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Comparateur assurance habitation<\/span><\/a><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les banques et l&rsquo;assurance habitation Nous avons r\u00e9dig\u00e9 des fiches conseils afin de vous donner notre avis sur les contrats d&rsquo;assurance habitation des banques&nbsp;et&nbsp;sur les services qu&rsquo;elles proposent.&nbsp;Vous retrouverez aussi des conseils si vous souhaitez effectuer un changement d&rsquo;assurance. Nous avons aussi r\u00e9alis\u00e9 une fiche produit sur les assurances habitation bancaires afin de vous donner\u2026<\/p>\n","protected":false},"author":67,"featured_media":0,"parent":13793,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[737],"class_list":["post-14392","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quelles banques proposent une assurance habitation ?<\/title>\n<meta name=\"description\" content=\"Retrouvez la liste des banques proposant des contrats d&#039;assurance MRH - Offres et services propos\u00e9s - Nos conseils et avis d&#039;expert !\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/banques\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quelles banques proposent une assurance habitation ?\" \/>\n<meta property=\"og:description\" content=\"Retrouvez la liste des banques proposant des contrats d&#039;assurance MRH - 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