{"id":144717,"date":"2022-02-21T23:19:29","date_gmt":"2022-02-21T22:19:29","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\/societe-generale"},"modified":"2022-02-21T23:19:29","modified_gmt":"2022-02-21T22:19:29","slug":"societe-generale","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/societe-generale","title":{"rendered":"Soci\u00e9t\u00e9 G\u00e9n\u00e9rale "},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le cr\u00e9dit \u00e0 la consommation Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/h1>\n\n\n\n<p><strong>Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? Quel est notre avis sur le cr\u00e9dit consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les types de pr\u00eat propos\u00e9s par Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? <\/h2>\n\n\n\n<p><strong>Voici le d\u00e9tails des pr\u00eats \u00e0 la consommation disponibles chez Soci\u00e9t\u00e9 G\u00e9n\u00e9rale : <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit auto expresso<\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit conso expresso<\/th><th class=\"has-text-align-center\" data-align=\"center\">Pr\u00eat jeune actif<\/th><\/tr><\/thead><tbody><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1\u202f500\u20ac<\/td><\/tr><tr><td><strong>Apport personnel exig\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Aucun<\/td><td class=\"has-text-align-center\" data-align=\"center\">Aucun<\/td><td class=\"has-text-align-center\" data-align=\"center\">aucun<\/td><\/tr><tr><td><strong>TAEG<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe \u00e0 5,28 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe \u00e0 5,28 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe &#8211; 1,99 %<\/td><\/tr><tr><td><strong>Dur\u00e9e du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">de 1 \u00e0 7 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">de 1 \u00e0 7 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">de 1 \u00e0 5 ans<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux de cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? <\/h2>\n\n\n\n<p><strong>Un des premiers \u00e9l\u00e9ments \u00e0 consulter avant de souscrire un cr\u00e9dit \u00e0 la consommation est le taux auquel vous empruntez. <\/strong>Selon les organismes de cr\u00e9dit et le projet auquel vous souhaitez consacrer votre emprunt, les conditions de remboursement vont diff\u00e9rer. Voici les taux de cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Taux<\/th><\/tr><\/thead><tbody><tr><td>Pr\u00eat travaux sur 24 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Quel est notre avis sur l&rsquo;offre de cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? <\/h2>\n\n\n\n<p><p>Notre avis sur le cr\u00e9dit \u00e0 la consommation Soci\u00e9t\u00e9 G\u00e9n\u00e9rale est dans l\u2019ensemble favorable. En effet, les pr\u00eats personnels, le cr\u00e9dit renouvelable mais \u00e9galement le cr\u00e9dit affect\u00e9 pour le permis \u00e0 1 euro pr\u00e9sentent des caract\u00e9ristiques avantageuses. En g\u00e9n\u00e9ral, leurs tarifs sont plut\u00f4t situ\u00e9s dans la fourchette inf\u00e9rieure des prix du march\u00e9.<\/p>\n<p>Sur les cr\u00e9dits Expresso, le diff\u00e9r\u00e9 total ou partiel est possible pour les 3 premiers remboursements, et 3 \u00e9ch\u00e9ances sont autoris\u00e9es par an. Un autre atout de cette offre Soci\u00e9t\u00e9 G\u00e9n\u00e9rale est de pouvoir moduler le montant des mensualit\u00e9s 3 fois au cours du pr\u00eat (\u00e0 la hausse comme \u00e0 la baisse).<\/p>\n<p>Les pr\u00eats personnels en partenariat avec la BFM ne comporte pas de frais de dossier, et pr\u00e9sente un TAEG int\u00e9ressant. En revanche, aucune information sur l\u2019apport personnel exig\u00e9 n\u2019est renseign\u00e9e. L\u2019assurance n\u2019est jamais impos\u00e9e. Un accord de principe vous est tr\u00e8s rapidement communiqu\u00e9.<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le remboursement anticip\u00e9 du cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ?<\/h2>\n\n\n\n<p><strong>Il peut arriver que vous soyez dans la capacit\u00e9 de rembourser votre cr\u00e9dit \u00e0 la conso plus t\u00f4t que pr\u00e9vu.&nbsp;<\/strong>Dans ce cas, il est souvent tentant de mettre \u00e0 jour vos cr\u00e9ances afin d\u2019avoir une meilleure visibilit\u00e9 sur votre pouvoir d\u2019achat r\u00e9el.&nbsp;<\/p>\n\n\n\n<p><strong>Voici les conditions de remboursement anticip\u00e9 de son cr\u00e9dit chez Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/strong> : <p>\u00c0 la Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, voici les modalit\u00e9s pr\u00e9vues concernant le cas d\u2019un remboursement anticip\u00e9 : <\/p>\n<p>Pour un remboursement anticip\u00e9 total : possible \u00e0 tout moment apr\u00e8s la premi\u00e8re date d\u2019\u00e9ch\u00e9ance,<br \/>\nPour un remboursement anticip\u00e9 partiel : remboursement minimum de 10 % du capital initial, sauf s\u2019il s\u2019agit du solde du cr\u00e9dit. Vous pouvez choisir de maintenir les \u00e9ch\u00e9ances et r\u00e9duire la dur\u00e9e du pr\u00eat, ou alors maintenir la dur\u00e9e et r\u00e9duire les \u00e9ch\u00e9ances.<\/p>\n<p>Une indemnit\u00e9 contractuelle vous sera appliqu\u00e9e, sauf suite \u00e0 la vente du bien pour lequel vous avez contract\u00e9 le pr\u00eat, suite \u00e0 cessation forc\u00e9e de l\u2019activit\u00e9 professionnelle, changement du lieu de l\u2019activit\u00e9 pro ou d\u00e9c\u00e8s.<\/p>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"> Comment contacter Soci\u00e9t\u00e9 G\u00e9n\u00e9rale pour un cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Vous avez une question sur un pr\u00eat \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ?<\/strong> Vous souhaitez conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 ou de rachat de votre cr\u00e9dit consommation Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? <br><br><strong>Les conseillers Soci\u00e9t\u00e9 G\u00e9n\u00e9rale sont disponibles au :<\/strong> 3955.<\/p>\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><strong>Vous pouvez aussi leur \u00e9crire \u00e0 l&rsquo;adresse suivante : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><p>Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<br \/>\n29 Boulevard Haussmann,<br \/>\n75009 Paris, France<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, le meilleur cr\u00e9dit \u00e0 la consommation ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale aux autres offres du march\u00e9 en simulant un devis imm\u00e9diat, vous obtiendrez un comparatif<\/strong>&nbsp;de tous les organismes proposant des cr\u00e9dits avec un acc\u00e8s aux taux appliqu\u00e9s et aux diff\u00e9rentes options de remboursement propos\u00e9es :<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:block {\"ref\":66079} \/-->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.&nbsp;Ces fiches vous donnent notre&nbsp;analyse&nbsp;objective&nbsp;sur les contrats d&rsquo;assurance&nbsp;mais aussi&nbsp;des&nbsp;informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->","protected":false},"excerpt":{"rendered":"<p>Le cr\u00e9dit \u00e0 la consommation Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale ? Quel est notre avis [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":55315,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[607],"class_list":["post-144717","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le cr\u00e9dit \u00e0 la consommation Soci\u00e9t\u00e9 G\u00e9n\u00e9rale | Taux et conditions <\/title>\n<meta name=\"description\" content=\"D\u00e9cryptage des pr\u00eats \u00e0 la consommation Soci\u00e9t\u00e9 G\u00e9n\u00e9rale : cr\u00e9dit mariage, auto, conso..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/societe-generale\" 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