{"id":144727,"date":"2022-02-21T23:19:41","date_gmt":"2022-02-21T22:19:41","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\/macif"},"modified":"2022-02-21T23:19:41","modified_gmt":"2022-02-21T22:19:41","slug":"macif","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/macif","title":{"rendered":"Macif "},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le cr\u00e9dit \u00e0 la consommation Macif<\/h1>\n\n\n\n<p><strong>Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de Macif ? Quel est notre avis sur le cr\u00e9dit consommation de Macif ? <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les types de pr\u00eat propos\u00e9s par Macif ? <\/h2>\n\n\n\n<p><strong>Voici le d\u00e9tails des pr\u00eats \u00e0 la consommation disponibles chez Macif : <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit travaux<\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit projet<\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit jeune<\/th><\/tr><\/thead><tbody><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 500 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 \u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">750\u20ac<\/td><\/tr><tr><td><strong>Apport personnel exig\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>TAEG<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe &#8211; 4,29 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe &#8211; 5,83 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 %<\/td><\/tr><tr><td><strong>Dur\u00e9e du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 mois \u00e0 10 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">De 1 \u00e0 5 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 an<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux de cr\u00e9dit \u00e0 la consommation de Macif ? <\/h2>\n\n\n\n<p><strong>Un des premiers \u00e9l\u00e9ments \u00e0 consulter avant de souscrire un cr\u00e9dit \u00e0 la consommation est le taux auquel vous empruntez. <\/strong>Selon les organismes de cr\u00e9dit et le projet auquel vous souhaitez consacrer votre emprunt, les conditions de remboursement vont diff\u00e9rer. Voici les taux de cr\u00e9dit \u00e0 la consommation de Macif : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Taux<\/th><\/tr><\/thead><tbody><tr><td>Cr\u00e9dit auto de 10 000 \u20ac sur 48 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">TAEG fixe de 2,95 %<\/td><\/tr><tr><td>Cr\u00e9dit travaux de 8 000 \u20ac sur 48 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">TAEG fixe de 3,94 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Quel est notre avis sur l&rsquo;offre de cr\u00e9dit \u00e0 la consommation de Macif ? <\/h2>\n\n\n\n<p><p>Nous sommes favorables aux cr\u00e9dits \u00e0 la consommation compos\u00e9s par la Macif. Les 7 produits propos\u00e9s sont dans l\u2019ensemble attractifs. Les prix sont inf\u00e9rieurs aux moyennes constat\u00e9es sur le march\u00e9. Plusieurs fonctionnalit\u00e9s sont incluses sans paiement suppl\u00e9mentaire, comme la possibilit\u00e9 de moduler les mensualit\u00e9s \u00e0 la hausse comme \u00e0 la baisse, le report de 3 \u00e9ch\u00e9ances au cours du pr\u00eat et le diff\u00e9r\u00e9 des 3 premiers remboursements.<\/p>\n<p>Les montants des pr\u00eats peuvent atteindre 300 000 \u20ac, comme pour le cr\u00e9dit auto par exemple, ce qui est nettement sup\u00e9rieur \u00e0 nombre des concurrents de la Macif. De m\u00eame, la dur\u00e9e du pr\u00eat \u00ab biens de loisirs \u00bb est tr\u00e8s \u00e9tendue : jusqu\u2019\u00e0 15 ans. La plupart des pr\u00eats ne facturent pas le remboursement anticip\u00e9, et les frais de dossier sont nuls.<\/p>\n<p>La simulation en ligne est claire et rapide : en quelques clics, vous pouvez vous faire une id\u00e9e du co\u00fbt du pr\u00eat finan\u00e7ant votre projet, du nombre et du montant des mensualit\u00e9s, etc. Les offres pour les jeunes ont un taux de 0 %, ce qui est tr\u00e8s avantageux. Attention cependant, certains cr\u00e9dits \u00e0 la consommation ne sont accessibles qu\u2019aux d\u00e9tenteurs d\u2019un compte \u00ab Bleu Anis \u00bb Macif.<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le remboursement anticip\u00e9 du cr\u00e9dit \u00e0 la consommation de Macif ?<\/h2>\n\n\n\n<p><strong>Il peut arriver que vous soyez dans la capacit\u00e9 de rembourser votre cr\u00e9dit \u00e0 la conso plus t\u00f4t que pr\u00e9vu.&nbsp;<\/strong>Dans ce cas, il est souvent tentant de mettre \u00e0 jour vos cr\u00e9ances afin d\u2019avoir une meilleure visibilit\u00e9 sur votre pouvoir d\u2019achat r\u00e9el.&nbsp;<\/p>\n\n\n\n<p><strong>Voici les conditions de remboursement anticip\u00e9 de son cr\u00e9dit chez Macif<\/strong> : <p>La Macif pr\u00e9voit le remboursement par anticipation total ou partiel,  sans indemnit\u00e9. Vous pouvez joindre le service Macifin\u2019 au 09 69 39 49 59 pour conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 de votre pr\u00eat.<\/p>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"> Comment contacter Macif pour un cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Vous avez une question sur un pr\u00eat \u00e0 la consommation de Macif ?<\/strong> Vous souhaitez conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 ou de rachat de votre cr\u00e9dit consommation Macif ? <br><br><strong>Les conseillers Macif sont disponibles au :<\/strong> 09 69 39 49 59.<\/p>\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><strong>Vous pouvez aussi leur \u00e9crire \u00e0 l&rsquo;adresse suivante : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><p>Macif Mutualit\u00e9 \u2013<br \/>\nPr\u00eat personnel<br \/>\n79017 Niort Cedex<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Macif, le meilleur cr\u00e9dit \u00e0 la consommation ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le cr\u00e9dit \u00e0 la consommation de Macif aux autres offres du march\u00e9 en simulant un devis imm\u00e9diat, vous obtiendrez un comparatif<\/strong>&nbsp;de tous les organismes proposant des cr\u00e9dits avec un acc\u00e8s aux taux appliqu\u00e9s et aux diff\u00e9rentes options de remboursement propos\u00e9es :<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:block {\"ref\":66079} \/-->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.&nbsp;Ces fiches vous donnent notre&nbsp;analyse&nbsp;objective&nbsp;sur les contrats d&rsquo;assurance&nbsp;mais aussi&nbsp;des&nbsp;informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->","protected":false},"excerpt":{"rendered":"<p>Le cr\u00e9dit \u00e0 la consommation Macif Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de Macif ? Quel est notre avis sur le [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":55315,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[607],"class_list":["post-144727","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le cr\u00e9dit \u00e0 la consommation Macif | Taux et conditions <\/title>\n<meta name=\"description\" content=\"D\u00e9cryptage des pr\u00eats \u00e0 la consommation Macif : cr\u00e9dit mariage, auto, conso..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/macif\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta 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