{"id":148307,"date":"2023-11-22T10:14:30","date_gmt":"2023-11-22T09:14:30","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/pret-immobilier\/caisse-epargne"},"modified":"2025-07-17T10:41:57","modified_gmt":"2025-07-17T08:41:57","slug":"caisse-epargne","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/pret-immobilier\/caisse-epargne","title":{"rendered":"Pr\u00eat immobilier Caisse d\u2019\u00c9pargne"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"le-pret-immobilier-nom-acteur\">Le pr\u00eat immobilier Caisse d\u2019\u00c9pargne<\/h1>\n\n\n\n<p><strong>Vous \u00eates sur le point de faire l\u2019acquisition d\u2019un bien immobilier et vous \u00eates \u00e0 la recherche d\u2019un cr\u00e9dit immobilier&nbsp;? Retrouvez tous les d\u00e9tails du pr\u00eat immobilier propos\u00e9 par Caisse d\u2019\u00c9pargne, le taux, les conditions de remboursement et les documents \u00e0 r\u00e9unir. Retrouvez l&rsquo;avis de nos experts sur l&rsquo;offre de pr\u00eat de Caisse d\u2019\u00c9pargne.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-faire-une-simulation-de-pret-immobilier-nom-acteur\">Quelles sont les caract\u00e9ristiques du pr\u00eat immobilier Caisse d\u2019\u00c9pargne ? <\/h2>\n\n\n\n<p><strong>Voici les caract\u00e9ristiques du pr\u00eat immobilier Caisse d\u2019\u00c9pargne <\/strong> :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>Dur\u00e9e du pr\u00eat<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Cr\u00e9dit immobilier Caisse d\u2019\u00c9pargne<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Taux actuel<\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 3 % et 5 %<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Frais de dossier<\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 350 \u20ac et 1% du pr\u00eat<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Dur\u00e9e du pr\u00eat<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 \u00e0 25 ans <\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Report d&rsquo;\u00e9ch\u00e9ance<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Modalit\u00e9s de remboursement<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00c0 partir de 3 ans apr\u00e8s le d\u00e9but de votre cr\u00e9dit immobilier, vous pouvez moduler vos \u00e9ch\u00e9ances (\u00e0 date d&rsquo;anniversaire de votre contrat). Possibilit\u00e9 d&rsquo;allonger jusqu\u2019\u00e0 24 mois la dur\u00e9e du cr\u00e9dit sans minima ou maxima du montant de l\u2019\u00e9ch\u00e9ance. La seule condition est que votre taux d\u2019endettement de 33 % ne soit pas d\u00e9pass\u00e9.<\/td><\/tr><\/tbody><\/table><figcaption>Taux pour un pr\u00eat immobilier Caisse d\u2019\u00c9pargne<\/figcaption><\/figure>\n\n\n\n<p><strong>Si vous souhaitez conna\u00eetre le montant plus pr\u00e9cis de vos mensualit\u00e9s ou votre&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/pret-immobilier\/capacite-emprunt\">capacit\u00e9 d\u2019emprunt<\/a>,<\/strong> vous pouvez utiliser notre outil. Cela vous permettra de vous faire une id\u00e9e assez pr\u00e9cise du co\u00fbt total de votre pr\u00eat immobilier chez Caisse d\u2019\u00c9pargne et des modalit\u00e9s d'emprunt. <\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block advertising-block-sidebar-item fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Le meilleur taux pour votre cr\u00e9dit immobilier en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/taux-pret-immobilier\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Meilleurs taux immobilier<\/span><\/a><\/div><\/div>\n\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-notre-avis-sur-le-pret-immobilier-nom-acteur\">Quel est notre avis sur le pr\u00eat immobilier Caisse d\u2019\u00c9pargne ? <\/h2>\n\n\n\n<p>La Caisse d\u2019Epargne propose diff\u00e9rents types de pr\u00eat immobilier en fonction du profil de l\u2019emprunteur : pr\u00eats classiques amortissables, pr\u00eat in fine, pr\u00eats r\u00e9glement\u00e9s\u2026<br><br>Les avis diff\u00e8rent concernant le pr\u00eat immobilier Caisse d\u2019\u00c9pargne : n\u2019h\u00e9sitez pas \u00e0 relancer votre conseiller qui parfois pourra prendre son temps pour vous apporter une r\u00e9ponse.<br><br>En revanche, leur gamme de pr\u00eat immobilier est large et vous pourrez saisir en ligne au pr\u00e9alable vos informations afin qu\u2019ils vous dirigent rapidement vers l\u2019une ou l\u2019autre de leur solution de financement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-contacter-nom-acteur-pour-un-pret-immobilier\">Comment contacter Caisse d\u2019\u00c9pargne pour un pr\u00eat immobilier ? <\/h2>\n\n\n\n<p><strong>Si vous souhaitez entrer en contact avec Caisse d\u2019\u00c9pargne&nbsp;pour votre pr\u00eat immobilier,<\/strong> vous pouvez demander \u00e0 \u00eatre contact\u00e9 par un conseiller pr\u00eat immobilier de Caisse d\u2019\u00c9pargne directement sur le site en remplissant un formulaire, ou encore par t\u00e9l\u00e9phone au 3241. <br><br><strong>Enfin, vous pouvez adresser votre demande par courrier \u00e0 : <\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Caisse d&rsquo;Epargne <br>Service Relations Client\u00e8le <br>26\/28 rue Neuve Tolbiac &#8211; <br>CS 91344 &#8211; 75633 PARIS CEDEX 13<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le pr\u00eat immobilier Caisse d\u2019\u00c9pargne Vous \u00eates sur le point de faire l\u2019acquisition d\u2019un bien immobilier et vous \u00eates \u00e0 la recherche d\u2019un cr\u00e9dit immobilier&nbsp;? Retrouvez tous les d\u00e9tails du pr\u00eat immobilier propos\u00e9 par Caisse d\u2019\u00c9pargne, le taux, les conditions de remboursement et les documents \u00e0 r\u00e9unir. Retrouvez l&rsquo;avis de nos experts sur l&rsquo;offre de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":17687,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[751],"class_list":["post-148307","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le pr\u00eat immobilier Caisse d\u2019\u00c9pargne | Taux et conditions<\/title>\n<meta name=\"description\" content=\"Le cr\u00e9dit immobilier de Caisse d\u2019\u00c9pargne en d\u00e9tails : taux pratiqu\u00e9s, conditions de pr\u00eat et frais. 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