{"id":148327,"date":"2023-11-22T10:14:35","date_gmt":"2023-11-22T09:14:35","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/pret-immobilier\/lcl"},"modified":"2023-11-22T10:14:35","modified_gmt":"2023-11-22T09:14:35","slug":"lcl","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/pret-immobilier\/lcl","title":{"rendered":"Pr\u00eat immobilier LCL"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"le-pret-immobilier-nom-acteur\">Le pr\u00eat immobilier LCL<\/h1>\n\n\n\n<p><strong>Vous \u00eates sur le point de faire l\u2019acquisition d\u2019un bien immobilier et vous \u00eates \u00e0 la recherche d\u2019un cr\u00e9dit immobilier&nbsp;? Retrouvez tous les d\u00e9tails du pr\u00eat immobilier propos\u00e9 par LCL, le taux, les conditions de remboursement et les documents \u00e0 r\u00e9unir. Retrouvez l&rsquo;avis de nos experts sur l&rsquo;offre de pr\u00eat de LCL.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-faire-une-simulation-de-pret-immobilier-nom-acteur\">Quelles sont les caract\u00e9ristiques du pr\u00eat immobilier LCL ? <\/h2>\n\n\n\n<p><strong>Voici les caract\u00e9ristiques du pr\u00eat immobilier LCL <\/strong> :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>Dur\u00e9e du pr\u00eat<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Cr\u00e9dit immobilier LCL<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Taux actuel<\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 3 % et 5 %<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Frais de dossier<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,2% du capital emprunt\u00e9 avec un minimum de 700\u20ac <\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Dur\u00e9e du pr\u00eat<\/td><td class=\"has-text-align-center\" data-align=\"center\">De 2 \u00e0 30 ans<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Report d&rsquo;\u00e9ch\u00e9ance<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Modalit\u00e9s de remboursement<\/td><td class=\"has-text-align-center\" data-align=\"center\"> Remboursements mensuels, trimestriels,<br>semestriels ou annuels<br><ul><li>Possibil t\u00e9 de franchise totale ou partielle<\/li><li>Option report de versement<\/li><li>Option modulation de versement<\/li><\/ul><\/td><\/tr><\/tbody><\/table><figcaption>Taux pour un pr\u00eat immobilier LCL<\/figcaption><\/figure>\n\n\n\n<p><strong>Si vous souhaitez conna\u00eetre le montant plus pr\u00e9cis de vos mensualit\u00e9s ou votre&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/pret-immobilier\/capacite-emprunt\">capacit\u00e9 d\u2019emprunt<\/a>,<\/strong> vous pouvez utiliser notre outil. Cela vous permettra de vous faire une id\u00e9e assez pr\u00e9cise du co\u00fbt total de votre pr\u00eat immobilier chez LCL et des modalit\u00e9s d'emprunt. <\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block advertising-block-sidebar-item fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Le meilleur taux pour votre cr\u00e9dit immobilier en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/taux-pret-immobilier\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Meilleurs taux immobilier<\/span><\/a><\/div><\/div>\n\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-notre-avis-sur-le-pret-immobilier-nom-acteur\">Quel est notre avis sur le pr\u00eat immobilier LCL ? <\/h2>\n\n\n\n<p>Les clients du LCL appr\u00e9cient le fait d\u2019avoir un interlocuteur d\u00e9di\u00e9 et assez disponible concernant leur dossier de pr\u00eat immobilier. De plus, gr\u00e2ce au site e-LCL, il est possible de tout g\u00e9rer en ligne ce qui a l\u2019avantage d\u2019\u00e9courter les d\u00e9lais de gestion.<br><br>En revanche, le centre d\u2019appel est parfois difficilement joignable et les taux exerc\u00e9s ne sont pas toujours les meilleurs du march\u00e9, leurs tarifs s\u2019apparentent davantage \u00e0 une banque traditionnelle plut\u00f4t qu\u2019\u00e0 une banque en ligne.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-contacter-nom-acteur-pour-un-pret-immobilier\">Comment contacter LCL pour un pr\u00eat immobilier ? <\/h2>\n\n\n\n<p><strong>Si vous souhaitez entrer en contact avec LCL&nbsp;pour votre pr\u00eat immobilier,<\/strong> vous pouvez demander \u00e0 \u00eatre contact\u00e9 par un conseiller pr\u00eat immobilier de LCL directement sur le site en remplissant un formulaire, ou encore par t\u00e9l\u00e9phone au 09 69 36 30 30. <br><br><strong>Enfin, vous pouvez adresser votre demande par courrier \u00e0 : <\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">LCL<br>20, avenue de Paris <br>94811 Villejuif Cedex<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le pr\u00eat immobilier LCL Vous \u00eates sur le point de faire l\u2019acquisition d\u2019un bien immobilier et vous \u00eates \u00e0 la recherche d\u2019un cr\u00e9dit immobilier&nbsp;? Retrouvez tous les d\u00e9tails du pr\u00eat immobilier propos\u00e9 par LCL, le taux, les conditions de remboursement et les documents \u00e0 r\u00e9unir. Retrouvez l&rsquo;avis de nos experts sur l&rsquo;offre de pr\u00eat de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":17687,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[751],"class_list":["post-148327","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le pr\u00eat immobilier LCL | Taux et conditions<\/title>\n<meta name=\"description\" content=\"Le cr\u00e9dit immobilier de LCL en d\u00e9tails : taux pratiqu\u00e9s, conditions de pr\u00eat et frais. 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