{"id":148888,"date":"2022-02-21T23:19:49","date_gmt":"2022-02-21T22:19:49","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\/allianz"},"modified":"2026-03-17T14:30:10","modified_gmt":"2026-03-17T13:30:10","slug":"allianz","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/allianz","title":{"rendered":"Allianz "},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le cr\u00e9dit \u00e0 la consommation Allianz<\/h1>\n\n\n\n<p><strong>Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation d&#039;Allianz ? Quel est notre avis sur le cr\u00e9dit consommation d&#039;Allianz ? <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les types de pr\u00eat propos\u00e9s par Allianz ? <\/h2>\n\n\n\n<p><strong>Voici le d\u00e9tails des pr\u00eats \u00e0 la consommation disponibles chez Allianz : <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Pr\u00eat personnel Privalis<\/th><\/tr><\/thead><tbody><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u00e0 partir de 1 500 \u20ac<\/td><\/tr><tr><td><strong>Apport personnel exig\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>TAEG<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">TAEG fixe de 4,75% \u00e0 6,30% (taux d\u00e9biteurs fixes de 4,65% \u00e0 6,13%)<\/td><\/tr><tr><td><strong>Dur\u00e9e du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">de 12 \u00e0 120 mois<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux de cr\u00e9dit \u00e0 la consommation d&#039;Allianz ? <\/h2>\n\n\n\n<p><strong>Un des premiers \u00e9l\u00e9ments \u00e0 consulter avant de souscrire un cr\u00e9dit \u00e0 la consommation est le taux auquel vous empruntez. <\/strong>Selon les organismes de cr\u00e9dit et le projet auquel vous souhaitez consacrer votre emprunt, les conditions de remboursement vont diff\u00e9rer. Voici les taux de cr\u00e9dit \u00e0 la consommation d&#039;Allianz : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Taux<\/th><\/tr><\/thead><tbody><tr><td>Pr\u00eat personnel Privalis d&#039;un montant de 10 000 \u20ac sur 24 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">5,25 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Quel est notre avis sur l&rsquo;offre de cr\u00e9dit \u00e0 la consommation d&#039;Allianz ? <\/h2>\n\n\n\n<p><p>Le pr\u00eat personnel Privalis n\u2019est accessible qu\u2019aux souscripteurs d\u2019un contrat d\u2019assurance vie Allianz. L\u2019accessibilit\u00e9 de ce cr\u00e9dit \u00e0 la consommation est donc r\u00e9duit. En revanche, il peut \u00eatre souscrit pour un montant m\u00eame bas puisqu&rsquo;il d\u00e9bute \u00e0 1 500 \u20ac. On appr\u00e9cie que le TAEG soit fixe ce qui permet d&rsquo;\u00e9viter les mauvaises surprises en cours de pr\u00eat.<\/p>\n<p>Il est possible de choisir une dur\u00e9e de pr\u00eat entre 12 mois et 120 mois. Allianz Banque communique tr\u00e8s peu d\u2019informations sur ce produit. Vous pouvez obtenir plus de d\u00e9tails sur ce contrat en demandant \u00e0 votre conseiller assurance vie.<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le remboursement anticip\u00e9 du cr\u00e9dit \u00e0 la consommation d&#039;Allianz ?<\/h2>\n\n\n\n<p><strong>Il peut arriver que vous soyez dans la capacit\u00e9 de rembourser votre cr\u00e9dit \u00e0 la conso plus t\u00f4t que pr\u00e9vu.&nbsp;<\/strong>Dans ce cas, il est souvent tentant de mettre \u00e0 jour vos cr\u00e9ances afin d\u2019avoir une meilleure visibilit\u00e9 sur votre pouvoir d\u2019achat r\u00e9el.&nbsp;<\/p>\n\n\n\n<p><strong>Voici les conditions de remboursement anticip\u00e9 de son cr\u00e9dit chez Allianz<\/strong> : <p>Allianz ne donne pas d\u2019informations sur les cas de remboursement anticip\u00e9 de ses cr\u00e9dits \u00e0 la consommation. Il est dommageable de ne pas trouver ces informations de mani\u00e8re explicite car elles sont importantes dans le choix de votre cr\u00e9dit. Avant de souscrire, n\u2019h\u00e9sitez pas \u00e0 vous renseigner aupr\u00e8s de votre conseiller Allianz. <\/p>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"> Comment contacter Allianz pour un cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Vous avez une question sur un pr\u00eat \u00e0 la consommation d&#039;Allianz ?<\/strong> Vous souhaitez conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 ou de rachat de votre cr\u00e9dit consommation Allianz ? <br><br><strong>Les conseillers Allianz sont disponibles au :<\/strong> 09 74 75 16 16.<\/p>\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><strong>Vous pouvez aussi leur \u00e9crire \u00e0 l&rsquo;adresse suivante : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><p>Allianz Banque \u2013 Service Client<br \/>\nTSA 55 555<br \/>\n92919 Paris La D\u00e9fense Cedex<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>Allianz, le meilleur cr\u00e9dit \u00e0 la consommation ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le cr\u00e9dit \u00e0 la consommation d&#039;Allianz aux autres offres du march\u00e9 en simulant un devis imm\u00e9diat, vous obtiendrez un comparatif<\/strong>&nbsp;de tous les organismes proposant des cr\u00e9dits avec un acc\u00e8s aux taux appliqu\u00e9s et aux diff\u00e9rentes options de remboursement propos\u00e9es :<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:block {\"ref\":66079} \/-->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.&nbsp;Ces fiches vous donnent notre&nbsp;analyse&nbsp;objective&nbsp;sur les contrats d&rsquo;assurance&nbsp;mais aussi&nbsp;des&nbsp;informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->","protected":false},"excerpt":{"rendered":"<p>Le cr\u00e9dit \u00e0 la consommation Allianz Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation d&#039;Allianz ? Quel est notre avis sur le cr\u00e9dit [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":55315,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[607],"class_list":["post-148888","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le cr\u00e9dit \u00e0 la consommation Allianz | Taux et conditions <\/title>\n<meta name=\"description\" content=\"D\u00e9cryptage des pr\u00eats \u00e0 la consommation Allianz : cr\u00e9dit mariage, auto, conso..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/allianz\" \/>\n<meta property=\"og:locale\" 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