{"id":148902,"date":"2022-02-21T23:20:06","date_gmt":"2022-02-21T22:20:06","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\/cic"},"modified":"2022-02-21T23:20:06","modified_gmt":"2022-02-21T22:20:06","slug":"cic","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/cic","title":{"rendered":"CIC "},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le cr\u00e9dit \u00e0 la consommation CIC<\/h1>\n\n\n\n<p><strong>Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de CIC ? Quel est notre avis sur le cr\u00e9dit consommation de CIC ? <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les types de pr\u00eat propos\u00e9s par CIC ? <\/h2>\n\n\n\n<p><strong>Voici le d\u00e9tails des pr\u00eats \u00e0 la consommation disponibles chez CIC : <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Pr\u00eat personnel classique\t<\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit auto\t<\/th><th class=\"has-text-align-center\" data-align=\"center\">Pr\u00eat jeunes\t<\/th><\/tr><\/thead><tbody><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1 000 \u20ac\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><td class=\"has-text-align-center\" data-align=\"center\">de 750 \u20ac \u00e0 5 000 \u20ac<\/td><\/tr><tr><td><strong>Apport personnel exig\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">NC<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>TAEG<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe \u2013 5,75 %\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe \u2013 \u00e0 partir de 4,02 %\t<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe \u2013 2,5 %\t<\/td><\/tr><tr><td><strong>Dur\u00e9e du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">jusqu&#039;\u00e0 60 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">Jusqu&#039;\u00e0 5 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">\/<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux de cr\u00e9dit \u00e0 la consommation de CIC ? <\/h2>\n\n\n\n<p><strong>Un des premiers \u00e9l\u00e9ments \u00e0 consulter avant de souscrire un cr\u00e9dit \u00e0 la consommation est le taux auquel vous empruntez. <\/strong>Selon les organismes de cr\u00e9dit et le projet auquel vous souhaitez consacrer votre emprunt, les conditions de remboursement vont diff\u00e9rer. Voici les taux de cr\u00e9dit \u00e0 la consommation de CIC : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Taux<\/th><\/tr><\/thead><tbody><tr><td>Pr\u00eat Jeunes d&#039;un montant de 3 000 \u20ac et d&#039;une dur\u00e9e de 3 ans<\/td><td class=\"has-text-align-center\" data-align=\"center\">TAEG fixe : 2,50 %<\/td><\/tr><tr><td>Pour un pr\u00eat travaux de 15 000 \u20ac sur 60 mois        <\/td><td class=\"has-text-align-center\" data-align=\"center\">TAEG fixe : 3,2% <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Quel est notre avis sur l&rsquo;offre de cr\u00e9dit \u00e0 la consommation de CIC ? <\/h2>\n\n\n\n<p><p>Notre avis sur le cr\u00e9dit \u00e0 la consommation CIC est plut\u00f4t r\u00e9serv\u00e9. L\u2019offre pr\u00e9sente tout de m\u00eame plusieurs avantages. La gamme de pr\u00eats CIC est \u00e9tendue et vari\u00e9e. Plusieurs cr\u00e9dits renouvelables sont possibles, permettant de financer des impr\u00e9vus, un am\u00e9nagement, etc. Les pr\u00eats personnels pr\u00e9sentent des caract\u00e9ristiques communes mais ont chacune leur particularit\u00e9, ce qui permet encore une fois de pouvoir souscrire \u00e0 un pr\u00eat adapt\u00e9 \u00e0 vos besoins. <\/p>\n<p>Les montants maximum des cr\u00e9dits sont raisonnables, tout comme les dur\u00e9es possibles, assez longues. Aucun frais de dossier n\u2019est factur\u00e9.<\/p>\n<p>En revanche, il nous semble que les taux pratiqu\u00e9s sont assez \u00e9lev\u00e9s par rapport \u00e0 ce qui se pr\u00e9sente sur le march\u00e9. Seuls les pr\u00eats jeunes ou \u00e9tudiants pr\u00e9sentent un TAEG faible, les autres cr\u00e9dits semblent assez on\u00e9reux compar\u00e9s \u00e0 la concurrence. Il n\u2019est pas pr\u00e9cis\u00e9 si un apport personnel est exig\u00e9 ou non \u00e0 la souscription.<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le remboursement anticip\u00e9 du cr\u00e9dit \u00e0 la consommation de CIC ?<\/h2>\n\n\n\n<p><strong>Il peut arriver que vous soyez dans la capacit\u00e9 de rembourser votre cr\u00e9dit \u00e0 la conso plus t\u00f4t que pr\u00e9vu.&nbsp;<\/strong>Dans ce cas, il est souvent tentant de mettre \u00e0 jour vos cr\u00e9ances afin d\u2019avoir une meilleure visibilit\u00e9 sur votre pouvoir d\u2019achat r\u00e9el.&nbsp;<\/p>\n\n\n\n<p><strong>Voici les conditions de remboursement anticip\u00e9 de son cr\u00e9dit chez CIC<\/strong> : <p>Le remboursement anticip\u00e9, total ou partiel, est possible \u00e0 tout moment.<\/p>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"> Comment contacter CIC pour un cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Vous avez une question sur un pr\u00eat \u00e0 la consommation de CIC ?<\/strong> Vous souhaitez conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 ou de rachat de votre cr\u00e9dit consommation CIC ? <br><br><strong>Les conseillers CIC sont disponibles au :<\/strong> 0 800 00 60 60.<\/p>\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p><strong>Vous pouvez aussi leur \u00e9crire \u00e0 l&rsquo;adresse suivante : <\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph {\"align\":\"center\"} -->\n<p class=\"has-text-align-center\"><p>CIC<br \/>\nService Relation Client\u00e8le<br \/>\n6 avenue de Provence<br \/>\n75452 Paris Cedex 09<\/p><\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2>CIC, le meilleur cr\u00e9dit \u00e0 la consommation ? <\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p><strong>Comparez le cr\u00e9dit \u00e0 la consommation de CIC aux autres offres du march\u00e9 en simulant un devis imm\u00e9diat, vous obtiendrez un comparatif<\/strong>&nbsp;de tous les organismes proposant des cr\u00e9dits avec un acc\u00e8s aux taux appliqu\u00e9s et aux diff\u00e9rentes options de remboursement propos\u00e9es :<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:spacer {\"height\":\"20px\"} -->\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:block {\"ref\":66079} \/-->\n\n<!-- wp:spacer {\"height\":\"40px\"} -->\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<!-- \/wp:spacer -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.&nbsp;Ces fiches vous donnent notre&nbsp;analyse&nbsp;objective&nbsp;sur les contrats d&rsquo;assurance&nbsp;mais aussi&nbsp;des&nbsp;informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n<!-- \/wp:quote -->","protected":false},"excerpt":{"rendered":"<p>Le cr\u00e9dit \u00e0 la consommation CIC Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de CIC ? Quel est notre avis sur le [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":55315,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[607],"class_list":["post-148902","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le cr\u00e9dit \u00e0 la consommation CIC | Taux et conditions <\/title>\n<meta name=\"description\" content=\"D\u00e9cryptage des pr\u00eats \u00e0 la consommation CIC : cr\u00e9dit mariage, auto, conso..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/cic\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta 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