{"id":148987,"date":"2020-12-15T00:19:27","date_gmt":"2020-12-14T23:19:27","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/assurance-loyer-impaye\/insured"},"modified":"2020-12-15T00:19:27","modified_gmt":"2020-12-14T23:19:27","slug":"insured","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-loyer-impaye\/insured","title":{"rendered":"Garantie Loyer Impay\u00e9 Insured"},"content":{"rendered":"\n

Assurance Garantie Loyer Impay\u00e9 (GLI) Insured<\/h1>\n\n\n\n

Si vous \u00eates propri\u00e9taire de biens locatifs, vous avez peut-\u00eatre d\u00e9j\u00e0 \u00e9t\u00e9 confront\u00e9 \u00e0 des loyers impay\u00e9s. Pour pr\u00e9venir ce risque, la meilleure solution est de souscrire une garantie loyer impay\u00e9 (GLI). Que penser de la GLI Insured ? Quelles sont les garanties de l\u2019assurance loyer impay\u00e9 Insured. R\u00e9ponses ! <\/strong><\/p>\n\n\n\n

La couverture de l\u2019assurance loyer impay\u00e9 Insured<\/h2>\n\n\n\n

L\u2019indemnisation des loyers impay\u00e9s par Insured :<\/strong><\/p>\n\n\n\n

Indemnisation<\/th>D\u00e9tails<\/th><\/tr><\/thead>
Remboursement des loyers impay\u00e9s<\/strong><\/td>\n<\/i><\/td><\/tr>
Franchise<\/strong><\/td>\n<\/i><\/td><\/tr>
Plafond<\/strong><\/td>70 000 \u20ac (3 100 \u20ac de loyer)\t<\/td><\/tr>
Limites de garanties<\/strong><\/td>Non communiqu\u00e9<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

D\u00e9tails des garanties suppl\u00e9mentaires de l\u2019assurance loyers impay\u00e9s Insured :<\/strong><\/p>\n\n\n\n

Garanties<\/th>Prise en charge<\/th><\/tr><\/thead>
Frais de recouvrement<\/strong><\/td>\n<\/i><\/td><\/tr>
Prise en charge des d\u00e9gradations locatives<\/strong><\/td>

Non prises en charge<\/p><\/td><\/tr>

Frais de contentieux<\/strong><\/td>\n<\/i><\/td><\/tr>
Garantie vacance locative<\/strong><\/td>

Si d\u00e9part furtif du locataire <\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n

<\/div>\n\n\n\n

Conditions g\u00e9n\u00e9rales de la garantie loyer impay\u00e9 Insured<\/h3>\n\n\n\n

Les conditions g\u00e9n\u00e9rales vous sont fournies lorsque vous souscrivez votre contrat d\u2019assurance loyer impay\u00e9<\/a>.<\/strong> Vous pouvez aussi \u00e0 tout moment les demander \u00e0 votre service client, qui vous les enverra par voie postale ou \u00e9lectronique. Enfin, vous pouvez les r\u00e9cup\u00e9rer dans votre espace client en ligne.<\/p>\n\n\n\n

T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de l’assurance loyer impay\u00e9 Insured :<\/a><\/strong><\/p>\n\n\n\n

\"conditions<\/a><\/figure><\/div>\n\n\n

Quel est notre avis sur l\u2019assurance loyers impay\u00e9s Insured ?<\/h2>\n\n\n\n

Le cabinet Insured est un courtier grossiste et gestionnaire de produits d\u2019assurance, sp\u00e9cialis\u00e9 dans l\u2019immobilier. Sa garantie loyer impay\u00e9 (GLI) est un contrat particuli\u00e8rement performant, avec la possibilit\u00e9 de choisir entre 4 formules distinctes, une situation in\u00e9dite sur le march\u00e9.<\/p>\n

D\u2019apr\u00e8s notre \u00e9tude, toutes les situations sont couvertes : du non-paiement des loyers aux frais de recouvrement et de contentieux, en passant par les d\u00e9gradations locatives (sauf pour la formule Basic). L\u2019inoccupation du logement (vacance locative) peut m\u00eame \u00eatre indemnis\u00e9e si le locataire quitte le logement sans respecter son pr\u00e9avis ou si le d\u00e9lai en question est r\u00e9duit.<\/p>\n

L\u2019absence de franchise et de limite de prise en charge sur la dur\u00e9e de cette assurance est une situation tr\u00e8s int\u00e9ressante pour tout bailleur. Le plafond d\u2019indemnisation est fix\u00e9 \u00e0 70 000 \u20ac pour les trois premi\u00e8res formules et \u00e0 90 000 \u20ac pour la formule Plus, des montants tr\u00e8s suffisamment \u00e9lev\u00e9s pour couvrir plusieurs mois de non-paiement des loyers par le locataire.<\/p>\n

En termes de prix, la GLI d\u2019Insured est particuli\u00e8rement accessible, avec des taux allant de seulement 1,98 \u20ac \u00e0 4,38 \u20ac (pour une prise en char int\u00e9grale et des plafonds \u00e9lev\u00e9s). Si la formule Basic est la plus \u00e9conomique, la formule Premium est g\u00e9n\u00e9ralement la plus choisie par les propri\u00e9taires non-occupants pour assurer leur bien immobilier laiss\u00e9 en location.<\/p><\/p>\n\n\n\n

Quel est le prix de l\u2019assurance loyer impay\u00e9 Insured ?<\/h2>\n\n\n\n

En moyenne, le co\u00fbt de l\u2019assurance loyer impay\u00e9 est compris entre 2,5 % et 5 % du loyer annuel. <\/strong>Les tarifs peuvent ensuite diff\u00e9rer selon les options souscrites.<\/p>\n\n\n

Pour vous permettre de mieux \u00e9valuer le prix de la garantie loyer impay\u00e9, <\/strong>voici une simulation des tarifs appliqu\u00e9s par Insured pour une souscription annuelle :<\/p>\n\n\n\n

Loyer<\/th>Tarif en % du loyer annuel<\/th>Prix annuel de la GLI<\/th><\/tr><\/thead>
Formule Basic : loyer de 1 000 \u20ac TTC\t<\/strong><\/td>1,98 %\t<\/td>257,50\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/i>

Les primes de la GLI sont enti\u00e8rement d\u00e9ductibles de vos revenus fonciers. Cet avantage fiscal non n\u00e9gligeable vous permet d’acc\u00e9der plus facilement \u00e0 cette garantie de s\u00e9curit\u00e9, tr\u00e8s utile lorsque vous en avez besoin.<\/p><\/div>\n\n\n\n

Insured, le meilleur assureur garantie loyer impay\u00e9 ?<\/h2>\n\n\n\n

Comparez l\u2019assurance GLI Insured aux autres assurances loyers impay\u00e9s en simulant un devis imm\u00e9diat<\/strong>, vous obtiendrez un comparatif de tous les assureurs avec un acc\u00e8s aux tarifs pratiqu\u00e9s et aux garanties qui conviennent \u00e0 votre recherche :<\/p>\n\n\n\n

<\/div>\n\n\n\n\n
\"reassurez-moi<\/div>

Garantie loyer impay\u00e9 : les meilleures offres 2026<\/p>Assurance loyer impay\u00e9<\/span><\/a><\/div><\/div>\n\n\n\n\n

<\/div>\n\n\n\n

En tant que courtier d’assurance, notre mission est de vous informer et de vous conseiller sur les offres d’assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos assureurs partenaires<\/a> comme ceux avec lesquels nous n’entretenons pas de liens.\u00a0Ces fiches vous donnent notre\u00a0analyse\u00a0objective\u00a0sur les contrats d’assurance\u00a0mais aussi\u00a0des\u00a0informations sur les formalit\u00e9s d’adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n\n\n\n

Comment contacter l\u2019assurance loyer impay\u00e9 Insured ?<\/h2>\n\n\n

Insured met \u00e0 votre disposition un num\u00e9ro de t\u00e9l\u00e9phone<\/strong> :<\/p>\n\n\n\n

05 61 00 12 65<\/p><\/p>\n\n

Voici l’adresse postale d'Insured :<\/strong><\/p>\n\n\n\n

Insured \u2013 Si\u00e8ge social
\n12, rue Saint Antoine du T
\n31000 Toulouse<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

Assurance Garantie Loyer Impay\u00e9 (GLI) Insured Si vous \u00eates propri\u00e9taire de biens locatifs, vous avez peut-\u00eatre d\u00e9j\u00e0 \u00e9t\u00e9 confront\u00e9 \u00e0 des loyers impay\u00e9s. Pour pr\u00e9venir ce risque, la meilleure solution est de souscrire une garantie loyer impay\u00e9 (GLI). Que penser de la GLI Insured ? Quelles sont les garanties de l\u2019assurance loyer impay\u00e9 Insured. R\u00e9ponses ! […]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":37824,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[599],"class_list":["post-148987","page","type-page","status-publish","hentry"],"yoast_head":"\nNotre avis sur la Garantie Loyer Impay\u00e9 Insured | Garanties, tarifs, indemnisation<\/title>\n<meta name=\"description\" content=\"La garantie loyer impay\u00e9 Insured en d\u00e9tails - Couverture, niveau d'indemnisation et meilleurs tarifs - Devis en ligne 100 % gratuits !\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-loyer-impaye\/insured\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Notre avis sur la Garantie Loyer Impay\u00e9 Insured | Garanties, tarifs, indemnisation\" \/>\n<meta property=\"og:description\" content=\"La garantie loyer impay\u00e9 Insured en d\u00e9tails - 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