{"id":150812,"date":"2021-01-18T22:27:52","date_gmt":"2021-01-18T21:27:52","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/responsabilite-civile\/caisse-epargne"},"modified":"2021-01-18T22:27:52","modified_gmt":"2021-01-18T21:27:52","slug":"caisse-epargne","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/responsabilite-civile\/caisse-epargne","title":{"rendered":"L'assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne"},"content":{"rendered":"\n

L’assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne<\/h1>\n\n\n\n

L\u2019assurance Responsabilit\u00e9 Civile permet de couvrir les dommages que vous pourriez causer \u00e0 autrui. En cas de sinistre caus\u00e9 involontairement \u00e0 un tiers ou \u00e0 un de ses biens (chute d\u2019un t\u00e9l\u00e9phone portable par exemple), l\u2019assurance prend en charge les r\u00e9parations. Nous vous d\u00e9taillons l’offre de Responsabilit\u00e9 Civile\u00a0Caisse \u00c9pargne.<\/strong><\/p>\n\n\n\n

Que couvre le contrat d’assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne ?<\/h2>\n\n\n\n

Soyez attentif aux personnes couvertes par l\u2019assurance Responsabilit\u00e9 Civile que vous souhaitez souscrire. <\/strong>La plupart du temps, votre RC prend en charge vos enfants mais il n\u2019en est pas forc\u00e9ment de m\u00eame pour toutes les personnes de votre foyer. Pour vous aider dans vos recherches, voici le d\u00e9tail des garanties propos\u00e9es de RC par l\u2019assureur Caisse \u00c9pargne :<\/p>\n\n\n\n

Garanties<\/th>D\u00e9tails de la prise en charge<\/th><\/tr><\/thead>
Personnes du foyer couvertes<\/strong><\/td>

\u2013 Vous-m\u00eame
\n\u2013 Les personnes dont vous \u00eates civilement responsable (par exemple vos enfants, employ\u00e9s de maison)<\/p><\/td><\/tr>

Franchises<\/strong><\/td>

Mentionn\u00e9e aux conditions particuli\u00e8res<\/p><\/td><\/tr>

Limites de garanties<\/strong><\/td>

100 000 000 \u20ac<\/p><\/td><\/tr>

Garanties suppl\u00e9mentaires<\/strong><\/td>

\u2013 RC vie priv\u00e9e
\n\u2013 RC vill\u00e9giature
\n\u2013 RC f\u00eate familiale<\/p><\/td><\/tr>

Dommages caus\u00e9s par les chiens dangereux<\/strong><\/td>\n<\/i><\/td><\/tr>
Objets confi\u00e9s<\/strong><\/td>\n<\/i><\/td><\/tr>
Dommages \u00e0 l’\u00e9tranger<\/strong><\/td>\n<\/i><\/td><\/tr>
Activit\u00e9s b\u00e9n\u00e9voles<\/strong><\/td>\n<\/i><\/td><\/tr>
Catastrophes naturelles<\/strong><\/td>

NC<\/p><\/td><\/tr>

Location saisonni\u00e8re<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

Les conditions g\u00e9n\u00e9rales de l’assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne<\/h3>\n\n\n\n

Elles vous sont fournies lorsque vous souscrivez votre contrat d\u2019assurance Responsabilit\u00e9 Civile. <\/strong><\/p>\n\n\n\n

T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de la RC Caisse \u00c9pargne :<\/a><\/strong><\/p>\n\n\n\n

\"conditions<\/a><\/figure><\/div>\n\n\n

Quel est le prix de l’assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne ? <\/h2>\n\n\n\n

La plupart des assureurs en Responsabilit\u00e9 Civile annoncent leurs tarifs en toute transparence, <\/strong>pour permettre aux int\u00e9ress\u00e9s d\u2019\u00e9valuer les prix propos\u00e9s. Ce n\u2019est pas le cas de l’assureur Caisse \u00c9pargne qui ne les indique aucunement sur son site, pas plus qu\u2019il ne propose de simulation en ligne des tarifs qu\u2019il applique. <\/p>\n\n\n

La plupart des contrats d’assurance habitation et d’assurance auto ont automatiquement une garantie Responsabilit\u00e9 Civile. <\/strong>Chez R\u00e9assurez-moi, nous vous proposons des contrats group\u00e9s vous permettant de faire de s\u00e9rieuses \u00e9conomies. Comparez nos offres !<\/p>\n\n\n\n

\n
\n

Assurance auto <\/strong><\/p>\n\n\n\n

\"car<\/figure><\/div>\n\n\n\n
\n
Je compare<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
\n

Assurance habitation<\/strong><\/p>\n\n\n\n

\"house<\/figure><\/div>\n\n\n\n
\n
Je compare<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Quel est notre avis sur l’assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne pour particulier ?<\/h2>\n\n\n\n

La couverture Responsabilit\u00e9 Civile Vie Priv\u00e9e de la Caisse d\u2019\u00c9pargne peut \u00eatre int\u00e9ressante. Nous appr\u00e9cions l\u2019\u00e9tendue de la RC qui comprend RC vie priv\u00e9e, vill\u00e9giature, et f\u00eate familiale. Les plafonds d\u2019indemnisation sont tr\u00e8s \u00e9lev\u00e9s. La RC \u00e0 l\u2019\u00e9tranger et pour une location saisonni\u00e8re sont couvertes. Comme bien souvent, les dommages des chiens de 1\u00e8re et 2e cat\u00e9gorie ne sont pas pris en charge.<\/p>\n

En revanche, nous regrettons le manque de transparence de la Caisse d\u2019\u00c9pargne sur les tarifs pratiqu\u00e9s pour cette couverture. En effet, l\u2019assureur ne donne acc\u00e8s \u00e0 aucun prix sur son site, ni m\u00eame \u00e0 un outil de simulation, ne permettant pas \u00e0 l\u2019internaute de conna\u00eetre en un coup d\u2019oeil le budget qu\u2019il devrait allouer pour ces garanties.<\/p><\/p>\n\n\n\n\n

Comment obtenir l’attestation de Responsabilit\u00e9 Civile Caisse \u00c9pargne ?<\/h2>\n\n\n\n

Dans certaines situations, vous aurez besoin de pr\u00e9senter une attestation d\u2019assurance Responsabilit\u00e9 Civile. <\/strong>Cela peut \u00eatre le cas lors de l\u2019inscription \u00e0 l\u2019\u00e9cole d\u2019un de vos enfants ou encore pour la signature d\u2019une convention de charge. Ce document vous a \u00e9t\u00e9 obligatoirement envoy\u00e9 au moment de la souscription de votre RC.

Si vous l\u2019avez perdu, vous pouvez vous la procurer de diff\u00e9rentes mani\u00e8res : <\/strong><\/p>\n\n\n\n

  • en vous rendant dans votre espace client Caisse \u00c9pargne ;<\/li>
  • en contactant votre conseiller Caisse \u00c9pargne. <\/li><\/ul>\n\n\n\n

    Elle vous sera envoy\u00e9e par mail ou par courrier, selon votre pr\u00e9f\u00e9rence.<\/strong><\/p>\n\n\n\n

    Comment contacter l’assureur en RC Caisse \u00c9pargne ?<\/h2>\n\n\n\n

    Pour une demande d\u2019informations ou une question sur votre contrat<\/strong>, Caisse \u00c9pargne vous invite \u00e0 contacter l\u2019agence la plus proche de chez vous ou \u00e0 vous rendre sur leur site internet. <\/p>\n\n\n

    Vous pouvez \u00e9galement les contacter par t\u00e9l\u00e9phone, au :<\/strong><\/p>\n\n\n\n

    09 69 36 27 38<\/p><\/p>\n\n

    Par courrier postal, \u00e0 l’adresse suivante :<\/strong><\/p>\n\n\n\n

    Caisse d\u2019\u00c9pargne
    \n50 avenue Pierre Mend\u00e8s France
    \n75 013 Paris<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

    L’assurance Responsabilit\u00e9 Civile Caisse \u00c9pargne L\u2019assurance Responsabilit\u00e9 Civile permet de couvrir les dommages que vous pourriez causer \u00e0 autrui. En cas de sinistre caus\u00e9 involontairement \u00e0 un tiers ou \u00e0 un de ses biens (chute d\u2019un t\u00e9l\u00e9phone portable par exemple), l\u2019assurance prend en charge les r\u00e9parations. Nous vous d\u00e9taillons l’offre de Responsabilit\u00e9 Civile\u00a0Caisse \u00c9pargne. Que […]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":62040,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[611],"class_list":["post-150812","page","type-page","status-publish","hentry"],"yoast_head":"\nQue couvre la Responsabilit\u00e9 Civile Caisse \u00c9pargne ? 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