{"id":150826,"date":"2021-01-18T22:28:17","date_gmt":"2021-01-18T21:28:17","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/responsabilite-civile\/maif"},"modified":"2021-01-18T22:28:17","modified_gmt":"2021-01-18T21:28:17","slug":"maif","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/responsabilite-civile\/maif","title":{"rendered":"L'assurance Responsabilit\u00e9 Civile Maif"},"content":{"rendered":"\n

L’assurance Responsabilit\u00e9 Civile Maif<\/h1>\n\n\n\n

L\u2019assurance Responsabilit\u00e9 Civile permet de couvrir les dommages que vous pourriez causer \u00e0 autrui. En cas de sinistre caus\u00e9 involontairement \u00e0 un tiers ou \u00e0 un de ses biens (chute d\u2019un t\u00e9l\u00e9phone portable par exemple), l\u2019assurance prend en charge les r\u00e9parations. Nous vous d\u00e9taillons l’offre de Responsabilit\u00e9 Civile\u00a0Maif.<\/strong><\/p>\n\n\n\n

Que couvre le contrat d’assurance Responsabilit\u00e9 Civile Maif ?<\/h2>\n\n\n\n

Soyez attentif aux personnes couvertes par l\u2019assurance Responsabilit\u00e9 Civile que vous souhaitez souscrire. <\/strong>La plupart du temps, votre RC prend en charge vos enfants mais il n\u2019en est pas forc\u00e9ment de m\u00eame pour toutes les personnes de votre foyer. Pour vous aider dans vos recherches, voici le d\u00e9tail des garanties propos\u00e9es de RC par l\u2019assureur Maif :<\/p>\n\n\n\n

Garanties<\/th>D\u00e9tails de la prise en charge<\/th><\/tr><\/thead>
Personnes du foyer couvertes<\/strong><\/td>

\u2013 vous-m\u00eame
\n\u2013 votre conjoint non divorce\u0301 ni se\u0301pare\u0301, votre partenaire dans le cadre d\u2019un Pacs (Pacte civil de solidarite\u0301)
\n\u2013 vos enfants a\u0300 charge
\n\u2013 toute personne vivant en permanence \u00e0 votre foyer<\/p><\/td><\/tr>

Franchises<\/strong><\/td>

Choisie et mentionn\u00e9e aux conditions particuli\u00e8res<\/p><\/td><\/tr>

Limites de garanties<\/strong><\/td>

Dommages mat\u00e9riels et immat\u00e9riels : 100 000 000 \u20ac
\nDommages immat\u00e9riels cons\u00e9cutifs : 15 000 000 \u20ac<\/p><\/td><\/tr>

Garanties suppl\u00e9mentaires<\/strong><\/td>\n<\/i><\/td><\/tr>
Dommages caus\u00e9s par les chiens dangereux<\/strong><\/td>\n<\/i><\/td><\/tr>
Objets confi\u00e9s<\/strong><\/td>\n<\/i><\/td><\/tr>
Dommages \u00e0 l’\u00e9tranger<\/strong><\/td>

NC<\/p><\/td><\/tr>

Activit\u00e9s b\u00e9n\u00e9voles<\/strong><\/td>\n<\/i><\/td><\/tr>
Catastrophes naturelles<\/strong><\/td>

NC<\/p><\/td><\/tr>

Location saisonni\u00e8re<\/strong><\/td>\n<\/i><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

Les conditions g\u00e9n\u00e9rales de l’assurance Responsabilit\u00e9 Civile Maif<\/h3>\n\n\n\n

Elles vous sont fournies lorsque vous souscrivez votre contrat d\u2019assurance Responsabilit\u00e9 Civile. <\/strong><\/p>\n\n\n\n

T\u00e9l\u00e9charger les conditions g\u00e9n\u00e9rales de la RC Maif :<\/a><\/strong><\/p>\n\n\n\n

\"conditions<\/a><\/figure><\/div>\n\n\n

Quel est le prix de l’assurance Responsabilit\u00e9 Civile Maif ? <\/h2>\n\n\n

Le tarif de l\u2019assurance Responsabilit\u00e9 Civile<\/a> est variable selon les assureurs.<\/strong> Il est donc utile de comparer plusieurs offres avant de s\u2019engager ! Il est \u00e9galement important de tenir compte du montant de la franchise applicable. En effet, cette somme sera forc\u00e9ment \u00e0 votre charge, quel que soit le montant du sinistre.<\/p>\n\n\n\n

<\/th>Capital mobilier<\/th>Tarif annuel<\/th>Franchise<\/th><\/tr><\/thead>
Couple \/ 2 enfants \/ appartement 4 pi\u00e8ces 70 m2 d\u2019une valeur de 150 000 \u20ac<\/td>28 000 \u20ac\t<\/td>232 \u20ac\/an<\/td>125 \u20ac\/sinistre<\/td><\/tr>
Couple \/ 2 enfants \/ maison 5 pi\u00e8ces 130 m2 d\u2019une valeur de 200 000 \u20ac<\/td>41 000 \u20ac\t<\/td>304 \u20ac\/an<\/td>125 \u20ac\/sinistre<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

La plupart des contrats d’assurance habitation et d’assurance auto ont automatiquement une garantie Responsabilit\u00e9 Civile. <\/strong>Chez R\u00e9assurez-moi, nous vous proposons des contrats group\u00e9s vous permettant de faire de s\u00e9rieuses \u00e9conomies. Comparez nos offres !<\/p>\n\n\n\n

\n
\n

Assurance auto <\/strong><\/p>\n\n\n\n

\"car<\/figure><\/div>\n\n\n\n
\n
Je compare<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
\n

Assurance habitation<\/strong><\/p>\n\n\n\n

\"house<\/figure><\/div>\n\n\n\n
\n
Je compare<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Quel est notre avis sur l’assurance Responsabilit\u00e9 Civile Maif pour particulier ?<\/h2>\n\n\n\n

La garantie Responsabilit\u00e9 Civile offerte par le contrat habitation de la Maif est tr\u00e8s int\u00e9ressante. Les prises en charge sont nombreuses : location saisonni\u00e8re, dommages caus\u00e9s par les chiens dangereux, objets confi\u00e9s, sont en effet couverts sans surco\u00fbt. Les plafonds de garantie sont \u00e9lev\u00e9s. Enfin, la Maif pratique des tarifs qui restent accessibles.<\/p>\n

Seul b\u00e9mol : aucune garantie RC suppl\u00e9mentaire n\u2019est propos\u00e9e en option, comme le pr\u00e9voient de nombreux assureurs sur ce march\u00e9 (RC assistante maternelle ou terrains non b\u00e2tis par exemple).
\nNous aurions aim\u00e9 conna\u00eetre les diff\u00e9rentes franchises possibles.<\/p><\/p>\n\n\n\n\n

Comment obtenir l’attestation de Responsabilit\u00e9 Civile Maif ?<\/h2>\n\n\n\n

Dans certaines situations, vous aurez besoin de pr\u00e9senter une attestation d\u2019assurance Responsabilit\u00e9 Civile. <\/strong>Cela peut \u00eatre le cas lors de l\u2019inscription \u00e0 l\u2019\u00e9cole d\u2019un de vos enfants ou encore pour la signature d\u2019une convention de charge. Ce document vous a \u00e9t\u00e9 obligatoirement envoy\u00e9 au moment de la souscription de votre RC.

Si vous l\u2019avez perdu, vous pouvez vous la procurer de diff\u00e9rentes mani\u00e8res : <\/strong><\/p>\n\n\n\n

  • en vous rendant dans votre espace client Maif ;<\/li>
  • en contactant votre conseiller Maif. <\/li><\/ul>\n\n\n\n

    Elle vous sera envoy\u00e9e par mail ou par courrier, selon votre pr\u00e9f\u00e9rence.<\/strong><\/p>\n\n\n\n

    Comment contacter l’assureur en RC Maif ?<\/h2>\n\n\n\n

    Pour une demande d\u2019informations ou une question sur votre contrat<\/strong>, Maif vous invite \u00e0 contacter l\u2019agence la plus proche de chez vous ou \u00e0 vous rendre sur leur site internet. <\/p>\n\n\n

    Vous pouvez \u00e9galement les contacter par t\u00e9l\u00e9phone, au :<\/strong><\/p>\n\n\n\n

    0800 875 875<\/p><\/p>\n\n

    Par courrier postal, \u00e0 l’adresse suivante :<\/strong><\/p>\n\n\n\n

    Maif
    \n200 avenue Salvador Allende
    \n79 038 Niort<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"

    L’assurance Responsabilit\u00e9 Civile Maif L\u2019assurance Responsabilit\u00e9 Civile permet de couvrir les dommages que vous pourriez causer \u00e0 autrui. En cas de sinistre caus\u00e9 involontairement \u00e0 un tiers ou \u00e0 un de ses biens (chute d\u2019un t\u00e9l\u00e9phone portable par exemple), l\u2019assurance prend en charge les r\u00e9parations. Nous vous d\u00e9taillons l’offre de Responsabilit\u00e9 Civile\u00a0Maif. Que couvre le […]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":62040,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[611],"class_list":["post-150826","page","type-page","status-publish","hentry"],"yoast_head":"\nQue couvre la Responsabilit\u00e9 Civile Maif ? 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