{"id":159829,"date":"2021-05-27T22:43:21","date_gmt":"2021-05-27T20:43:21","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/?page_id=159829"},"modified":"2026-02-02T16:31:48","modified_gmt":"2026-02-02T15:31:48","slug":"lettre-resiliation","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-habitation\/lettre-resiliation","title":{"rendered":"Assurance habitation &#8211; Lettre r\u00e9siliation"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"lettre-de-resiliation-de-l-assurance-habitation\">Lettre de r\u00e9siliation de l&rsquo;assurance habitation<\/h1>\n\n\n\n<p><strong>Votre assurance habitation ne vous convient plus et vous souhaitez r\u00e9silier votre contrat ? Pour vous faciliter la d\u00e9marche, voici notre mod\u00e8le de lettre de r\u00e9siliation d&rsquo;assurance habitation \u00e0 t\u00e9l\u00e9charger. Gr\u00e2ce \u00e0 la loi Hamon, vous pouvez r\u00e9silier votre contrat d&rsquo;assurance habitation \u00e0 tout moment apr\u00e8s votre premi\u00e8re ann\u00e9e d&rsquo;adh\u00e9sion. <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"notre-modele-de-lettre-de-resiliation-d-assurance-habitation\">Notre mod\u00e8le de lettre de r\u00e9siliation d&rsquo;assurance habitation<\/h2>\n\n\n\n<p><strong>Diff\u00e9rentes raisons peuvent justifier le souhait de r\u00e9silier son assurance MRH.<\/strong> Que la r\u00e9siliation de votre assurance habitation face suite \u00e0 un d\u00e9m\u00e9nagement, un changement dans vos besoins ou la volont\u00e9 de vous tourner vers une offre moins ch\u00e8re, vous devez en informer votre assureur par courrier recommand\u00e9. <\/p>\n\n\n\n<p><strong>Pour vous faciliter la d\u00e9marche de r\u00e9siliation de votre assurance habitation<\/strong>, voici notre mod\u00e8le de lettre \u00e0 t\u00e9l\u00e9charger et envoyer : <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-rm-button-blue\"><a class=\"wp-block-button__link\" href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/05\/lettre_resiliation_assurance_habitation.doc\">T\u00e9l\u00e9charger la lettre de r\u00e9siliation de l&rsquo;assurance habitation<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-mars-information icon-check\"><i class=\"icon\"><\/i><p>Cette lettre de r\u00e9siliation d&rsquo;assurance habitation est certifi\u00e9e conforme par notre d\u00e9partement juridique. Pour vous aider, nous avons r\u00e9dig\u00e9 de nombreux<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/modele\"> mod\u00e8les de lettre li\u00e9s \u00e0 l&rsquo;assurance habitation<\/a>, personnalisables et t\u00e9l\u00e9chargeables gratuitement.<\/p><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-fonctionne-la-resiliation-de-l-assurance-habitation\">Comment fonctionne la r\u00e9siliation de l&rsquo;assurance habitation ?<\/h2>\n\n\n\n<p><strong>Pour demander la&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\/resiliation\">r\u00e9siliation de votre assurance habitation<\/a><\/strong>, vous devez en faire la demande par courrier recommand\u00e9 avec accus\u00e9 de r\u00e9ception \u00e0 votre assureur. Apr\u00e8s 1 an de souscription, la r\u00e9siliation de son contrat d&rsquo;assurance habitation est possible \u00e0 tout moment, sans frais ni justificatif.<br><br><strong>Si vous souhaiter la r\u00e9siliation de votre assurance habitation avant son premier anniversaire<\/strong> (date de signature), il vous faudra justifier d\u2019une des raisons suivantes, modifiant le risque assur\u00e9 par votre assurance MRH :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>changement de domicile ;<\/li><li>modification de situation personnelle (divorce, mariage) ;<\/li><li>changement d&rsquo;activit\u00e9 professionnelle ;<\/li><li>d\u00e9part en retraite ;<\/li><li>majoration de votre assurance habitation sans justification valable ;<\/li><li>cessation d\u00e9finitive d\u2019activit\u00e9 professionnelle.<\/li><\/ul>\n\n\n\n<p>La lettre de r\u00e9siliation de votre assurance habitation devra \u00eatre adress\u00e9e \u00e0 votre assureur par lettre recommand\u00e9e, dans les 3 mois suivant le changement de situation.&nbsp;Elle prend effet un mois apr\u00e8s sa r\u00e9ception par l\u2019assureur.<\/p>\n\n\n\n<p><strong>Pour retrouver une assurance habitation plus performante et \u00e0 un meilleur prix<\/strong>, le mieux reste de comparer les offres du march\u00e9 entre elles afin d\u2019identifier la couverture proposant le rapport garanties \/ prime le plus int\u00e9ressant. R\u00e9assurez-moi se propose de vous aider dans cette d\u00e9marche gr\u00e2ce \u00e0 son comparateur en ligne et gratuit d&rsquo;assurances habitation. En quelques minutes, vous obtiendrez plusieurs devis adapt\u00e9s \u00e0 votre logement et \u00e0 votre budget :<\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Les meilleures assurances multirisque habitation en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-habitation\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Comparateur assurance habitation<\/span><\/a><\/div><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Lettre de r\u00e9siliation de l&rsquo;assurance habitation Votre assurance habitation ne vous convient plus et vous souhaitez r\u00e9silier votre contrat ? Pour vous faciliter la d\u00e9marche, voici notre mod\u00e8le de lettre de r\u00e9siliation d&rsquo;assurance habitation \u00e0 t\u00e9l\u00e9charger. Gr\u00e2ce \u00e0 la loi Hamon, vous pouvez r\u00e9silier votre contrat d&rsquo;assurance habitation \u00e0 tout moment apr\u00e8s votre premi\u00e8re ann\u00e9e\u2026<\/p>\n","protected":false},"author":86,"featured_media":0,"parent":13793,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[557],"class_list":["post-159829","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lettre de r\u00e9siliation de l&#039;assurance habitation - Mod\u00e8le \u00e0 t\u00e9l\u00e9charger<\/title>\n<meta name=\"description\" content=\"T\u00e9l\u00e9charger notre mod\u00e8le de lettre de r\u00e9siliation de l&#039;assurance habitation. Format Word ou PDF. 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