{"id":163896,"date":"2021-08-03T16:13:24","date_gmt":"2021-08-03T14:13:24","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/?page_id=163896"},"modified":"2026-02-02T16:39:26","modified_gmt":"2026-02-02T15:39:26","slug":"lettre-reclamation-sinistre","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre","title":{"rendered":"Assurance &#8211; Lettre r\u00e9clamation sinistre"},"content":{"rendered":"\n<h1 class=\"has-text-align-left wp-block-heading\">Mod\u00e8le de lettre de r\u00e9clamation d&rsquo;assurance en cas de sinistre<\/h1>\n\n\n\n<p><strong>Vous souhaitez faire une r\u00e9clamation aupr\u00e8s de votre assurance suite \u00e0 un sinistre habitation par exemple, ou encore auto ? Pour vous aider dans cette d\u00e9marche, R\u00e9assurez-moi met \u00e0 votre disposition un mod\u00e8le de lettre de r\u00e9clamation d&rsquo;assurance sinistre, \u00e0 t\u00e9l\u00e9charger gratuitement. <\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Lettre de r\u00e9clamation d&rsquo;assurance sinistre \u00e0 t\u00e9l\u00e9charger gratuitement<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.pdf\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg\" alt=\"modele lettre reclamation assurance sinistre\" class=\"wp-image-163905\" width=\"276\" height=\"389\" srcset=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg 429w, https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre-213x300.jpg 213w, https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre-355x500.jpg 355w\" sizes=\"auto, (max-width: 276px) 100vw, 276px\" \/><\/a><\/figure><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.pdf\">T\u00e9l\u00e9charger le mod\u00e8le de lettre de r\u00e9clamation d&rsquo;assurance sinistre [format PDF].<\/a><\/li><\/ul>\n\n\n\n<div class=\"wp-block-mars-information icon-check\"><i class=\"icon\"><\/i><p>Cette lettre type de r\u00e9clamation d&rsquo;assurance pour sinistre \u00e0 t\u00e9l\u00e9charger est certifi\u00e9 conforme par notre d\u00e9partement juridique.<\/p><\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">Comment faire une r\u00e9clamation sinistre aupr\u00e8s de votre assureur ?<\/h2>\n\n\n\n<p><strong>Il est parfois possible que votre assureur vous refuse une indemnisation ou tarde \u00e0 la verser.<\/strong> Dans ce cas, libre \u00e0 vous d&rsquo;effectuer une r\u00e9clamation aupr\u00e8s de cet assureur au sujet de votre sinistre afin qu&rsquo;il revoit, peut-\u00eatre, la d\u00e9cision qu&rsquo;il avait prise. <\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Avant de faire ladite r\u00e9clamation d&rsquo;assurance sinistre, relisez bien <a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance\/contrat\">votre contrat d&rsquo;assurance<\/a> pour vous assurer de ne pas \u00eatre en tort (cas d&rsquo;une exclusion de garantie par exemple).<\/p><\/blockquote>\n\n\n\n<p><strong>Si vous pensez toujours faire foi, vous pouvez alors envoyer votre lettre de r\u00e9clamation d&rsquo;assurance par recommand\u00e9 avec accus\u00e9 de r\u00e9ception. <\/strong>Dans cette lettre, veillez \u00e0 prouver que vous avez bien respect\u00e9 la proc\u00e9dure de d\u00e9claration de sinistre, ses d\u00e9lais et que vous ne vous trouve pas dans un cas d&rsquo;exclusion de garantie notamment. <\/p>\n\n\n\n<div class=\"wp-block-mars-information icon-warning\"><i class=\"icon\"><\/i><p>Le d\u00e9lai de prescription pour une r\u00e9clamation d&rsquo;assurance sinistre est de 2 ans.<\/p><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Pour obtenir un devis d&rsquo;assurance en ligne et gratuitement, R\u00e9assurez-moi met \u00e0 votre disposition un comparateur des meilleurs contrats auto du march\u00e9 :<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-rm-button-orange\"><a class=\"wp-block-button__link\" href=\"https:\/\/reassurez-moi.fr\/\">Comparer les assurances<\/a><\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Mod\u00e8le de lettre de r\u00e9clamation d&rsquo;assurance en cas de sinistre Vous souhaitez faire une r\u00e9clamation aupr\u00e8s de votre assurance suite \u00e0 un sinistre habitation par exemple, ou encore auto ? Pour vous aider dans cette d\u00e9marche, R\u00e9assurez-moi met \u00e0 votre disposition un mod\u00e8le de lettre de r\u00e9clamation d&rsquo;assurance sinistre, \u00e0 t\u00e9l\u00e9charger gratuitement. Lettre de r\u00e9clamation\u2026<\/p>\n","protected":false},"author":67,"featured_media":0,"parent":163884,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[593],"class_list":["post-163896","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mod\u00e8le lettre de r\u00e9clamation d&#039;assurance sinistre [T\u00e9l\u00e9chargement gratuit]<\/title>\n<meta name=\"description\" content=\"Lettre type de r\u00e9clamation d&#039;assurance en cas de sinistre \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d&#039;experts ind\u00e9pendants.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mod\u00e8le lettre de r\u00e9clamation d&#039;assurance sinistre [T\u00e9l\u00e9chargement gratuit]\" \/>\n<meta property=\"og:description\" content=\"Lettre type de r\u00e9clamation d&#039;assurance en cas de sinistre \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d&#039;experts ind\u00e9pendants.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9assurez-moi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/R%c3%a9assurez-moi-209456495889479\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-02T15:39:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@reassurezmoi\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre\",\"url\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre\",\"name\":\"Mod\u00e8le lettre de r\u00e9clamation d'assurance sinistre [T\u00e9l\u00e9chargement gratuit]\",\"isPartOf\":{\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#primaryimage\"},\"image\":{\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#primaryimage\"},\"thumbnailUrl\":\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg\",\"datePublished\":\"2021-08-03T14:13:24+00:00\",\"dateModified\":\"2026-02-02T15:39:26+00:00\",\"description\":\"Lettre type de r\u00e9clamation d'assurance en cas de sinistre \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d'experts ind\u00e9pendants.\",\"breadcrumb\":{\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#primaryimage\",\"url\":\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg\",\"contentUrl\":\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Assurances\",\"item\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Guide de l'assurance\",\"item\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mod\u00e8le\",\"item\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Lettre de r\u00e9clamation en cas de sinistre\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/#website\",\"url\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/\",\"name\":\"R\u00e9assurez-moi\",\"description\":\"Comparateur d&#039;assurances\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mod\u00e8le lettre de r\u00e9clamation d'assurance sinistre [T\u00e9l\u00e9chargement gratuit]","description":"Lettre type de r\u00e9clamation d'assurance en cas de sinistre \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d'experts ind\u00e9pendants.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre","og_locale":"fr_FR","og_type":"article","og_title":"Mod\u00e8le lettre de r\u00e9clamation d'assurance sinistre [T\u00e9l\u00e9chargement gratuit]","og_description":"Lettre type de r\u00e9clamation d'assurance en cas de sinistre \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d'experts ind\u00e9pendants.","og_url":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre","og_site_name":"R\u00e9assurez-moi","article_publisher":"https:\/\/www.facebook.com\/R%c3%a9assurez-moi-209456495889479\/","article_modified_time":"2026-02-02T15:39:26+00:00","og_image":[{"url":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_site":"@reassurezmoi","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre","url":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre","name":"Mod\u00e8le lettre de r\u00e9clamation d'assurance sinistre [T\u00e9l\u00e9chargement gratuit]","isPartOf":{"@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/#website"},"primaryImageOfPage":{"@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#primaryimage"},"image":{"@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#primaryimage"},"thumbnailUrl":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg","datePublished":"2021-08-03T14:13:24+00:00","dateModified":"2026-02-02T15:39:26+00:00","description":"Lettre type de r\u00e9clamation d'assurance en cas de sinistre \u00e0 t\u00e9l\u00e9charger - Mod\u00e8le 100 % gratuit - Conseils et avis d'experts ind\u00e9pendants.","breadcrumb":{"@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#primaryimage","url":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg","contentUrl":"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2021\/08\/modele-lettre-reclamation-assurance-sinistre.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele\/lettre-reclamation-sinistre#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Assurances","item":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/"},{"@type":"ListItem","position":2,"name":"Guide de l'assurance","item":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance"},{"@type":"ListItem","position":3,"name":"Mod\u00e8le","item":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance\/modele"},{"@type":"ListItem","position":4,"name":"Lettre de r\u00e9clamation en cas de sinistre"}]},{"@type":"WebSite","@id":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/#website","url":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/","name":"R\u00e9assurez-moi","description":"Comparateur d&#039;assurances","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"acf":[],"_links":{"self":[{"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/pages\/163896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/users\/67"}],"replies":[{"embeddable":true,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/comments?post=163896"}],"version-history":[{"count":1,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/pages\/163896\/revisions"}],"predecessor-version":[{"id":216442,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/pages\/163896\/revisions\/216442"}],"up":[{"embeddable":true,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/pages\/163884"}],"wp:attachment":[{"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/media?parent=163896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/categories?post=163896"},{"taxonomy":"page_topic","embeddable":true,"href":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/wp-json\/wp\/v2\/page_topic?post=163896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}