{"id":169745,"date":"2023-11-22T10:14:50","date_gmt":"2023-11-22T09:14:50","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/pret-immobilier\/cetelem"},"modified":"2023-11-22T10:14:50","modified_gmt":"2023-11-22T09:14:50","slug":"cetelem","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/pret-immobilier\/cetelem","title":{"rendered":"Pr\u00eat immobilier C\u00e9telem"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"le-pret-immobilier-nom-acteur\">Le pr\u00eat immobilier C\u00e9telem<\/h1>\n\n\n\n<p><strong>Vous \u00eates sur le point de faire l\u2019acquisition d\u2019un bien immobilier et vous \u00eates \u00e0 la recherche d\u2019un cr\u00e9dit immobilier&nbsp;? Retrouvez tous les d\u00e9tails du pr\u00eat immobilier propos\u00e9 par C\u00e9telem, le taux, les conditions de remboursement et les documents \u00e0 r\u00e9unir. Retrouvez l&rsquo;avis de nos experts sur l&rsquo;offre de pr\u00eat de C\u00e9telem.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-faire-une-simulation-de-pret-immobilier-nom-acteur\">Quelles sont les caract\u00e9ristiques du pr\u00eat immobilier C\u00e9telem ? <\/h2>\n\n\n\n<p><strong>Voici les caract\u00e9ristiques du pr\u00eat immobilier C\u00e9telem <\/strong> :<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>Dur\u00e9e du pr\u00eat<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Cr\u00e9dit immobilier C\u00e9telem<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Taux actuel<\/td><td class=\"has-text-align-center\" data-align=\"center\">Entre 3 % et 5 %<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Frais de dossier<\/td><td class=\"has-text-align-center\" data-align=\"center\">400\u20ac<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Dur\u00e9e du pr\u00eat<\/td><td class=\"has-text-align-center\" data-align=\"center\"> 5 \u00e0 25 ans<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Report d&rsquo;\u00e9ch\u00e9ance<\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    yes\n            \"\n                                    title=oui\n            >\n<\/i><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Modalit\u00e9s de remboursement<\/td><td class=\"has-text-align-center\" data-align=\"center\"> Possibilit\u00e9 de b\u00e9n\u00e9ficier de cinq suspensions d\u2019\u00e9ch\u00e9ance pendant toute la dur\u00e9e du pr\u00eat. Pendant ces p\u00e9riodes, il ne r\u00e9glera que la prime d\u2019assurance en cas de souscription \u00e0 l\u2019assurance groupe propos\u00e9e par le pr\u00eateur.<br><br>Possibilit\u00e9 de moduler ses \u00e9ch\u00e9ances \u00e0 la hausse ou \u00e0 la baisse sous r\u00e9serve des conditions contractuelles<\/td><\/tr><\/tbody><\/table><figcaption>Taux pour un pr\u00eat immobilier C\u00e9telem<\/figcaption><\/figure>\n\n\n\n<p><strong>Si vous souhaitez conna\u00eetre le montant plus pr\u00e9cis de vos mensualit\u00e9s ou votre&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/pret-immobilier\/capacite-emprunt\">capacit\u00e9 d\u2019emprunt<\/a>,<\/strong> vous pouvez utiliser notre outil. Cela vous permettra de vous faire une id\u00e9e assez pr\u00e9cise du co\u00fbt total de votre pr\u00eat immobilier chez C\u00e9telem et des modalit\u00e9s d'emprunt. <\/p>\n\n\n\n<div class=\"flex  wp-block-rm-advertizing-block advertising-block-sidebar-item fix-in-sidebar\"><div class=\"image-container flex justify-center align-items-center py-3\"><img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\" alt=\"reassurez-moi illustration\" class=\"wp-block-rm-advertizing-image\" loading=\"lazy\"\/><\/div><div class=\"\n                    rm-advertblock-container\n                    flex flex-column justify-center\n                    align-items-start\n                \"><p class=\"wp-block-rm-advertizing-text\n                              \n                            \">Le meilleur taux pour votre cr\u00e9dit immobilier en 2026<\/p><a href=\"https:\/\/reassurez-moi.fr\/taux-pret-immobilier\" class=\"wp-block-rm-advertizing-button\"><span class=\"wp-block-rm-advertizing-button-text\">Meilleurs taux immobilier<\/span><\/a><\/div><\/div>\n\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quel-est-notre-avis-sur-le-pret-immobilier-nom-acteur\">Quel est notre avis sur le pr\u00eat immobilier C\u00e9telem ? <\/h2>\n\n\n\n<p>Le cr\u00e9dit immobilier C\u00e9telem est propos\u00e9 par la BNP Paribas. L&rsquo;offre est int\u00e9ressante avec de bonnes garanties et un taux satisfaisant. C\u00e9telem ne fait pas de geste commercial concernant les frais de dossier, parfois offerts par les organismes pr\u00eateurs. On appr\u00e9cie que les conditions de modulations d&rsquo;\u00e9ch\u00e9ance soient assez souples, permettant de s&rsquo;adapter aux impr\u00e9vus de la vie. <br><br>Pour rappel : vous n&rsquo;\u00eates en aucun cas oblig\u00e9 de souscrire \u00e0 l&rsquo;assurance de pr\u00eat propos\u00e9e par la BNP. N&rsquo;h\u00e9sitez pas \u00e0 faire jouer la concurrence, c&rsquo;est dans votre droit et surtout, synonyme d&rsquo;importantes \u00e9conomies !<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comment-contacter-nom-acteur-pour-un-pret-immobilier\">Comment contacter C\u00e9telem pour un pr\u00eat immobilier ? <\/h2>\n\n\n\n<p><strong>Si vous souhaitez entrer en contact avec C\u00e9telem&nbsp;pour votre pr\u00eat immobilier,<\/strong> vous pouvez demander \u00e0 \u00eatre contact\u00e9 par un conseiller pr\u00eat immobilier de C\u00e9telem directement sur le site en remplissant un formulaire, ou encore par t\u00e9l\u00e9phone au 09 69 32 75 02. <br><br><strong>Enfin, vous pouvez adresser votre demande par courrier \u00e0 : <\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"> BNP Paribas Personal Finance (Cetelem) <br>1 boulevard Haussmann <br>75009 Paris<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le pr\u00eat immobilier C\u00e9telem Vous \u00eates sur le point de faire l\u2019acquisition d\u2019un bien immobilier et vous \u00eates \u00e0 la recherche d\u2019un cr\u00e9dit immobilier&nbsp;? Retrouvez tous les d\u00e9tails du pr\u00eat immobilier propos\u00e9 par C\u00e9telem, le taux, les conditions de remboursement et les documents \u00e0 r\u00e9unir. Retrouvez l&rsquo;avis de nos experts sur l&rsquo;offre de pr\u00eat de [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":17687,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[751],"class_list":["post-169745","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le pr\u00eat immobilier C\u00e9telem | Taux et conditions<\/title>\n<meta name=\"description\" content=\"Le cr\u00e9dit immobilier de C\u00e9telem en d\u00e9tails : taux pratiqu\u00e9s, conditions de pr\u00eat et frais. 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