{"id":170210,"date":"2022-02-21T23:20:17","date_gmt":"2022-02-21T22:20:17","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\/n26"},"modified":"2022-02-21T23:20:17","modified_gmt":"2022-02-21T22:20:17","slug":"n26","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/n26","title":{"rendered":"N26 "},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le cr\u00e9dit \u00e0 la consommation N26<\/h1>\n\n\n\n<p><strong>Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de N26 ? Quel est notre avis sur le cr\u00e9dit consommation de N26 ? <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les types de pr\u00eat propos\u00e9s par N26 ? <\/h2>\n\n\n\n<p><strong>Voici le d\u00e9tails des pr\u00eats \u00e0 la consommation disponibles chez N26 : <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit conso multi projets<\/th><\/tr><\/thead><tbody><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">1\u202f000\u20ac<\/td><\/tr><tr><td><strong>Apport personnel exig\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>TAEG<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe \u00e0 4,59 %<\/td><\/tr><tr><td><strong>Dur\u00e9e du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 \u00e0 72 mois<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux de cr\u00e9dit \u00e0 la consommation de N26 ? <\/h2>\n\n\n\n<p><strong>Un des premiers \u00e9l\u00e9ments \u00e0 consulter avant de souscrire un cr\u00e9dit \u00e0 la consommation est le taux auquel vous empruntez. <\/strong>Selon les organismes de cr\u00e9dit et le projet auquel vous souhaitez consacrer votre emprunt, les conditions de remboursement vont diff\u00e9rer. Voici les taux de cr\u00e9dit \u00e0 la consommation de N26 : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Taux<\/th><\/tr><\/thead><tbody><tr><td>Pr\u00eat travaux de 17 000 \u20ac sur 48 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">Taux fixe \u00e0 4,59 %, vous aurez rembours\u00e9 18 607,68 \u20ac in fine<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Quel est notre avis sur l&rsquo;offre de cr\u00e9dit \u00e0 la consommation de N26 ? <\/h2>\n\n\n\n<p><p>N26 propose un cr\u00e9dit non affect\u00e9, vous pouvez l&rsquo;utiliser pour financer l&rsquo;achat d&rsquo;une voiture neuve ou d&rsquo;occasion, ou pour un mariage, un voyage, de l&rsquo;\u00e9lectrom\u00e9nager ou encore des travaux. Par ailleurs, N26 vous laisse emprunter un minimum de 1 000 \u20ac\u00a0allant jusqu&rsquo;\u00e0 la belle somme de 50 000 \u20ac\u00a0le tout sur une p\u00e9riode d'emprunt assez large \u00e0 notre sens, allant de 6 \u00e0 72 mois. <\/p>\n<p>Pour ce qui est du taux d'emprunt, il varie selon votre projet, votre solvabilit\u00e9 et oscille entre 3,60 % et 15,96 %. <\/p>\n<p>Autres avantages : le processus d&rsquo;acceptation du cr\u00e9dit est rapide, N26 s&rsquo;engage \u00e0 vous donner une r\u00e9ponse sous 24h. Si celle-ci est positive, vous pourrez utiliser la signature \u00e9lectronique et recevoir l&rsquo;argent directement sur votre compte N26.<\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le remboursement anticip\u00e9 du cr\u00e9dit \u00e0 la consommation de N26 ?<\/h2>\n\n\n\n<p><strong>Il peut arriver que vous soyez dans la capacit\u00e9 de rembourser votre cr\u00e9dit \u00e0 la conso plus t\u00f4t que pr\u00e9vu.&nbsp;<\/strong>Dans ce cas, il est souvent tentant de mettre \u00e0 jour vos cr\u00e9ances afin d\u2019avoir une meilleure visibilit\u00e9 sur votre pouvoir d\u2019achat r\u00e9el.&nbsp;<\/p>\n\n\n\n<p><strong>Voici les conditions de remboursement anticip\u00e9 de son cr\u00e9dit chez N26<\/strong> : <p>Se renseigner aupr\u00e8s de N26<\/p>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"> Comment contacter N26 pour un cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Vous avez une question sur un pr\u00eat \u00e0 la consommation de N26 ?<\/strong> Vous souhaitez conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 ou de rachat de votre cr\u00e9dit consommation N26 ? <br><br><strong>Les conseillers N26 sont disponibles au :<\/strong> vous ne pouvez contacter les conseillers N26 qu&#039;en utilisant sa plateforme d&#039;aide et de conseil en ligne. .<\/p>\n\n\n\n\n<h2 class=\"wp-block-heading\">N26, le meilleur cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Comparez le cr\u00e9dit \u00e0 la consommation de N26 aux autres offres du march\u00e9 en simulant un devis imm\u00e9diat, vous obtiendrez un comparatif<\/strong>&nbsp;de tous les organismes proposant des cr\u00e9dits avec un acc\u00e8s aux taux appliqu\u00e9s et aux diff\u00e9rentes options de remboursement propos\u00e9es :<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Cr\u00e9dit conso\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            Les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                Les cr\u00e9dits consommation\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.&nbsp;Ces fiches vous donnent notre&nbsp;analyse&nbsp;objective&nbsp;sur les contrats d&rsquo;assurance&nbsp;mais aussi&nbsp;des&nbsp;informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Le cr\u00e9dit \u00e0 la consommation N26 Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de N26 ? Quel est notre avis sur le [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":55315,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[607],"class_list":["post-170210","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le cr\u00e9dit \u00e0 la consommation N26 | Taux et conditions <\/title>\n<meta name=\"description\" content=\"D\u00e9cryptage des pr\u00eats \u00e0 la consommation N26 : cr\u00e9dit mariage, auto, conso..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/n26\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta 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