{"id":170215,"date":"2022-02-21T23:20:24","date_gmt":"2022-02-21T22:20:24","guid":{"rendered":"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\/cetelem"},"modified":"2022-02-21T23:20:24","modified_gmt":"2022-02-21T22:20:24","slug":"cetelem","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/cetelem","title":{"rendered":"Cetelem "},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Le cr\u00e9dit \u00e0 la consommation Cetelem<\/h1>\n\n\n\n<p><strong>Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de Cetelem ? Quel est notre avis sur le cr\u00e9dit consommation de Cetelem ? <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quels sont les types de pr\u00eat propos\u00e9s par Cetelem ? <\/h2>\n\n\n\n<p><strong>Voici le d\u00e9tails des pr\u00eats \u00e0 la consommation disponibles chez Cetelem : <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit auto<\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit travaux<\/th><th class=\"has-text-align-center\" data-align=\"center\">Cr\u00e9dit personnel<\/th><\/tr><\/thead><tbody><tr><td><strong>Montant du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">500\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">500\u20ac<\/td><td class=\"has-text-align-center\" data-align=\"center\">500\u20ac<\/td><\/tr><tr><td><strong>Apport personnel exig\u00e9<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><td class=\"has-text-align-center\" data-align=\"center\"><i\n    class=\"safe-shortcode-icon\n                    no\n            \"\n                                    title=non\n            >\n<\/i><\/td><\/tr><tr><td><strong>TAEG<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe, \u00e0 2,99 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe, \u00e0 2,99 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">Fixe, \u00e0 2,99 %<\/td><\/tr><tr><td><strong>Dur\u00e9e du pr\u00eat<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 \u00e0 84 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 \u00e0 96 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">De 6 \u00e0 84 mois<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Quel est le taux de cr\u00e9dit \u00e0 la consommation de Cetelem ? <\/h2>\n\n\n\n<p><strong>Un des premiers \u00e9l\u00e9ments \u00e0 consulter avant de souscrire un cr\u00e9dit \u00e0 la consommation est le taux auquel vous empruntez. <\/strong>Selon les organismes de cr\u00e9dit et le projet auquel vous souhaitez consacrer votre emprunt, les conditions de remboursement vont diff\u00e9rer. Voici les taux de cr\u00e9dit \u00e0 la consommation de Cetelem : <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-header-double\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Taux<\/th><\/tr><\/thead><tbody><tr><td>Cr\u00e9dit auto pour 10 000 \u20ac sur 60 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,99 %<\/td><\/tr><tr><td>Cr\u00e9dit travaux de 10 000 \u20ac\u00a0sur 60 mois<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,99 %<\/td><\/tr><tr><td><strong>Cr\u00e9dit projets divers \u00e0 10 000 \u20ac sur 60 mois<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">2,99 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Quel est notre avis sur l&rsquo;offre de cr\u00e9dit \u00e0 la consommation de Cetelem ? <\/h2>\n\n\n\n<p><p>Cetelem est une r\u00e9ference parmi les organismes de cr\u00e9dits \u00e0 la consomation. Plusieurs possibilit\u00e9s vous sont donc offertes avec cet acteur : cr\u00e9dit auto, cr\u00e9dit travaux, rachat de cr\u00e9dit ou encore pr\u00eat personnel. Vous choisissez ! Un TAEG fixe \u00e0 2,99 % est en vigueur pour un minimum d'emprunt de 500 \u20ac (pouvant aller jusqu&rsquo;\u00e0 100 000 \u20ac) et des mensualit\u00e9s allant de 6 \u00e0 84 mois (96 mois pour certains projets). <\/p>\n<p>Cetelem propose un site ergonomique, transparent et met \u00e0 votre disposition un outil de simulation de votre cr\u00e9dit pour mieux appr\u00e9hender votre situation. On recommande cet acteur, fiable, et dans les moyennes du march\u00e9. <\/p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment fonctionne le remboursement anticip\u00e9 du cr\u00e9dit \u00e0 la consommation de Cetelem ?<\/h2>\n\n\n\n<p><strong>Il peut arriver que vous soyez dans la capacit\u00e9 de rembourser votre cr\u00e9dit \u00e0 la conso plus t\u00f4t que pr\u00e9vu.&nbsp;<\/strong>Dans ce cas, il est souvent tentant de mettre \u00e0 jour vos cr\u00e9ances afin d\u2019avoir une meilleure visibilit\u00e9 sur votre pouvoir d\u2019achat r\u00e9el.&nbsp;<\/p>\n\n\n\n<p><strong>Voici les conditions de remboursement anticip\u00e9 de son cr\u00e9dit chez Cetelem<\/strong> : <p>Se renseigner aupr\u00e8s de Cetelem<\/p>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"> Comment contacter Cetelem pour un cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Vous avez une question sur un pr\u00eat \u00e0 la consommation de Cetelem ?<\/strong> Vous souhaitez conna\u00eetre les modalit\u00e9s de remboursement anticip\u00e9 ou de rachat de votre cr\u00e9dit consommation Cetelem ? <br><br><strong>Les conseillers Cetelem sont disponibles au :<\/strong> 09 69 32 75 02 de 8h30 \u00e0 19h du lundi au vendredi et de 9h \u00e0 13h puis 14 \u00e0 16h le samedi.<\/p>\n\n\n\n\n<h2 class=\"wp-block-heading\">Cetelem, le meilleur cr\u00e9dit \u00e0 la consommation ? <\/h2>\n\n\n\n<p><strong>Comparez le cr\u00e9dit \u00e0 la consommation de Cetelem aux autres offres du march\u00e9 en simulant un devis imm\u00e9diat, vous obtiendrez un comparatif<\/strong>&nbsp;de tous les organismes proposant des cr\u00e9dits avec un acc\u00e8s aux taux appliqu\u00e9s et aux diff\u00e9rentes options de remboursement propos\u00e9es :<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rm-advertizing-block fix-in-sidebar advertising-block-sidebar-item\">\n    <div class=\"image-container flex justify-center align-items-center\">\n        <img decoding=\"async\" src=\"https:\/\/guide.reassurez-moi.fr\/guide\/wp-content\/uploads\/2025\/06\/team_opti_short.png\"\n             alt=\"reassurez-moi illustration\"\n             class=\"wp-block-rm-advertizing-image\"\n             loading=\"lazy\"\n        \/>\n    <\/div>\n    <div class=\"rm-advertblock-container flex flex-column justify-center align-items-start\">\n        <p class=\"wp-block-rm-advertizing-text\">\n            Cr\u00e9dit conso\n        <\/p>\n        <p class=\"wp-block-rm-advertizing-sub-text\">\n            Les meilleures offres 2026\n        <\/p>\n        <a\n            href=\"https:\/\/reassurez-moi.fr\/guide\/credit-consommation\"\n            class=\"wp-block-rm-advertizing-button\"\n        >\n            <span class=\"wp-block-rm-advertizing-button-text\">\n                Comparer\n            <\/span>\n            <span class=\"wp-block-rm-advertizing-button-sub-text\">\n                Les cr\u00e9dits consommation\n            <\/span>\n        <\/a>\n    <\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p><em><span class=\"has-small-font-size\">En tant que courtier d&rsquo;assurance, notre mission est de vous informer et de vous conseiller sur les offres d&rsquo;assurance propos\u00e9es sur le march\u00e9. Ces fiches conseils ont pour objet de vous pr\u00e9senter les produits de nos <a href=\"https:\/\/reassurez-moi.fr\/guide\/cgu-cgv#MISE_EN_RELATION_AVEC_LES_PARTENAIRES\">assureurs partenaires<\/a> comme ceux avec lesquels nous n&rsquo;entretenons pas de liens.&nbsp;Ces fiches vous donnent notre&nbsp;analyse&nbsp;objective&nbsp;sur les contrats d&rsquo;assurance&nbsp;mais aussi&nbsp;des&nbsp;informations sur les formalit\u00e9s d&rsquo;adh\u00e9sion.<\/span><\/em><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Le cr\u00e9dit \u00e0 la consommation Cetelem Que ce soit pour l\u2019achat d\u2019une voiture ou le financement d\u2019un bel \u00e9v\u00e9nement, il peut arriver qu\u2019un manque de tr\u00e9sorerie subvienne. Le cr\u00e9dit \u00e0 la consommation peut \u00eatre une solution ! Quelles sont les conditions du cr\u00e9dit \u00e0 la consommation de Cetelem ? Quel est notre avis sur le [&hellip;]<\/p>\n","protected":false},"author":61,"featured_media":0,"parent":55315,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[607],"class_list":["post-170215","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Notre avis sur le cr\u00e9dit \u00e0 la consommation Cetelem | Taux et conditions <\/title>\n<meta name=\"description\" content=\"D\u00e9cryptage des pr\u00eats \u00e0 la consommation Cetelem : cr\u00e9dit mariage, auto, conso..\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guide-preprod.top-secret-rm.com\/guide\/credit-consommation\/cetelem\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" 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