{"id":207071,"date":"2025-04-04T18:08:15","date_gmt":"2025-04-04T16:08:15","guid":{"rendered":"https:\/\/guide.reassurez-moi.fr\/guide\/?page_id=207071"},"modified":"2025-04-15T11:09:48","modified_gmt":"2025-04-15T09:09:48","slug":"parapente-parachutisme","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/assurance-pret-immobilier\/sport-risque\/parapente-parachutisme","title":{"rendered":"Assurance de pr\u00eat immobilier et parapente ou parachutisme"},"content":{"rendered":"\n<p>Faire du parapente ou du parachutisme est consid\u00e9r\u00e9 par la majorit\u00e9 des assureurs de pr\u00eat immobilier comme un <strong><a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-pret-immobilier\/sportif-professionnel\">sport \u00e0 risque<\/a>.<\/strong><\/p>\n\n\n\n<p>Voici les exemples&nbsp;<strong>d\u2019exclusions<\/strong>&nbsp;au sein de certains contrats concernant cette pratique :<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-cons-2\">\n<li>sauts effectu\u00e9s avec\u00a0des parachutes non homologu\u00e9s,<\/li>\n\n\n\n<li>\u00e0 la pratique du saut \u00e0&nbsp;l\u2019\u00e9lastique, <\/li>\n\n\n\n<li>du parapente, <\/li>\n\n\n\n<li>du deltaplane, <\/li>\n\n\n\n<li>de l\u2019ULM, <\/li>\n\n\n\n<li>ou de tout&nbsp;autre appareil comparable<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-mars-information icon-arrow without-background\"><i class=\"icon\"><\/i><p>Cependant certaines exclusions peuvent \u00eatre \u00ab\u00a0<strong>rachetables<\/strong>\u00a0\u00bb : <br\/>les risques sont susceptibles d\u2019\u00eatre couverts, \u00e0 tout moment,\u00a0sur demande de l\u2019assur\u00e9, moyennant une tarification adapt\u00e9e.<\/p><\/div>\n\n\n\n<p>&#x1f449; Par exemple, on retrouve dans un de nos contrat des exclusions dans ce cas (rachet\u00e9es) :<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-pros-2\">\n<li>des&nbsp;vols sur ailes volantes, <\/li>\n\n\n\n<li>de l\u2019ULM, <\/li>\n\n\n\n<li>du deltaplane, <\/li>\n\n\n\n<li>du&nbsp;parapente, <\/li>\n\n\n\n<li>ou encore du parachutisme.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Parapente ou parachutisme : que demande le questionnaire de l&rsquo;assurance cr\u00e9dit ?<\/h2>\n\n\n\n<p>Les assureurs vont donc chercher \u00e0 mieux connaitre votre pratique du sport en question et souvent vous faire remplir un questionnaire sp\u00e9cifique. Voici les questions importantes pos\u00e9es \u00e0 un sportif en parapente et parachutisme pour assurer son emprunt :<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-right\">\n<li>Etes-vous licenci\u00e9 ?<\/li>\n\n\n\n<li>Pratiquez-vous le parachute ascensionnel ? Classique ? Autres ?<\/li>\n\n\n\n<li>Avez-vous d\u00e9j\u00e0 eu un accident ?<\/li>\n<\/ul>\n\n\n\n<p>Si vous trouvez que le questionnaire ne vous permet pas de r\u00e9pondre de fa\u00e7on suffisamment explicite, n\u2019h\u00e9sitez pas \u00e0 joindre un courrier compl\u00e9mentaire.<\/p>\n\n\n\n<p>\u00c0 partir de vos r\u00e9ponses, les compagnies vont \u00e9valuer le&nbsp;risque et vous donner l\u2019une de ces trois r\u00e9ponses : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>accord au <strong>tarif normal,<\/strong><\/li>\n\n\n\n<li>accord avec <strong>exclusions<\/strong> et\/ou surprime,<\/li>\n\n\n\n<li><strong>refus<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Quelle assurance de pr\u00eat avec parapente et parachutisme ?<\/h2>\n\n\n\n<p>Sp\u00e9cialis\u00e9s sur les sports et loisirs \u00e0 risques, nous avons mis en place des contrats assurance emprunteur sp\u00e9cifiques selon votre sport afin d\u2019\u00eatre assur\u00e9 facilement et avec le plus de garanties pour vous. <\/p>\n\n\n\n<div class=\"wp-block-mars-information icon-check without-background\"><i class=\"icon\"><\/i><p>Pour trouver une assurance emprunteur sp\u00e9cifique pour vos besoins, nos experts vous accompagnent \u00e0 trouver la meilleure offre !<br\/>Appel gratuit au <strong>01 82 83 36 33<\/strong> du lundi au vendredi<\/p><\/div>\n\n\n\n<p>&#x1f449; Vous avez d\u00e9j\u00e0 une assurance emprunteur ? nous pouvons vous aider \u00e0&nbsp;<a href=\"https:\/\/reassurez-moi.fr\/guide\/assurance-pret-immobilier\/changer\">changer votre assurance de pr\u00eat immobilier<\/a>&nbsp;et trouver un contrat plus adapt\u00e9 \u00e0 la pratique de votre sport<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-rm-button-orange\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/reassurez-moi.fr\/simulation-assurance-pret-immobilier\">Assurance emprunteur pour parapente et parachutisme<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Faire du parapente ou du parachutisme est consid\u00e9r\u00e9 par la majorit\u00e9 des assureurs de pr\u00eat immobilier comme un sport \u00e0 risque. Voici les exemples&nbsp;d\u2019exclusions&nbsp;au sein de certains contrats concernant cette pratique : Cependant certaines exclusions peuvent \u00eatre \u00ab\u00a0rachetables\u00a0\u00bb : les risques sont susceptibles d\u2019\u00eatre couverts, \u00e0 tout moment,\u00a0sur demande de l\u2019assur\u00e9, moyennant une tarification adapt\u00e9e.\u2026<\/p>\n","protected":false},"author":80,"featured_media":207426,"parent":1210,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[548],"class_list":["post-207071","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Assurance de pr\u00eat immobilier et parapente ou parachutisme | R\u00e9assurez-moi<\/title>\n<meta name=\"description\" content=\"Parapente ou parachutisme sont le plus souvent consid\u00e9r\u00e9s comme un sport \u00e0 risque pour l&#039;assurance emprunteur. 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