{"id":216514,"date":"2026-02-23T12:03:30","date_gmt":"2026-02-23T11:03:30","guid":{"rendered":"https:\/\/guide.reassurez-moi.fr\/guide\/?page_id=216514"},"modified":"2026-03-05T10:13:40","modified_gmt":"2026-03-05T09:13:40","slug":"protection-loyer","status":"publish","type":"page","link":"https:\/\/guide-preprod.top-secret-rm.com\/guide\/partenaires\/protection-loyer","title":{"rendered":"Protection Loyer : assurance loyers impay\u00e9s AXA"},"content":{"rendered":"
\n
\"logo<\/figure>\n<\/div>\n\n\n

Qui est Protection Loyer<\/strong> ?<\/h2>\n\n\n\n

Protection Loyer<\/strong> est une marque de PGA Assurances<\/strong>, appartenant au groupe Rambaud Labrosse<\/strong>, courtier sp\u00e9cialis\u00e9 depuis plus de 20 ans dans l\u2019assurance loyers impay\u00e9s<\/strong>.<\/p>\n\n\n\n

Protection Loyer s\u2019appuie sur un partenariat exclusif avec AXA<\/strong> pour proposer aux propri\u00e9taires bailleurs<\/strong> des solutions solides, s\u00e9curis\u00e9es et conformes aux exigences du march\u00e9 fran\u00e7ais.<\/p>\n\n\n\n

Avec plus de 30 000 propri\u00e9taires assur\u00e9s<\/strong>, Protection Loyer s\u2019est impos\u00e9e comme l\u2019un des acteurs de r\u00e9f\u00e9rence de l\u2019assurance loyers impay\u00e9s<\/strong>, en mettant l\u2019accent sur la s\u00e9curit\u00e9 financi\u00e8re<\/strong>, la qualit\u00e9 des garanties<\/strong> et l\u2019accompagnement r\u00e9el des bailleurs<\/strong>.<\/p>\n\n\n\n

Le mod\u00e8le de Protection Loyer<\/h2>\n\n\n\n

Protection Loyer repose sur une approche experte et s\u00e9curisante<\/strong>, pens\u00e9e pour r\u00e9pondre aux vrais enjeux de l\u2019investissement locatif :<\/p>\n\n\n\n

    \n
  • S\u00e9lection rigoureuse et v\u00e9rification du dossier locataire<\/strong> en amont<\/li>\n\n\n\n
  • Contrats adoss\u00e9s \u00e0 un assureur fran\u00e7ais de premier plan (AXA)<\/strong><\/li>\n\n\n\n
  • Accompagnement des bailleurs avant, pendant et apr\u00e8s la souscription<\/li>\n\n\n\n
  • Gestion des sinistres avec un suivi humain et structur\u00e9<\/li>\n<\/ul>\n\n\n\n

    Ce mod\u00e8le vise \u00e0 \u00e9viter les mauvaises surprises fr\u00e9quentes sur le march\u00e9 de la GLI (garantie loyers impay\u00e9s).<\/p>\n\n\n\n

    Les valeurs de Protection Loyer<\/h2>\n\n\n\n

    Les valeurs de Protection Loyer sont directement issues de son exp\u00e9rience terrain aupr\u00e8s des propri\u00e9taires bailleurs.<\/p>\n\n\n\n

    S\u00e9curit\u00e9<\/strong>
    L\u2019objectif principal est de prot\u00e9ger durablement les revenus locatifs, m\u00eame en cas de proc\u00e9dure longue et complexe.<\/p>\n\n\n\n

    Transparence<\/strong>
    Pas de petites lignes dissimul\u00e9es : les garanties, plafonds et conditions sont clairement expliqu\u00e9s.<\/p>\n\n\n\n

    Exigence<\/strong>
    Les dossiers locataires sont analys\u00e9s avec s\u00e9rieux pour limiter les risques de refus d\u2019indemnisation.<\/p>\n\n\n\n

    Accompagnement<\/strong>
    Protection Loyer privil\u00e9gie un suivi humain<\/strong>, accessible et r\u00e9actif, loin des plateformes impersonnelles.<\/p>\n\n\n\n

    Expertise<\/strong>
    Plus de 20 ans de sp\u00e9cialisation dans l\u2019assurance loyers impay\u00e9s, au service des bailleurs.<\/p>\n\n\n\n

    Les offres de Protection Loyer<\/h2>\n\n\n\n

    Assurance loyers impay\u00e9s (GLI)<\/h3>\n\n\n\n

    Protection Loyer propose une assurance loyers impay\u00e9s haut de gamme<\/strong>, con\u00e7ue pour couvrir les principaux risques locatifs :<\/p>\n\n\n\n

      \n
    • Loyers impay\u00e9s (charges comprises)<\/li>\n\n\n\n
    • Frais d\u2019avocat et d\u2019huissiers<\/li>\n\n\n\n
    • Proc\u00e9dure d\u2019expulsion<\/li>\n<\/ul>\n\n\n\n

      Des garanties diff\u00e9renciantes<\/h3>\n\n\n\n

      Les contrats Protection Loyer se distinguent par des conditions particuli\u00e8rement protectrices :<\/p>\n\n\n\n

        \n
      • Plafond d\u2019indemnisation \u00e9lev\u00e9 : jusqu\u2019\u00e0 90 000 \u20ac<\/strong>, contre 36 000 \u00e0 70 000 \u20ac en moyenne chez de nombreux concurrents<\/li>\n\n\n\n
      • Dur\u00e9e d\u2019indemnisation illimit\u00e9e<\/strong>, m\u00eame si la proc\u00e9dure d\u2019expulsion dure plusieurs ann\u00e9es<\/li>\n\n\n\n
      • Couverture maintenue tout au long de la proc\u00e9dure, sans coupure arbitraire<\/li>\n<\/ul>\n\n\n\n

        Cette approche est particuli\u00e8rement adapt\u00e9e au contexte fran\u00e7ais, o\u00f9 une proc\u00e9dure d\u2019expulsion peut d\u00e9passer 2,5 ans<\/strong>, voire davantage.<\/p>\n\n\n\n

        Ce qui diff\u00e9rencie Protection Loyer sur le march\u00e9<\/h2>\n\n\n\n

        Protection Loyer se distingue par plusieurs points cl\u00e9s :<\/p>\n\n\n\n

          \n
        • Sp\u00e9cialisation exclusive en assurance loyers impay\u00e9s<\/strong><\/li>\n\n\n\n
        • Partenariat avec AXA<\/strong>, gage de solidit\u00e9 et de fiabilit\u00e9<\/li>\n\n\n\n
        • Plafonds d\u2019indemnisation parmi les plus \u00e9lev\u00e9s du march\u00e9<\/strong><\/li>\n\n\n\n
        • Indemnisation illimit\u00e9e dans le temps<\/strong>, rare sur ce type de contrat<\/li>\n\n\n\n
        • V\u00e9rification rigoureuse des dossiers locataires<\/strong>, r\u00e9duisant les risques de refus<\/li>\n\n\n\n
        • Accompagnement r\u00e9el des bailleurs<\/strong>, avant et pendant les sinistres<\/li>\n<\/ul>\n\n\n\n

          Pourquoi R\u00e9assurez-moi<\/strong> s\u2019int\u00e9resse \u00e0 Protection Loyer<\/h2>\n\n\n\n

          Chez R\u00e9assurez-moi, nous mettons en avant les acteurs capables d\u2019apporter de la s\u00e9curit\u00e9 r\u00e9elle<\/strong> sur des enjeux financiers sensibles.<\/p>\n\n\n\n

          Protection Loyer r\u00e9pond pleinement \u00e0 ces exigences gr\u00e2ce \u00e0 :<\/p>\n\n\n\n

            \n
          • une expertise reconnue<\/strong> en assurance loyers impay\u00e9s<\/li>\n\n\n\n
          • des garanties solides et lisibles<\/strong>, sans limitation artificielle de dur\u00e9e<\/li>\n\n\n\n
          • un cadre assurantiel fran\u00e7ais<\/strong>, avec AXA comme partenaire<\/li>\n\n\n\n
          • un accompagnement structur\u00e9<\/strong>, indispensable en cas de litige locatif<\/li>\n<\/ul>\n\n\n\n

            Cette approche fait de Protection Loyer une solution particuli\u00e8rement pertinente pour les propri\u00e9taires bailleurs souhaitant s\u00e9curiser durablement leurs revenus locatifs<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

            Qui est Protection Loyer ? Protection Loyer est une marque de PGA Assurances, appartenant au groupe Rambaud Labrosse, courtier sp\u00e9cialis\u00e9 depuis plus de 20 ans dans l\u2019assurance loyers impay\u00e9s. Protection Loyer s\u2019appuie sur un partenariat exclusif avec AXA pour proposer aux propri\u00e9taires bailleurs des solutions solides, s\u00e9curis\u00e9es et conformes aux exigences du march\u00e9 fran\u00e7ais. Avec plus de 30 000 propri\u00e9taires assur\u00e9s, Protection Loyer s\u2019est impos\u00e9e comme l\u2019un des\u2026<\/p>\n","protected":false},"author":86,"featured_media":0,"parent":217141,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"page_topic":[807],"class_list":["post-216514","page","type-page","status-publish","hentry"],"yoast_head":"\nProtection Loyer | R\u00e9assurez-moi<\/title>\n<meta name=\"description\" content=\"Protection Loyer propose une assurance loyers impay\u00e9s avec AXA. 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